Guild Mortgage - Julia Cruz
Senior Loan Officer | NMLS# 632832
DePaul University
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your uni... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Julia was available to answer questions whenever we needed an answer including on weekends. We appreciated Julia’s patience working with us as we looked for our first home. We stoped and started our home search multiple times and Julia kept...
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Reply from Owner
April 5th, 2025 04:08 PM
Thank you so much for your wonderful review! It was a pleasure assisting you with your first home purchase. I understand that buying a home for the first time can be overwhelming, and I'm glad I could help answer all your questions and guide...
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Julia was amazing to work with. Her level of detail, accuracy and dedication are second to none. Could not be more pleased with the service we received during our loan processing through closing. Can’t recommend Julia highly enough.
Reply from Owner
April 5th, 2025 04:09 PM
Thank you for your fantastic review! It was a pleasure working with you. We're glad we could make the loan process smooth and stress-free for you.
As first-time homebuyers, we couldn’t have asked for a better loan officer! Julia made the entire process smooth and stress-free. She helped us get a great rate and always took the time to explain everything clearly. We also really appreciated...
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Reply from Owner
April 5th, 2025 04:11 PM
Thank you so much for your heartfelt review! It was truly an honor to assist you with purchasing your first home.
Your enthusiasm and trust made the entire process incredibly rewarding for me. Knowing that I could help make this milestone...
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As first-time home buyers, Julia was everything we could have hoped for in a loan officer. She was kind, patient, and had an answer for every question we could come up with. She always went the extra mile to help us save as much as we could...
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Reply from Owner
April 5th, 2025 04:12 PM
Thank you so much for your lovely review! It was an absolute joy to help you with your first home purchase. I'm thrilled to hear that you felt supported and that I could answer all your questions. Buying your first home is a huge step, and...
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Julia just helped my buyers with their loan. Julia met with them multiple on times on zoom, she was always available to answer questions and she even came to the closing table to make sure they understood all the documents they were signing....
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Julia and I first worked together on a transaction late last year and she is an absolute superstar. Since then, she's always updating me on the market, inviting me to events where I can learn and provide more value to my clients. She's great...
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Julia was attentive, caring, responsive and punctual. The level of detail, professionalism, and accuracy Julia has is outstanding. It was a true pleasure to work with Julia from start to finish
Reply from Julia Cruz
February 21st, 2025 04:06 AM
Thank you, Chris! I'm so glad to hear that you had a positive experience working with me. It was truly a pleasure to assist you throughout your home-buying journey. Your kind words mean a lot, and I'm thrilled that my attention to detail and...
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Quick & Painless!!!
Reply from Julia Cruz
February 20th, 2025 10:02 PM
Hi Ellen, I'm thrilled to hear that your experience was quick and painless! It's always my goal to make the process as smooth as possible for my clients. Thank you for trusting me with your purchase, and I'm so glad I could help you through...
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Julia did an amazing job in explaining the home buying proces!
Reply from Julia Cruz
December 10th, 2024 06:29 AM
I'm delighted to hear that you had a positive experience with your home buying process, Raquel. My goal is always to provide clear and helpful explanations to make the process as smooth as possible. Thank you for your kind words and for taking...
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I've known Julia for at least two decades and she will always be my go to lender referral! Julia's character, knowledge and care for people's success are just a few attributes that I find extremely important in order to develope life long industry...
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Reply from Julia Cruz
December 7th, 2024 12:09 PM
I'm truly touched by your kind words, Penny. Having known you for so long, it's always a pleasure for me to assist you in your lending needs. Your trust in me and Guild Mortgage means the world. It's especially heartwarming to know that you...
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About
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your unique needs. From the very first step of the loan process through closing and beyond, I’m here to guide you every step of the way.
It truly brings me joy to be there for my clients, not only during the pre-approval process but throughout escrow and the years that follow. My aim is to be your “lender for life,” offering ongoing support and expertise long after your home purchase is complete. You can count on me to be here for you every step of the journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- DePaul UniversityArts, Entertainment,and Media ManagementBachelor of Arts (BA)Sep 1998 -Jun 2002
Memberships
- Pacific Southwest Realtor Association
Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 632832; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.