Guild Mortgage - Julia Cruz
Senior Loan Officer | NMLS# 632832
DePaul University
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your uni... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
As a Realtor, I am always on the lookout for a lender who gives their best to my clients. Julia is that lender. Buyers, especially first time buyers, can get stressed out dealing with the whole financing process. Julia’s perfect for keeping...
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Really great service a d a pleasure to work with.
Reply from Julia Cruz
July 14th, 2025 02:24 PM
I'm glad to hear that you had a great experience and enjoyed our work together. It was a pleasure assisting you. Thank you for sharing your feedback!
Julia was spot on and took the time to update me weekly I was representing the seller Very communicative which i I appreciated she even gave me a heads up that the loan contingency may need a couple extra days early on
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Reply from Guild Mortgage - Julia Cruz
July 4th, 2025 02:01 PM
Stacey it was wonderful working with you! Looking forward to working together again in the future!
Julia is super friendly and helpful with getting a mortgage especially since this was my first time purchasing a place on my own. She is super responsive! Answered all of my questions before and after, if she doesn’t have the answer she finds...
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Julia helped with buying my first home in 2022. As a first-time home buyer I had no idea where to begin. Julia was incredibly helpful walking through every detail and making sure I understood. I really appreciated her patience and excellent...
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We had the pleasure of working with Julia for our home loan, and I cannot recommend her highly enough. From start to finish, the process was incredibly smooth and stress-free, largely thanks to Julia's expertise and dedication.She took the...
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Julia Cruz assisted us with a mortgage loan in 2019. Julia provides excellent client service. She guided us through each step of the loan processes and followed up with us after the close to answer any questions. Julia kept in touch over the...
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we have referred Julia to all our clients throughout the years and we continue to do so because she exemplifies all the most important attributes of an exceptional loan professional. She's caring, she's knowledgeable and knows her trade like...
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Julia was on top of every part of the process. Truly cares and would love to work with her again
Reply from Guild Mortgage - Julia Cruz
May 27th, 2025 06:12 PM
Thank you, Daniel! It was a pleasure helping you with the purchase of your first home.
Julia was absolutely amazing to work with! Not only did she take GREAT care of my first time home buyer clients, she kept everyone informed throughout the entire process and handled the hiccups that came along with grace, professionalism and...
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Reply from Julia Cruz
April 27th, 2025 10:34 PM
I'm thrilled to hear that you had such a positive experience. It was a pleasure to assist your first-time home buyer clients and ensure everything went smoothly. Your recommendation means a lot, and I look forward to working together on future...
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About
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your unique needs. From the very first step of the loan process through closing and beyond, I’m here to guide you every step of the way.
It truly brings me joy to be there for my clients, not only during the pre-approval process but throughout escrow and the years that follow. My aim is to be your “lender for life,” offering ongoing support and expertise long after your home purchase is complete. You can count on me to be here for you every step of the journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- DePaul UniversityArts, Entertainment,and Media ManagementBachelor of Arts (BA)Sep 1998 -Jun 2002
Memberships
- Pacific Southwest Realtor Association
Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 632832; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.