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Julie Sammons
Senior Loan Officer


University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
An amazing experience overall! Julie was very helpful—she explained everything clearly whenever I felt confused and was always easy to reach out to.
Reply from Owner
September 3rd, 2025 05:45 AM
Thank you Maria! It was a pleasure working with you and helping you through your Homeownership Journey! I’m proud of you and always here to assist. Please feel free to reach out to me at any time!
An amazing experience overall! Julie was very helpful—she explained everything clearly whenever I felt confused and was always easy to reach out to.
Reply from Julie Sammons
August 6th, 2025 02:19 PM
I'm genuinely happy to hear that you had such a positive experience, Maria. It's important to me that you felt supported and understood throughout the process. If there's anything else you need in the future, feel free to contact me. Thank...
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Communication
Reply from Julie Sammons
July 6th, 2025 09:41 PM
I'm pleased to know that the communication met your expectations during your experience with Ruoff Mortgage. Ensuring clear and effective communication is a priority, and I'm glad it contributed positively to your journey with us. Thank you...
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i hve no suggestion at this time.
Reply from Julie Sammons
July 2nd, 2025 05:05 AM
We appreciate your feedback, Denise. If you have any suggestions or need assistance in the future, please feel free to reach out. Thank you for choosing Ruoff Mortgage.
Working with Julie Sammons at The Mortgage Link was nothing short of life-changing. After being turned away by multiple mortgage companies due to my unconventional pay structure, we were beginning to lose hope that homeownership was even possible...
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Reply from Julie Sammons
July 6th, 2025 09:48 PM
It was a pleasure working with you and Toni. Glad we were able to dig deep into your situation and find a way to make you a Happy Homeowner. Please be sure to reach out to me if you need any additional help or if you have questions. I am a...
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Julie was very helpful and polite and answered all my questions
Reply from Julie Sammons
April 27th, 2025 05:49 PM
I'm glad to hear that I was able to assist you effectively and provide the information you needed. Thank you for your kind words, and it was a pleasure working with you, Roger.
Very friendly and helpful
Reply from Julie Sammons
April 23rd, 2025 12:28 AM
I'm glad to hear that you found the experience friendly and helpful. It was a pleasure assisting you with your needs at The Mortgage Link. Thank you for your kind words, Roger!
Julie was fantastic! If I buy another home, I will be sure to contact her right away.
Reply from Owner
April 16th, 2025 02:55 PM
I'm thrilled to hear that you had such a positive experience, Matt. It was a pleasure assisting you with your home purchase, and I look forward to the opportunity to work with you again in the future.
Buying a new home can be stressful and Julie made it as easy as possible. Very friendly, straight forward, and communicates very well with us.
Reply from Julie Sammons
April 16th, 2025 02:55 PM
I'm glad to hear that I could make the home buying process easier for you. It was a pleasure working with you, and I appreciate your kind words about my communication and approach.
Julie was fantastic! If I buy another home, I will be sure to contact her right away.
Reply from Owner
August 7th, 2025 12:00 AM
I'm thrilled to hear that you had such a positive experience, Matt. It was a pleasure assisting you with your home purchase, and I look forward to the opportunity to work with you again in the future.
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About
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Loans in Brownstown
First Time Homebuyer Loans in Michigan
Conventional Loans
MSHDA Home Loans with our without Down Payment Assistance
National Faith Homebuyer Loans
Conventional, FHA, VA & USDA Loans with Down Payment Assistance
Special Rate Programs
Doctor Only Loans
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Education
- University of Detroit MercyBusiness ManagementBachelor of Science

Positions
- Ruoff Mortgage - Senior Loan OffierMay 16th, 2025 - Current
Memberships
- NMLS Member Since 2011
- Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
- SEBAR Golf Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 870309
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Awards
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Achievements
- Customer Service & Relationship Management Maintained
- Innovation & Process Improvement
- Performance & Sales Achievements
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Hobbies
- Family Gatherings
- Golf
- Pickleball
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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