

Justin Kozera
Market Leader

My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We have purchased and refinanced many homes in our adult life. Far and above this was the easiest and fastest I have ever experienced.
Reply from Justin Kozera
July 17th, 2026 02:31 PM
It was great working with you! I really appreciate your business and positive feedback.
Everything goes smooth with Justin and Movement Mortgage. If you are looking for local knowledge hes the guy.
Reply from Justin Kozera
July 10th, 2026 04:36 PM
I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
The communication is always key and Justin was always quick to respond to questions and concerns we might have had.
Reply from Justin Kozera
July 9th, 2026 07:51 PM
I really appreciate your positive feedback and look forward to staying connected!
Thorough communication, seamless transition, excellent service !!!
Reply from Justin Kozera
July 7th, 2026 07:19 PM
Thank you for the 5-star review! It was a pleasure working with you.
The whole team was very responsive and helpful. They took time to explain things.
Working with Justin Kozera was a fantastic experience from start to finish. He communicated clearly throughout the entire process, kept everyone informed every step of the way, and made the transaction feel seamless for both my buyers and our...
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Reply from Justin Kozera
May 25th, 2026 07:39 PM
It was great working with you! I really appreciate your business and positive feedback.
Justin was professional, responsive, and very helpful throughout the loan process. He stayed engaged, communicated clearly, and worked hard to move everything forward. I appreciate his support and dedication in getting this done.
Reply from Justin Kozera
May 22nd, 2026 01:18 PM
Thank you for your positive feedback! I’d love to work with you again in the future.
Justin has a great welcoming personalit!
Reply from Justin Kozera
May 18th, 2026 02:56 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
Holly was amazing and she deserves a raise! I had a complicated application and she made it all so easy . I worked more with Holly than Justin, but Justin was the one who made it all come together so thanks to him too :)
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I was pleased with the expertise, excellent level of communication, and smooth process of completing paperwork for my mortgage with Justin Kozera and Movement Mortgage.
Reply from Justin Kozera
May 11th, 2026 06:26 PM
Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
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Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS_ID# 1446275
- DE-MLO-1446275
- FL-LO60579
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Disclaimer
DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.