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Julie Sammons
Senior Loan Officer


University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 9 PM
Wed
9 AM to 9 PM
Thu
9 AM to 9 PM
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Reviews from Web
Great people to work with! They did an awesome job at explaining everything to me and went out of their way to help me a lot!
Reply from Owner
June 3rd, 2026 06:20 PM
Thank you for taking the time to share your experience! We are thrilled to hear that you felt supported throughout the process. Helping our clients understand their options and feel confident every step of the way is always our goal. It was...
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Everyone was very helpful and very kind.
Reply from Julie Sammons
May 29th, 2026 03:56 PM
I'm grateful for your kind words, Dylan. It's appreciated to hear that you found everyone helpful and kind during your experience with Ruoff Mortgage. If there's anything else I can assist you with, please let me know.
Julie is awesome!!!! We were not confused about anything or any number on our mortgage. She was so nice, patient, helpful, & took the time to break down & explain any little detail we didn't understand. I am so happy with my experience & my...
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Reply from Owner
May 20th, 2026 02:20 AM
Thank you for your kinds words. Always happy to help and try to make it a pleasant experience. You had great questions and no question is a silly question! Glad you felt comfortable and trusted me throughout your home buying journey! Congratulations...
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Julie is awesome!!!! We were not confused about anything or any number on our mortgage. She was so nice, patient, helpful, & took the time to break down & explain any little detail we didn't understand. I am so happy with with my experience...
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Reply from Julie Sammons
May 19th, 2026 07:59 PM
I'm very grateful for your kind words, Carlos. It's appreciated to hear that you felt informed and supported throughout the process. I'm happy to have been part of your journey to your new home! Thank you for choosing Ruoff Mortgage.
Very knowledgable, friendly and quick to answer any questions
Reply from Julie Sammons
May 8th, 2026 03:16 AM
Thank you for your kind words, Katherine. I'm glad to hear that you found my knowledge and responsiveness helpful during your experience with Ruoff Mortgage. If you have any more questions or need assistance in the future, please don't hesitate...
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Julie Sammons has received a review with 5 star rating from Cliff A
Reply from Owner
April 28th, 2026 02:52 AM
Greatly appreciate the review and glad you found my service to be above and beyond. It was a pleasure working with you and Joyce. Do not hesitate to reach out if you need anything, always happy to assist.
Julie went above and beyond our expectations if had to do it all over again in an absolute minute, day of the week and twice on Sunday what I have noticed is even when she wasn't working and during her personal time she helped us out big time...
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Reply from Julie Sammons
April 27th, 2026 01:31 AM
Clifford, I'm grateful for your kind words and appreciation. I'm glad to have been able to assist you during my personal time and exceed your expectations. It's always my goal to provide the best possible support, no matter the time or day....
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Julie Sammons has received a review with 5 star rating from Rachel S
Reply from Owner
April 26th, 2026 11:43 AM
Thank you for your kind review. If you need assistance with homebuying or a preapproval; I am happy to assist.
The rouff team was excellent 😃
Reply from Julie Sammons
April 26th, 2026 12:52 AM
I'm happy to hear that you found the Ruoff team to be excellent, Joyce. Your positive feedback means a lot to me, and I'm grateful for your kind words. Proud of you and Cliff!
Julie Sammons has received a review with 5 star rating from Tsio S
Reply from Owner
April 15th, 2026 06:45 PM
Thank you, Tsio, for the great rating! I'm glad to know that you had a positive experience with Ruoff Mortgage.
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About
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Loans in Brownstown
First Time Homebuyer Loans in Michigan
Conventional Loans
MSHDA Home Loans with our without Down Payment Assistance
National Faith Homebuyer Loans
Conventional, FHA, VA & USDA Loans with Down Payment Assistance
Special Rate Programs
Doctor Only Loans
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Search Rank ScoreLearn More →
646
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Education
- University of Detroit MercyBusiness ManagementBachelor of Science

Positions
- Ruoff Mortgage - Senior Loan OffierMay 16th, 2025 - Current
Memberships
- NMLS Member Since 2011
- Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
- SEBAR Golf Committee
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Addresses and Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 870309
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Achievements
- Customer Service & Relationship Management Maintained
- Innovation & Process Improvement
- Performance & Sales Achievements
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Hobbies
- Family Gatherings
- Golf
- Pickleball
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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