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Julie Sammons
Senior Loan Officer


University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
The communication and kindness received from Julie is Something that only a professional can provide . Well done Julie and I hope to work with you again in the future or send clients your way
Reply from Julie Sammons
April 16th, 2025 02:55 PM
I'm thrilled to hear that you appreciated the communication and kindness during our work together. It was a pleasure assisting you, and I look forward to the opportunity to work with you again or assist anyone you refer to me. Thank you for...
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Julie was great! Any questions or concerns through this process were answered every time. Julie had great availability, especially with my partner and I's changing schedules.
Reply from Julie Sammons
April 9th, 2025 07:08 PM
I'm thrilled to hear that you found my assistance helpful throughout the process. It was a pleasure working with you and Liz. I'm glad I could accommodate your schedules. Thank you for your positive feedback!
One of the fastest and easiest loan approvals I've ever had. Thanks for everything.
Reply from Julie Sammons
April 9th, 2025 07:08 PM
I'm thrilled to hear that your loan approval process was fast and easy. It was a pleasure assisting you, and I appreciate your kind words.
Step by step direction and communication has been great. Extremely important for someone who is going through this for the first time.
Reply from Julie Sammons
March 31st, 2025 06:50 PM
I'm thrilled to hear that the step-by-step direction and communication were helpful for you, especially as a first-time participant in the process. It was a pleasure assisting you, Elizabeth. Thank you for your kind feedback.
Very open, friendly, responsive, and helpful.
Reply from Julie Sammons
March 31st, 2025 06:51 PM
I'm thrilled to hear that you found the experience open, friendly, responsive, and helpful. It was a pleasure working with you, and your feedback is greatly appreciated.
Great place with great people!
Reply from Owner
March 31st, 2025 06:51 PM
I'm thrilled to hear that you had such a positive experience with us at The Mortgage Link. Thank you for your kind words, and I'm glad I could assist you.
Everything was fast and all interactions with staff were pleasant.
Reply from Julie Sammons
March 31st, 2025 06:51 PM
I'm thrilled to hear that you had a pleasant experience and that everything was fast. It was a pleasure working with you at The Mortgage Link. Thank you for your kind words!
Great place with great people!
Reply from Owner
August 7th, 2025 12:00 AM
I'm thrilled to hear that you had such a positive experience with us at The Mortgage Link. Thank you for your kind words, and I'm glad I could assist you.
Julie was so helpful with us over the course of a years time. She was always available for questions and very encouraging and exceptional when it was time to close. We feel very fortunate that we aligned with Julie and I should mention she...
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Reply from Owner
February 25th, 2025 08:36 PM
Jesse, thank you so much for your kind words! It was truly a pleasure working with you over the past year. I'm thrilled to hear that you felt supported throughout the process and that we were able to secure a great rate for you. Your patience...
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Julie made our experience great and she so fun and knowledgable!
Reply from Julie Sammons
February 25th, 2025 08:36 PM
Thank you so much, Jesse, for your kind words. It was truly a pleasure working with you throughout the process. I'm thrilled to hear that you found my support helpful and that you were satisfied with the rate and fees we secured for you. I'm...
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About
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Loans in Brownstown
First Time Homebuyer Loans in Michigan
Conventional Loans
MSHDA Home Loans with our without Down Payment Assistance
National Faith Homebuyer Loans
Conventional, FHA, VA & USDA Loans with Down Payment Assistance
Special Rate Programs
Doctor Only Loans
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Education
- University of Detroit MercyBusiness ManagementBachelor of Science

Positions
- Ruoff Mortgage - Senior Loan OffierMay 16th, 2025 - Current
Memberships
- NMLS Member Since 2011
- Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
- SEBAR Golf Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 870309
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Awards
⭐ Affiliate of the...
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Achievements
- Customer Service & Relationship Management Maintained
- Innovation & Process Improvement
- Performance & Sales Achievements
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Hobbies
- Family Gatherings
- Golf
- Pickleball
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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