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Justin Kozera - Market Leader in Ocean City, MD

Justin Kozera

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Market Leader

Movement Mortgage - Westminster, MD
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
Movement Mortgage - Westminster, MD
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
2%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
    M
    Mark S
    Berlin, MD
    Posted on July 6th, 2026 09:38 PM
    We have purchased and refinanced many homes in our adult life. Far and above this was the easiest and fastest I have ever experienced.
    Reply from Justin Kozera
    July 17th, 2026 02:31 PM
    It was great working with you! I really appreciate your business and positive feedback.
  • SFTP
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    Anthony G
    Ocean City, MD
    Posted on June 30th, 2026 12:08 PM
    Everything goes smooth with Justin and Movement Mortgage. If you are looking for local knowledge hes the guy.
    Reply from Justin Kozera
    July 10th, 2026 04:36 PM
    I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
  • SFTP
    S
    Scott F
    Ocean City, MD
    Posted on June 29th, 2026 07:50 PM
    The communication is always key and Justin was always quick to respond to questions and concerns we might have had.
    Reply from Justin Kozera
    July 9th, 2026 07:51 PM
    I really appreciate your positive feedback and look forward to staying connected!
  • SFTP
    M
    Margie B
    Ocean City, MD
    Posted on June 27th, 2026 07:19 PM
    Thorough communication, seamless transition, excellent service !!!
    Reply from Justin Kozera
    July 7th, 2026 07:19 PM
    Thank you for the 5-star review! It was a pleasure working with you.
  • SFTP
    R
    Rashmi R
    Ocean City, MD
    Posted on May 26th, 2026 09:24 PM
    The whole team was very responsive and helpful. They took time to explain things.
  • SFTP
    T
    Tara T
    Queenstown, MD
    Posted on May 15th, 2026 07:38 PM
    Working with Justin Kozera was a fantastic experience from start to finish. He communicated clearly throughout the entire process, kept everyone informed every step of the way, and made the transaction feel seamless for both my buyers and our...
    read more
    Reply from Justin Kozera
    May 25th, 2026 07:39 PM
    It was great working with you! I really appreciate your business and positive feedback.
  • SFTP
    R
    Ralph P
    Ocean City, MD
    Posted on May 11th, 2026 11:55 PM
    Justin was professional, responsive, and very helpful throughout the loan process. He stayed engaged, communicated clearly, and worked hard to move everything forward. I appreciate his support and dedication in getting this done.
    Reply from Justin Kozera
    May 22nd, 2026 01:18 PM
    Thank you for your positive feedback! I’d love to work with you again in the future.
  • SFTP
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    Elena G
    Westminster, MD
    Posted on May 7th, 2026 03:46 PM
    Justin has a great welcoming personalit!
    Reply from Justin Kozera
    May 18th, 2026 02:56 PM
    Thank you so much for the review! I loved working with you and will keep in touch moving forward.
  • SFTP
    A
    Abigail P
    Baltimore, MD
    Posted on May 4th, 2026 12:55 PM
    Holly was amazing and she deserves a raise! I had a complicated application and she made it all so easy . I worked more with Holly than Justin, but Justin was the one who made it all come together so thanks to him too :)
    read more
  • SFTP
    J
    Janet K
    Hanover, PA
    Posted on May 1st, 2026 06:25 PM
    I was pleased with the expertise, excellent level of communication, and smooth process of completing paperwork for my mortgage with Justin Kozera and Movement Mortgage.
    Reply from Justin Kozera
    May 11th, 2026 06:26 PM
    Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
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    About
    My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS_ID# 1446275
    • DE-MLO-1446275
    • FL-LO60579
    • View All
    Disclaimer
    DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.