

Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840

Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Joy stuck with us through multiple setbacks and obstacles and even after getting to a point where it looked like we were done where getting a mortgage was concerned she kept on working on our behalf. Top notch Customer service was our experience!...
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She was a pleasure to deal with and help me alot through the process of closing on my first house by myself.
Joy wood and her team did a amazing job between getting all the information I needed and discussing my many options I didnt even know was possible and constantly keeping in contact about information that was needed or already collected from...
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Joy made it as easy as possible with constant communication and updates as well as guidance along the way!
Professional and communitive. Made us feel like family and answered any questions we had.
My wife and I highly recommend Atlantic Coast Mortgage to anyone embarking on purchasing a new home. They were courteous, thoughtful, professional and informative throughout our recent process of obtaining a loan to purchase our dream house....
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Joy Wood and her team are exceptional at what they do! They were able to help us close on our home in under a month, which is almost unheard of. They use technology to make the process so much easier; however, I never felt like a number on...
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Joy is wonderful and knowledgeable! I was Very glad I had her through my experience with home buying!
Joy made this whole process easy for me. I appreciate your patience and all the knowledge that she provided me with during this process.
Could answer all my questions was very patient with me threw the whole process
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)