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Julie Sammons
Senior Loan Officer


University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Great service!
Reply from Julie Sammons
October 1st, 2026 02:59 AM
I'm glad to hear that you had a great experience, Hannah. Thank you for choosing Ruoff Mortgage!
communication and knowledge
Reply from Julie Sammons
October 1st, 2026 02:56 AM
I'm glad to hear that my communication and knowledge made a positive impact, Lucas. At Ruoff Mortgage, it's important to me that you feel informed and supported throughout the process. Thank you for your kind words.
Julie and her team are phenomenal and we're quick to answer any questions we have and patient enough to explain the whys to us. Could not ask for a better first time home buying team.
Reply from Julie Sammons
September 20th, 2026 09:25 PM
I'm glad to hear that you had such a positive experience with me and my team at Ruoff Mortgage, Jordan. It's wonderful to know that we could assist you with your first home buying process by answering your questions and explaining everything...
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The personal text and emails to keep me constantly updated .
Reply from Julie Sammons
September 16th, 2026 06:13 PM
I'm happy to hear that the personal texts and emails were helpful in keeping you updated, Devlin. At Ruoff Mortgage, we strive to ensure clear and consistent communication throughout the process.
Julie did everything that she could do to make everything work!
Reply from Julie Sammons
September 15th, 2026 02:32 AM
I'm grateful for your kind words, Ioannis. It's nice to know that my efforts to make everything work were appreciated. If you need any further assistance, please don't hesitate to reach out.
Overall amazing and smooth experience. All of my questions were quickly addressed and answered. If I ever buy another house in the future I will definately be using Julie and her team again.
Reply from Julie Sammons
August 26th, 2026 06:39 PM
I'm glad to hear you had a smooth experience, James. It's great to know that I could address your questions quickly. I look forward to assisting you again if you decide to buy another house in the future.
Julie was great
Reply from Julie Sammons
August 12th, 2026 01:38 AM
Thank you, Blaize, for your kind words. I'm glad to hear you had a great experience with Ruoff Mortgage.
Loved working with you and Congratulations again :)
Julie is the best. We've worked with her on multiple occasions. never disappointed!
Reply from Julie Sammons
July 27th, 2026 03:53 PM
Thank you, Dan, for your kind words. I'm grateful to have had the opportunity to work with you multiple times, and I'm happy to know I consistently met your expectations. Please don't hesitate to reach out if there's anything more I can assist...
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Julie had all information ready as soon as possible and made the entire loan process very easy and understandable. She was just a call or text away at any time if we needed help or had questions and responded quickly.
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Reply from Julie Sammons
July 22nd, 2026 03:59 PM
Devin. I'm glad I could make the loan process easy and understandable for you. Being available to assist whenever needed is important to me, and I'm pleased it was helpful during your experience with Ruoff Mortgage.Extremely happy for your...
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I have been in the real estate industry for almost six years and have worked with all kinds of people during that time. Julie Sammons and her team are, by far, some of the best I’ve had the pleasure of working with.Julie was prompt, professional,...
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Reply from Owner
July 21st, 2026 11:50 PM
Kourtney, thank you so much for your kind words! It was truly a pleasure working alongside you. Your professionalism and dedication to your clients made the transaction seamless. Reviews like this mean so much because building relationships...
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About
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Loans in Brownstown
First Time Homebuyer Loans in Michigan
Conventional Loans
MSHDA Home Loans with our without Down Payment Assistance
National Faith Homebuyer Loans
Conventional, FHA, VA & USDA Loans with Down Payment Assistance
Special Rate Programs
Doctor Only Loans
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Education
- University of Detroit MercyBusiness ManagementBachelor of Science

Positions
- Ruoff Mortgage - Senior Loan OffierMay 16th, 2025 - Current
Memberships
- NMLS Member Since 2011
- Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
- SEBAR Golf Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 870309
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Awards
⭐ Affiliate of the...
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Achievements
- Customer Service & Relationship Management Maintained
- Innovation & Process Improvement
- Performance & Sales Achievements
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Hobbies
- Family Gatherings
- Golf
- Pickleball
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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