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Julie Sammons
Senior Loan Officer


University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Julie really cared about us and under our situation.
Reply from Julie Sammons
December 16th, 2025 04:07 PM
I'm grateful for your kind words, Yorlan. It was important to me to truly understand and support your situation. Thank you for putting your trust in Ruoff Mortgage and allowing me to assist you throughout the process. If there's anything else...
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Great work,wonderful people, and very fast processing
Reply from Julie Sammons
December 3rd, 2025 02:28 AM
Thank you, William, for sharing your thoughts. I’m glad you found the work satisfactory and appreciated the process being efficient. If you ever have more feedback or questions, don’t hesitate to reach out.
Julie never gave up on us for buying a home no matter what came our way she always had another solution she was always avaliable to answer any question we had and told us exactly what to expect and what the next step was she was on point with...
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Reply from Owner
December 3rd, 2025 02:29 AM
I'm truly grateful for your kind words, Barbara. It was important to me to be there every step of the way and to offer solutions whenever challenges arose. I'm glad I could provide clarity and support throughout your home-buying journey with...
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Julie was awesome she was always there to answer any questions and guide us every step of the way.. always in contact always returning all my phone calls and always letting you know the next step... she is very enthusiastic and works through...
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Reply from Julie Sammons
November 30th, 2025 10:43 PM
I'm glad to hear that my guidance and availability made a positive difference in your experience, Robert. Being attentive and keeping you informed through every step of the process is important to me. Thank you for your kind words, and I'm...
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All hands on Deck with the process
Reply from Julie Sammons
October 21st, 2025 03:59 PM
I'm glad to hear that the process felt comprehensive and well-coordinated for you, and Leslie. It's important to me that each step is handled with care and attention. If there’s anything else you need or any feedback you'd like to share, please...
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Julie Sammons is a wonderful senior loan officer who went above and beyond. While we were two days before closing, she took time out of her VACATION to call us to go through the final numbers and make sure we were prepared for the financial...
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Reply from Julie Sammons
October 20th, 2025 07:07 PM
It's great to hear that my efforts made a positive impact during your closing process. I believe it's essential to provide support when it's most needed, even if it means stepping in during my time off. I'm glad I could assist you with the...
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Julie Sammons has received a review with 5 star rating from Hannah T
Reply from Owner
October 1st, 2025 06:02 AM
It was a pleasure helping you with your Homebuying Journey, Hannah.
Your kindness and thoughtful review is appreciated. I’m here always help you - it doesn’t stop at the closing table.
Julie was great & knowledgeable!
Reply from Julie Sammons
October 1st, 2025 02:06 AM
It was a pleasure working with you, Hannah. I'm glad to hear you felt supported by my knowledge throughout the process. If you have any further questions or need assistance, I'm here to help. Thank you for your kind words and for choosing Ruoff...
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Julie is such a joy! She is energetic and positive while being incredibly knowledgeable & hard working. I love referring my clients to her, I know they’re in good hands!
Reply from Julie Sammons
September 29th, 2025 09:46 PM
Your kind words mean a lot, Rachel. I'm truly glad to hear that you find my approach energetic and positive. It's important to me to be a reliable resource for you and your clients. Thank you for the trust you place in me; it's a pleasure to...
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Buying a home can be a stressful process, especially when you are doing it from another state! Julie was knowledgeabl, friendly and had a lot of great advise!! She went way above and beyond!!
Reply from Julie Sammons
August 27th, 2025 06:02 PM
I appreciate your kind words, Jessica. I understand how challenging buying a home from another state can be, and I'm glad I could assist in making the process smoother for you. Your trust and positive experience are important to me. If you...
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About
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Loans in Brownstown
First Time Homebuyer Loans in Michigan
Conventional Loans
MSHDA Home Loans with our without Down Payment Assistance
National Faith Homebuyer Loans
Conventional, FHA, VA & USDA Loans with Down Payment Assistance
Special Rate Programs
Doctor Only Loans
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Education
- University of Detroit MercyBusiness ManagementBachelor of Science

Positions
- Ruoff Mortgage - Senior Loan OffierMay 16th, 2025 - Current
Memberships
- NMLS Member Since 2011
- Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
- SEBAR Golf Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 870309
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Achievements
- Customer Service & Relationship Management Maintained
- Innovation & Process Improvement
- Performance & Sales Achievements
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Hobbies
- Family Gatherings
- Golf
- Pickleball
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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