Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s...... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Joy has helped us with two homes now, and it has been such an easy process with her guiding us every step of the way!
Reply from Joy Wood
June 24th, 2026 02:22 PM
Both times, it was my absolute pleasure to work with you! Beach house next??? ~Joy
Jou made this whole process simple and smooth. She communicates well and makes you feel comfortable during the process. Joy is truly and joy to work with!
Reply from Joy Wood
June 22nd, 2026 02:15 PM
From your first home to your forever home, it's been an honor to help your through the mortgage process. I know you and Jeff will fill this home with so much love and make so many wonderful memories! CONGRATULATIONS!!
Most professional experience in buying a Home we've ever had.
Reply from Joy Wood
June 22nd, 2026 02:17 PM
OOOOHHH, thank you! I appreciate that compliment so much. ~Joy
Joy did a great job getting us our home, I will definitely be doing business with her in the future!
Reply from Joy Wood
June 22nd, 2026 02:17 PM
I look forward to helping you with any and all of your mortgage needs!! Next home, vacation home, friends and family...I'm here for you ~Joy
Joy made this whole process easy and wonderful with every wiestioned questioned answered. thank you so much!!
Reply from Joy Wood
June 22nd, 2026 02:20 PM
Jessica, you are so very welcome! I love that my experience of over 20 years can be of use to people who may only buy a few homes in their life...helping people make informed decisions is one of the great joys I have had in my career. ~Joy
Joy, thank you for being so helpful and extremely patient with me in the homebuying process!
Reply from Joy Wood
June 22nd, 2026 02:22 PM
Tia, you bought your first home!!!! I am so happy that you allowed me to be part of your journey to home ownership. I enjoyed working with you and helping you navigate all the twists and turns. ~Joy
Very easy to talk with and always there to help with any questions
Reply from Joy Wood
June 22nd, 2026 02:25 PM
Reece, I am so happy you came to see me about your mortgage. We worked together to find the perfect solution/mortgage that met your needs. Now you own your first home! With your skills, I know it will be more beautiful than the day you bought...
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Just the overall care and urgency that I felt from the whole team while getting things set up and moving. This was my first time ever going through this process and everyone was more than willing to answer any questions I had and gave me some...
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Reply from Joy Wood
June 22nd, 2026 02:29 PM
Carter, there's nothing like experience to help me and my team anticipate what's next or what needs to be next. We love sharing our knowledge and skill at navigating through the mortgage process. It is never a straight line, but we keep things...
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Joy was very responsive! And made sure we understood everything there was to know! She is an amazing person to work with and is always friendly and egar to get the job done
Reply from Joy Wood
June 22nd, 2026 02:32 PM
Kayla, I loved your enthusiasm to learn as we went through the mortgage process. It make my heart happy knowing your really understood what was going on. I believe that gives people confidence. I believe with confidence more people can own...
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Joy was great to work with during my loan process. Had several deals fall apart and she was patient with me and answered my questions to get me financed. I would recommend her highly to anyone buying a home.
Reply from Joy Wood
June 22nd, 2026 02:34 PM
James, we really did embrace the option to pivot! hahahaha! But look! You have the home that really works for you and your family. I never doubted that you would find the right home. Congratulations!! ~Joy
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)