Guild Mortgage - Julia Cruz's Cover Image
Guild Mortgage - Julia Cruz - Senior Loan Officer | NMLS# 632832 in Carlsbad, CA

Guild Mortgage - Julia Cruz

ClaimedPro

Senior Loan Officer | NMLS# 632832

Guild Mortgage - Carlsbad
Company Logo
DePaul University
DePaul University
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your uni... Show More
Mortgage
Mortgage Loan Officer
Company Logo
DePaul University
DePaul University
Contact Info
(619) 804-8443
Carlsbad, CA
https://branches.guildmortgage.com/ca/carlsbad/julia-cruz-389-kmjcr.html
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
View All days
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
    T
    Tamara Z
    San Diego, CA
    Posted on August 5th, 2024 09:06 PM
    Senior Loan Officer Julia Cruz is what made it GREAT. The loan officer is the front line, and Julia handled it like a pro.
  • ManualUpload
    S
    Shannon B
    Vista, California
    Posted on July 29th, 2024 07:47 PM
    Julia was very responsive and provided valuable insight to help guide us through our first time home buying experience.
  • ManualUpload
    R
    Ryan M
    San Diego, California
    Posted on April 30th, 2023 10:51 PM
    Julia is an expert in her field and an incredible resource for anyone looking to buy a home! My fiancé and I were first time home buyers and she patiently held our hand throughout the entire process, providing us with valuable knowledge and...
    read more
  • ManualUpload
    G
    Gayle M
    Indio, California
    Posted on April 13th, 2023 04:45 PM
    Julia is great! She was always available to answer all my many questions and took the time to explain things I did not understand while going through the mortgage process. She continues to be available. I appreciate her patience, knowledge...
    read more
  • ManualUpload
    Z
    Zinthia Q
    San Diego, California
    Posted on April 5th, 2023 09:56 PM
    We recently worked with Julia to purchase our first home, and we couldn't be more impressed with her outstanding service. From start to finish, Julia provided exceptional guidance and support throughout the mortgage process, making it effortless...
    read more
    Reply from Julia Cruz
    November 2nd, 2023 12:55 AM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • 3rd Party Review
    R
    Richard C
    San Diego, CA
    Posted on June 12th, 2022 12:00 AM
    Julia is wonderful to work with. As a first time home buyer I really appreciated her proactiveness with walking me through the process and explaining things I didn't know. Julia always responded in a timely manner and is courteous and professional....
    read more
  • 3rd Party Review
    C
    Cindy H
    San Diego, CA
    Posted on January 19th, 2022 12:00 AM
    This was my third refinance with Julia and Guild. Julia is very patient and knowledgeable. She was able to find a loan that met my needs and that was not an easy task! She promptly returned phone calls emails and texts. I would highly recommend...
    read more
  • 3rd Party Review
    N
    Nate S
    San Diego, CA
    Posted on July 30th, 2021 12:00 AM
    Truly amazing! She is very detail oriented kindly guided us through every step. Went the extra mile to provide personalized service and was always so patient with us and our questions. Having had a previous experience with another lender that...
    read more
  • 3rd Party Review
    S
    Stephen J
    San Diego, CA
    Posted on May 20th, 2021 12:00 AM
    Julia was a true pleasure to work with! She helped my wife and I navigate all the obstacles that came with buying our first home. We highly recommend her! -Stephen J
  • 3rd Party Review
    M
    Matthew S
    San Diego, CA
    Posted on May 13th, 2021 12:00 AM
    Julia was a pleasure to work with and extremely communicative every step of the way.
    • 91–100 of 121
    About
    As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your unique needs. From the very first step of the loan process through closing and beyond, I’m here to guide you every step of the way. It truly brings me joy to be there for my clients, not only during the pre-approval process but throughout escrow and the years that follow. My aim is to be your “lender for life,” offering ongoing support and expertise long after your home purchase is complete. You can count on me to be here for you every step of the journey.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Adjustable Rate Mortgages
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • DePaul University
      Arts, Entertainment,and Media Management
      Bachelor of Arts (BA)
      Sep 1998 -Jun 2002
      DePaul University logo
    Memberships
    • Pacific Southwest Realtor Association

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 632832; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.