Guild Mortgage - Julia Cruz
Senior Loan Officer | NMLS# 632832
DePaul University
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your uni... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Julia is fantastic and detail oriented and patient The best
Julia did a great job helping an anxious and ignorant first time home buyer through the home loan process. She is empathetic knowledgeable and personable. She worked around my schedule and didn't overwhelm me with information. Highly recommended....
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Very easy to work with and has the best interest of her clients.
Julia was on top of everything throughout the loan process. She is easygoing responsive and kept me updated. I will definitely seek her assistance again.
Julia Cruz went above and beyond to help me feel comfortable and confident in my decision to buy. I was able to meet with Julia a few times. She helped me prepare and be ready when the time was right. She also walked me through all the steps...
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Reply from Julia Cruz - San Diego Mortgage Loa...
July 19th, 2020 06:12 PM
Thank you for sharing!!
So grateful for Julia and all of her help. We started the refi process not knowing all that would happen in the weeks to follow with Covid-19. She locked us in with a great rate, kept the process simple and easy, constantly kept us updated...
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Julia helped me with my recent re-fi. She was on top of everything, great communication, and made it so easy for me. The process of uploading documents to the system directly was great, and she was wonderful in keeping me updated on timelines...
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Fantastic! Very kind and easy to work with.
Julia was there for us with the purchase of our home 10 years ago and again with our refinance. She is very knowledgeable, helpful, trustworthy & just a good person. We highly recommend Julia for your mortgage loan needs!
Great experience with Julia.
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About
As a Senior Loan Officer with Guild Mortgage, I am deeply committed to helping my clients navigate the world of real estate financing. My goal is to ensure you understand all your options and make informed decisions that align with your unique needs. From the very first step of the loan process through closing and beyond, I’m here to guide you every step of the way.
It truly brings me joy to be there for my clients, not only during the pre-approval process but throughout escrow and the years that follow. My aim is to be your “lender for life,” offering ongoing support and expertise long after your home purchase is complete. You can count on me to be here for you every step of the journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- DePaul UniversityArts, Entertainment,and Media ManagementBachelor of Arts (BA)Sep 1998 -Jun 2002
Memberships
- Pacific Southwest Realtor Association
Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 632832; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.