Guild Mortgage - Julia Cruz
Senior Loan Officer | NMLS# 632832
DePaul University
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your uni... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Julia helped us with our first loan and she was fantastic to work with. Answered all of our questions and taught us the process.She was on the ball and made sure we knew everything that was going on. She made sure to get us the best loan for...
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Julia helped us get a great home loan; fantastic rate, 15 year term, and it was so easy. Julia knows the loan market forwards and backwards. She will get the right loan for your particular situation. Thanks Julia!
Reply from Lucy Johnson
December 12th, 2023 09:10 PM
Hello Peter! I'm Lucy. it's nice to get in touch with you here, I see that you often appear in my Facebook friend recommendation list. So I said this hello to you and hope to hear from you soon if you enjoy the conversation as well.
We have referred for services of Julia Cruz several times throughout the years. Whenever we refer Julia, we know that our clients are working with a consummate professional who knows her trade like the back of her hand, who hand-holds clients...
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We are so thankful that Julia was our loan officer; she was very helpful and went out of her way to make sure that we ended with the best option for us to refinance our home and gave us a lot of advices to make sure we were going to be able...
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Julia is personable and does her best to find the best options for your situation. We have used her for refinancing our home and additionally for advice on our home several times...
Julia was very professional with a lot of knowledge and a great attitude! We loved working with her.
Julia was helpful throughout the entire process. She was always available to answer all of my questions and was very supportive. I truly appreciate her availability knowledge and kindness.
Great all around. We appreciated her time and consideration working with us on our first home loan.
Julia came through for me again! Thank you Julia.
As first time homebuyer the homebuying process was stressful and overwhelming at times. Julia's knowledge patience and expertise made me feel comfortable that she really knew her stuff and would get the job done right. I fully trusted her....
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About
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your unique needs. From the very first step of the loan process through closing and beyond, I’m here to guide you every step of the way.
It truly brings me joy to be there for my clients, not only during the pre-approval process but throughout escrow and the years that follow. My aim is to be your “lender for life,” offering ongoing support and expertise long after your home purchase is complete. You can count on me to be here for you every step of the journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- DePaul UniversityArts, Entertainment,and Media ManagementBachelor of Arts (BA)Sep 1998 -Jun 2002
Memberships
- Pacific Southwest Realtor Association
Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 632832; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.