Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The experience and detail!
Joy and her team responded quickly to all of my questions, allayed my concerns as they arose when changes occurred, and were very supportive throughout the entire process. The homebuying process was made straightforward and simple for a first-time...
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Choosing Joy Wood as my loan officer proved to be the best choice. Joy is very knowledgeable, professional, timely and thorough. She is also patient and kind and goes above the call of duty to complete your loan process successfully. I highly...
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I am still blown away that we are sitting in our new house not even a month after viewing it for the first time. You all are so amazing! You and your team worked so diligently to make this happen.
Joy and Jamila were with me every step of the way. She even responded to late texts on a Friday night! She is truly on your side trying to get you the best loan possible. She called me on a Friday to inform me I qualified for another grant...
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Amazing people to work with!
Joy and her team kept us well informed throughout the process. Questions and concerns were answered promptly. A pleasure to work with.
Reply from Joy Wood
November 14th, 2025 03:48 PM
Thank you, Robert. It's important to us that your questions and concerns were addressed promptly, ensuring a smooth experience. Thank you for taking the time to share your feedback. If you need further assistance in the future, we're here to...
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Joy is super organized and everything went fast!
Reply from Joy Wood
November 14th, 2025 03:49 PM
We're grateful for the opportunity to assist you, and should you have any further needs or questions, please don't hesitate to reach out.
Thank you for all your help and getting us sorted.
Reply from Joy Wood
November 14th, 2025 03:53 PM
Thank you so much for allowing us to help you!!
Joy was very responsive and able to answer all my questions when needed. She is very personable and down to earth. I would recommend her services to anyone
Reply from Joy Wood
November 14th, 2025 03:53 PM
We appreciate your feedback, Stephanie. It's rewarding to know that Joy's responsiveness and approachable nature made the process easier for you. Thank you for recommending her services—your support means a lot to us at Atlantic Coast Mortgage....
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)