Julie Carlton
Loan Originator
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Julie, takes so much care when representing her clients in a home purchase. As a Financial Planner, it’s so comforting to know that when I refer one of my clients to Julie she cares as much as I do. Julie is a true professional!
Reply from Owner
February 25th, 2026 01:50 PM
Thank you, Barrett! I am always here for all of your clients home financing needs! It is always a pleasure working with you!
As a CFP, I need to know the clients I send for their mortgage needs are taken care of from start to finish. Julie does just that!
Julie brings nothing but professionalism and a deep commitment to every client she works with. Her ability to truly listen and understand her clients’ financial needs ensures a personalized approach. Her attention to detail, clear communication,...
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Reply from Owner
January 8th, 2026 11:19 AM
Thank you so much for your feedback, Lauren!
Attention to detail, full transparency, & responsiveness are just a few of the skills that make working with Julie so wonderful! She takes pride in making the loan process less stressful for her clients. If you want the best, go to Julie!!!...
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Julie's attention to detail and willingness to talk you through every step and option makes the refinancing experience so much easier. You can ask her any question judgement free!
Reply from Owner
January 8th, 2026 11:19 AM
This means a lot! Thank you, Renee! I love working with you and your family!!
My family and I recently fulfilled a long-time dream of buying a cottage on the lake, and I can’t thank Julie enough for making the process smooth and stress-free. From the very beginning, she made sure I always knew what was happening, taking...
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My family and I recently fulfilled a long-time dream of buying a cottage on the lake, and I can’t thank Julie enough for making the process smooth and stress-free. From the very beginning, she made sure I always knew what was happening, taking...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Medical Professional Mortgages
Bank Statement Loans
Specialities
Home Loan Financing
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Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2552321
Awards
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions