

Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840

Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joy's friendliness and attention to detail. She is with you every step of the way .
Reply from Joy Wood
October 2nd, 2025 02:50 PM
I'm glad you appreciated my friendliness and attention to detail, Eric. It's important to me to be there for my clients throughout the entire process. If you have any questions or need further assistance, don't hesitate to reach out.
Joy was awesome
Reply from Joy Wood
September 9th, 2025 05:13 PM
Thank you! I appreciate your kind remark. If you ever need assistance in the future or have any questions about your mortgage, please don't hesitate to reach out.
Joy is amazing!! She goes above and beyond to explain how everything works and takes the time to make sure you understand everything. She is talks to you like a friend and gives you the best options and advice that would work the best for you...
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Reply from Joy Wood
August 5th, 2025 07:01 PM
Rae, thank you so much for your heartfelt review. I'm delighted to know that the time spent explaining everything was helpful and that you felt like you received personalized advice. It's important to me that you feel comfortable and well-informed,...
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Joy was amazing and made the whole process as easy and stress free as possible. I would recommend her to anyone looking to buy a home.
Reply from Joy Wood
August 5th, 2025 07:01 PM
Mason, thank you for your kind words. I'm really glad to know that you found the home buying process easy and stress-free. Helping first time homebuyers feel comfortable and supported is very important to me. Your recommendation means a lot,...
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Joy was a pleasure to work with. I was lucky to have such a knowledgeable and professional lender to help me buy my first home. Thanks for everything you did for me!
Reply from Joy Wood
August 5th, 2025 07:01 PM
Bradley, thank you for your kind words. I'm really pleased to hear that you felt supported and well-informed during your first home purchase. It was truly a pleasure working with you. Buying your first house is an important milestone in your...
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With this being my first time doing a refinance on my first home, working with Mrs Joy Wood made me feel more at ease. The process was smooth no issue at all . If l wanted to do this again l will have Mrs Joy Wood help me through the process...
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Reply from Joy Wood
August 5th, 2025 07:01 PM
Joyceleen, thank you so much for your thoughtful review. I'm glad to hear that your first refinance experience was smooth and that I could help put you at ease during the process. It's important to me that you feel confident and supported each...
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Constant communication with us as we went through the whole process. Very professional.
Reply from Joy Wood
August 5th, 2025 07:01 PM
Jeffrey, thank you for your review. I'm pleased to hear that the communication throughout the process met your expectations. Professionalism and staying connected are priorities of mine, and I'm glad this resonated with you. If you have any...
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Joy has the ability to combine the highest level of professionalism with a caring and effortless lending experience,
Reply from Joy Wood
August 5th, 2025 07:01 PM
Thank you so much, Kristi, for your kind words. I'm delighted to hear that you felt both supported and well taken care of during your lending experience. It’s my goal to make the process as smooth as possible while maintaining professionalism...
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Working with Joy on a particularly challenging home sale was truly a pleasure. As a mortgage lender, she brought not only expertise and efficiency to the table but also a calm and positive presence that helped guide our mutual client through...
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Reply from Joy Wood
August 5th, 2025 07:01 PM
Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
Made things very easy. Responded to questions quickly.
Reply from Joy Wood
August 5th, 2025 07:01 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)