Guild Mortgage - Julia Cruz
Senior Loan Officer | NMLS# 632832
DePaul University
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your uni... Show More
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8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Lot's of comunication thruout the transaction
Reply from Guild Mortgage - Julia Cruz
April 17th, 2025 05:00 PM
Thank you so much for your kind words about our recent transaction. It was a pleasure working with you, and I truly appreciate your professionalism and collaboration.
Looking forward to working together again!
I recently referred Julia Cruz at Guild Mortgage to my clients, and the experience was outstanding. Her communication was exceptional—always prompt, clear, and responsive to both my questions and those of the buyers. Julia’s extensive knowledge...
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I had an exceptional experience working with Julia Cruz. Her communication was outstanding, always prompt and clear, whether addressing my questions or those of the buyers. She took the time to patiently explain the buyer's loan options, ensuring...
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Reply from Julia Cruz
April 26th, 2025 01:09 AM
I'm thrilled to hear that you had such a positive experience, Amy. It was a pleasure to assist you and ensure clear communication throughout the process. Thank you for your kind words and recommendation.
Julia was incredibly communicative through the whole process. She was thoughtful and always took time to explain everything. It was made very simple and we closed quickl. Wonderful experience.
Julia was incredibly communicative through the whole process. She was thoughtful and always took time to explain everything. It was made very simple and we closed quickl. Wonderful experience.
Reply from Julia Cruz
April 25th, 2025 08:17 PM
I'm thrilled to hear that you had a wonderful experience with the mortgage process. It was a pleasure assisting you, and I'm glad I could make everything simple and clear. Thank you for your kind words.
Great communication, smooth transaction, timely closing
Reply from Guild Mortgage - Julia Cruz
April 15th, 2025 03:49 PM
Thank you, Mark! It was a pleasure working with you.
As a first-time homebuyer, I had no clue what I was doing, but Julia Cruz made the entire process smooth and almost stress-free. She was incredibly helpful, and knowledgeable every step of the way. Julia went above and beyond—often working...
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Guild Mortgage - Julia Cruz has received a review with 5 star rating from Monique M
I love the communication, transparency and how fast was the whole process was.
Julia Cruz went above and beyond to meet my expectations. She definitely deserves a 5 star 🌟🌟🌟🌟🌟 review, It was a great experience.
Thank you.
Reply from Guild Mortgage - Julia Cruz
April 5th, 2025 04:05 PM
Thank you so much, Monica! Your kind words mean a lot to me. It was truly a pleasure working with you and helping you secure your loan. I'm thrilled to hear you had a positive experience
I have refinanced with Julia twice in the last 10 years. She is the absolute best. She found me a loan when I thought there wasn’t going to be any chance of it happening. She persevered! She’s also a very nice person.
Reply from Owner
April 5th, 2025 04:06 PM
Cindy, thank you so much for your kind words and for being such a loyal customer over the years. It has been an absolute pleasure working with you and assisting you with your financial needs. Your continued trust and support mean the world...
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About
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your unique needs. From the very first step of the loan process through closing and beyond, I’m here to guide you every step of the way.
It truly brings me joy to be there for my clients, not only during the pre-approval process but throughout escrow and the years that follow. My aim is to be your “lender for life,” offering ongoing support and expertise long after your home purchase is complete. You can count on me to be here for you every step of the journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- DePaul UniversityArts, Entertainment,and Media ManagementBachelor of Arts (BA)Sep 1998 -Jun 2002
Memberships
- Pacific Southwest Realtor Association
Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 632832; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.