Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
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Joy made this whole process easy for me. I appreciate your patience and all the knowledge that she provided me with during this process.
Could answer all my questions was very patient with me threw the whole process
you can tell Joy works hard to get things done
Joy and her team were very helpful in my purchase. They were patient with me and took the extra time to answer any questions that I had during the process.
Joy was the absolute best person we could have picked to help us navigate through our loan process!
Joy has helped us with two homes now, and it has been such an easy process with her guiding us every step of the way!
Reply from Joy Wood
June 24th, 2026 02:22 PM
Both times, it was my absolute pleasure to work with you! Beach house next??? ~Joy
Jou made this whole process simple and smooth. She communicates well and makes you feel comfortable during the process. Joy is truly and joy to work with!
Reply from Joy Wood
June 22nd, 2026 02:15 PM
From your first home to your forever home, it's been an honor to help your through the mortgage process. I know you and Jeff will fill this home with so much love and make so many wonderful memories! CONGRATULATIONS!!
Most professional experience in buying a Home we've ever had.
Reply from Joy Wood
June 22nd, 2026 02:17 PM
OOOOHHH, thank you! I appreciate that compliment so much. ~Joy
Joy did a great job getting us our home, I will definitely be doing business with her in the future!
Reply from Joy Wood
June 22nd, 2026 02:17 PM
I look forward to helping you with any and all of your mortgage needs!! Next home, vacation home, friends and family...I'm here for you ~Joy
Joy made this whole process easy and wonderful with every wiestioned questioned answered. thank you so much!!
Reply from Joy Wood
June 22nd, 2026 02:20 PM
Jessica, you are so very welcome! I love that my experience of over 20 years can be of use to people who may only buy a few homes in their life...helping people make informed decisions is one of the great joys I have had in my career. ~Joy
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)