Guild Mortgage - Julia Cruz
Senior Loan Officer | NMLS# 632832
DePaul University
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your uni... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
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Julia was patient and explained everything we needed to know about getting a loan. She was supportive and made the process smooth, even with an expedited timeline.
Reply from Julia Cruz
November 1st, 2024 03:21 AM
I'm so pleased to hear that you found our process smooth and informative, Megan. Your feedback means a lot to me personally and to all of us here at Guild Mortgage. I'm glad I could assist with your loan purchase and help meet your expedited...
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You kept to your word and made the contractual dates.
Reply from Julia Cruz
October 26th, 2024 03:55 PM
I'm thrilled to hear your positive feedback, Ann! It was my pleasure to help you with your home purchase at Guild Mortgage. I always strive to provide clear communication and meet all deadlines as promised. Thank you for taking the time to...
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I had a great experience due to Julia who is excellent at what she does! My sister worked with Julia to buy a property and I reached out to Julia to help me purchase two additional properties. Because of how professional and easy to work with...
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Reply from Julia Cruz
September 26th, 2024 08:17 PM
Hi Demian, It's wonderful to hear such positive feedback! I'm thrilled you had a great experience with your property purchases and that I was able to assist you in a professional and easy manner. Your recommendation means the world to me as...
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Guild Mortgage - Julia Cruz has received a review with 5 star rating from Emily E
Julia was extremely helpful and responsive throughout the process of our home purchase. She clearly explained our financing options and was constantly available to answer our questions.
Reply from Julia Cruz
September 26th, 2024 06:26 PM
I'm thrilled to hear that you had a positive experience with your home purchase, Emily! It was my pleasure to guide you through the process and clarify your financing options. I'm always here to answer any questions you have. Thank you for...
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Julia Cruz was an amazing loan officer! She was super communicative, quick with answering all of our questions, and always made sure we knew what was going on. Julia took the time to explain all the details of the loan process, making the whole...
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Julia Cruz was an amazing loan officer! She was super communicative, quick with answering all of our questions, and always made sure we knew what was going on. Julia took the time to explain all the details of the loan process, making the whole...
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Julia was helpful, informative and very fast throughout the entire home buying process. She made sure to explain everything to us as we moved along the process. We would recommend Julia and Guild Mortgage to anyone looking to purchase a house!...
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Reply from Julia Cruz
August 16th, 2024 01:01 AM
I'm thrilled to hear that you had a positive experience with your home purchase, Jimmy! It was my pleasure to guide you through the process and provide the information you needed. I'm glad I could be a part of your journey and appreciate your...
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My clients closed on a home purchase last week with Julia Cruz as the loan officer. They were first time home buyers and needed someone with experience who could guide them through the complex loan process, help them make informed decisions,...
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About
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your unique needs. From the very first step of the loan process through closing and beyond, I’m here to guide you every step of the way.
It truly brings me joy to be there for my clients, not only during the pre-approval process but throughout escrow and the years that follow. My aim is to be your “lender for life,” offering ongoing support and expertise long after your home purchase is complete. You can count on me to be here for you every step of the journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- DePaul UniversityArts, Entertainment,and Media ManagementBachelor of Arts (BA)Sep 1998 -Jun 2002
Memberships
- Pacific Southwest Realtor Association
Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 632832; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.