

Top 5%
Julie Sammons
Senior Loan Officer


University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Julie Sammons has received a review with 5 star rating from Rachel S
Reply from Owner
May 7th, 2026 12:00 AM
Thank you for your kind review. If you need assistance with homebuying or a preapproval; I am happy to assist.
Julie Sammons has received a review with 5 star rating from Tsio S
Reply from Owner
April 15th, 2026 06:45 PM
Thank you, Tsio, for the great rating! I'm glad to know that you had a positive experience with Ruoff Mortgage.
The availability of everyone even on weekend or holiday or late hours.
Reply from Julie Sammons
April 12th, 2026 09:09 PM
It's great to hear that the availability of support, even during weekends and late hours, was beneficial for you. I'm committed to being there when needed to ensure the process is smooth and accommodating. Thank you for your feedback, Sheryl....
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Julie Sammons has received a review with 5 star rating from Raylen P
Reply from Owner
March 28th, 2026 04:23 AM
Thank you Raylen. I’m proud of you and your accomplishment and I never doubted you. It took us time and our persistence paid off! Congratulations Again! 🏡
Julie was very flexible with our schedule & when she could set down and help though the process.when we started off with julie there was a lot of stuff we didn't understand she lead us in the right direction on how to improve the necessary...
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Reply from Julie Sammons
March 30th, 2026 03:35 PM
I truly appreciate your kind words, Raylen. It was a pleasure to work with you and help guide you through the mortgage process. I'm glad I could offer the flexibility and support you needed. It's wonderful to hear that you felt like family,...
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Julie, it was a very professional and as a friend when it come to the Mortgage she made sure I understood everything and was updated at all times I would use her again if I ever had to
Reply from Owner
March 14th, 2026 12:40 PM
I appreciate your kind words, Susie. It's important to me that the process is clear and that clients feel informed every step of the way. Knowing that you found the experience both professional and friendly is truly rewarding. If you ever need...
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Julia was not just a Mortgage person she felt like family . she informed tme about everything that was going on on a daily basis with all updates.
Reply from Julie Sammons
March 14th, 2026 12:41 PM
It was great to hear your feedback, Dorothy. I'm genuinely glad to know that you felt like family during the mortgage process. Keeping you informed with daily updates is something I prioritize, and I'm happy it made a positive impact on your...
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Julie was very informative, easy to work with, knowledgeable and great with communication
Reply from Julie Sammons
February 16th, 2026 08:23 PM
I'm glad to hear that you found me informative and easy to work with, Meghan. It's important to me that my clients feel well-supported and informed throughout the process. Your kind words about my communication and knowledge are truly appreciated....
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Start to finish the process was easy, clear, efficient, and professional. From the Loan Butler application, uploading of documents, and the quick and friendly communication from Julie and Jenna. Our experience was a little out of the normal...
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Reply from Julie Sammons
February 16th, 2026 04:26 PM
Thank you for sharing your experience, Julian. I'm glad to hear that the process met your expectations and that you found our communication clear and efficient. It's important to me to provide a seamless experience, even when timelines are...
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Julie Sammons has received a review with 5 star rating from Lizbeth R
Reply from Owner
March 28th, 2026 04:25 AM
Hi Lizabeth.. Hope Homeownership is treating you well! It was a pleasure assisting you through your home buying journey. I’m always here to help! 🏡😊
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About
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Loans in Brownstown
First Time Homebuyer Loans in Michigan
Conventional Loans
MSHDA Home Loans with our without Down Payment Assistance
National Faith Homebuyer Loans
Conventional, FHA, VA & USDA Loans with Down Payment Assistance
Special Rate Programs
Doctor Only Loans
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Education
- University of Detroit MercyBusiness ManagementBachelor of Science

Positions
- Ruoff Mortgage - Senior Loan OffierMay 16th, 2025 - Current
Memberships
- NMLS Member Since 2011
- Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
- SEBAR Golf Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 870309
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Awards
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Achievements
- Customer Service & Relationship Management Maintained
- Innovation & Process Improvement
- Performance & Sales Achievements
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Hobbies
- Family Gatherings
- Golf
- Pickleball
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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