

Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840

Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Joy Wood and her team are exceptional at what they do! They were able to help us close on our home in under a month, which is almost unheard of. They use technology to make the process so much easier; however, I never felt like a number on...
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Joy is wonderful and knowledgeable! I was Very glad I had her through my experience with home buying!
Joy made this whole process easy for me. I appreciate your patience and all the knowledge that she provided me with during this process.
Could answer all my questions was very patient with me threw the whole process
you can tell Joy works hard to get things done
Joy and her team were very helpful in my purchase. They were patient with me and took the extra time to answer any questions that I had during the process.
Joy was the absolute best person we could have picked to help us navigate through our loan process!
Joy has helped us with two homes now, and it has been such an easy process with her guiding us every step of the way!
Reply from Joy Wood
June 24th, 2026 02:22 PM
Both times, it was my absolute pleasure to work with you! Beach house next??? ~Joy
Jou made this whole process simple and smooth. She communicates well and makes you feel comfortable during the process. Joy is truly and joy to work with!
Reply from Joy Wood
June 22nd, 2026 02:15 PM
From your first home to your forever home, it's been an honor to help your through the mortgage process. I know you and Jeff will fill this home with so much love and make so many wonderful memories! CONGRATULATIONS!!
Most professional experience in buying a Home we've ever had.
Reply from Joy Wood
June 22nd, 2026 02:17 PM
OOOOHHH, thank you! I appreciate that compliment so much. ~Joy
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)