Julie Carlton
Loan Originator
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Julie was amazing! She was always available to answer any questions I had, and explained the process step by step. I would definitely recommend her to my friends and family for any mortgage broker needs
Reply from Julie Carlton
January 6th, 2026 07:19 PM
Thank you so much for the kind words, Barbara! You were a pleasure to work with and I look forward to working with you, your family and friends in the future! Congrats on the new place! Happy New Year!
Thank you for all of you help and seeing this through to the end with us Julie.
Reply from Julie Carlton
January 6th, 2026 07:19 PM
I appreciate your kind message, Aaron. It was a pleasure to assist you through the process. If there's anything else you need or any questions arise in the future, don't hesitate to reach out. Thank you for choosing Waterstone Mortgage!
I highly recommend Julie Carlton for your mortgage needs.
Julie was always available whenever we would have questions and made the process as smooth as possible from start to finish.
Thank you Julie!
Reply from Owner
February 25th, 2026 01:47 PM
I'm grateful for your thoughtful review, and I'm pleased to know that you had a smooth experience with the mortgage process. Your recommendation means a lot to me, and I'm glad I could assist you from start to finish. If you ever have more...
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Julie was amazing through the entire process. From pre approval to the final closing day celebration, she was always available when questions would arise.I would reccommend Julie and the team at Waterstone Mortgage to anyone.Thank you for making...
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Reply from Julie Carlton
January 6th, 2026 07:19 PM
I'm grateful for your thoughtful review, and I'm pleased to know that you had a smooth experience with the mortgage process. Your recommendation means a lot to me, and I'm glad I could assist you from start to finish. If you ever have more...
read more
Julie Carlton was a dream to work with! Buying a home is one of the most stressful events in life and she made it feel easy. Any time we had a question or concern, Julie quickly responded whether it was a phone call or email. We do not plan...
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Reply from Owner
September 18th, 2025 05:09 PM
Thank you for the kind words, Liz! I loved working with your family! Congrats on your new DREAM home! I am so happy for you and look forward to working with you, again!!
Julie was a dream to work with! Buying a home is one of the most stressful events in life and she made it feel easy. Any time I had a question or concern, Julie quickly responded whether it was a phone call or email. We don't plan to move ever...
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Reply from Julie Carlton
January 6th, 2026 07:19 PM
Thank you so much, Liz! I loved working with you and LJ!! Congratulations on the purchase of your beautiful DREAM home!! I look forward to working with you in the future when it’s time to refinance :)
Julie was great to work with. She made sure that we were informed through the entire process, which was very appreciated!
Reply from Julie Carlton
January 6th, 2026 07:19 PM
Thank you so much, Wyatt and Megan! It was a pleasure working with you!!
Julie was fantastic to work with! Very responsive, always helpful, and truly cares about her clients. I cannot recommend her enough!
Reply from Julie Carlton
January 6th, 2026 07:19 PM
Matthew, thank you so much for your kind words! It was a pleasure working with you, and I'm thrilled to hear that you had a positive experience. Your trust in me means a lot, and I’m always here to help if you need anything in the future. Wishing...
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Julie is absolutely amazing 10 out of 10. I would definitely recommend anyone that was looking to buy a first-time home or just a home. She answered all my questions. She went above and beyond. She spoke to me after work hours. She walked me...
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Reply from Owner
February 25th, 2026 01:49 PM
Sharon, thank you so much for these kind words! I am so grateful to have been chosen to be a part of such a BIG milestone in your life! It was my pleasure and I look forward to working with you again in the future!
We recently fulfilled our dream of buying a lakefront cottage, and we couldn’t have done it without Julie’s incredible support. From start to finish, she made the entire process feel much more at ease. Julie kept us informed at every stage,...
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Reply from Owner
January 8th, 2026 11:19 AM
I loved being a part of your dream homes purchase!! I am SO happy for you guys!!! Thank you for the kind words!!
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Medical Professional Mortgages
Bank Statement Loans
Specialities
Home Loan Financing
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Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2552321
Awards
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions