Julie Carlton
Loan Originator
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Julie Carlton has received a review with 5 star rating from Heather M
Reply from Owner
June 4th, 2026 02:31 PM
Heather, thank you for the great rating! I appreciate your support and look forward to assisting you in the future.
Julie was great to work with an responsive. She made the process for my clients smooth and made sure to answer any questions they had!
Reply from Julie Carlton
May 27th, 2026 03:47 PM
Thank you, Heather! I loved working beside you and cannot wait for the next one!
We had a great experience working with Julie on our loan for our dream home! Great communication, super friendly, and organized! Made home buying so easy!!!
Reply from Owner
June 4th, 2026 02:31 PM
Matt, I'm happy to hear that you had a great experience with me during your home buying process. It's nice to know that my communication and organization contributed to making things easier for you. Thank you for sharing your kind words!
Amazing experience! Julie was amazing to work with on our loan for our dream home. Great communication, prompt replies, amazing!!!
Reply from Julie Carlton
May 27th, 2026 03:46 PM
Thank you for the kind words, Matt! It was a pleasure working with you and Beth. I am so happy for you two! Welcome to NH!
was very attentive aneet wd answer my questions. Not just before closing but during and after as well. I would recommend Julie to anyone who is looking for a new home. She is the best!
Reply from Julie Carlton
May 26th, 2026 05:25 PM
Thank you so much, Nate! It was my pleasure! Congrats on your new home!
Julie was so helpful throughout the entire home buying process . She was incredibly knowledgeable and was there every step of the way for any and all questions I had. I highly recommend her to anyone, especially a first-time home buyer as she...
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Reply from Owner
May 25th, 2026 02:36 PM
Katie, I appreciate your kind words and am glad to hear that I could support you throughout your home buying journey. It's appreciated to know that my knowledge and responsiveness made the process easier for you. Thank you for your recommendation,...
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Julie was so helpful throughout the entire home buying process . She was incredibly knowledgeable and was there every step of the way for any and all questions I had. I highly recommend her to anyone, especiallya first-time home buyer. I cannot...
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Reply from Julie Carlton
May 18th, 2026 01:23 PM
Thank you so much, Katie! It was my pleasure! I look forward to working with you in the future and appreciate the kind review! Congratulations on your new home!
It was easy to sign documents online and Julie took the time to explain things to me when I needed.
Reply from Julie Carlton
February 25th, 2026 01:51 PM
Thank you, Mallory! You helped to make the process easy! You were always so quick to respond and get us what we needed in a timely manner! Congratulations on your NEW home! I wish you the best on this new journey!
Julie and Ray were extremely helpful, prompt and patient, even when I wasn’t. I would highly recommend to anyone looking for a loan or refinance.
Reply from Owner
January 26th, 2026 09:32 PM
Mark, it's great to hear that you found the support from Ray and me helpful and timely. I'm pleased we could assist you through the process. Thank you for your recommendation; it means a lot. If you have any future questions or need further...
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Waterstone (Julie & Ray) were prompt in answering questions and extremely patient, even when I was impatient. I couldn't have asked for a better experience.
Reply from Julie Carlton
January 16th, 2026 04:53 PM
Thank you, Mark! Buying a home can definitely feel overwhelming at times. There are a lot of moving parts and moments that can be frustrating. That is exactly why we're here. Our goal is to guide you through each step, keep things moving forward,...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Medical Professional Mortgages
Bank Statement Loans
Specialities
Home Loan Financing
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Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2552321
Awards
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions