

Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840

Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Just the overall care and urgency that I felt from the whole team while getting things set up and moving. This was my first time ever going through this process and everyone was more than willing to answer any questions I had and gave me some...
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Reply from Joy Wood
June 22nd, 2026 02:29 PM
Carter, there's nothing like experience to help me and my team anticipate what's next or what needs to be next. We love sharing our knowledge and skill at navigating through the mortgage process. It is never a straight line, but we keep things...
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Joy was very responsive! And made sure we understood everything there was to know! She is an amazing person to work with and is always friendly and egar to get the job done
Reply from Joy Wood
June 22nd, 2026 02:32 PM
Kayla, I loved your enthusiasm to learn as we went through the mortgage process. It make my heart happy knowing your really understood what was going on. I believe that gives people confidence. I believe with confidence more people can own...
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Joy was great to work with during my loan process. Had several deals fall apart and she was patient with me and answered my questions to get me financed. I would recommend her highly to anyone buying a home.
Reply from Joy Wood
June 22nd, 2026 02:34 PM
James, we really did embrace the option to pivot! hahahaha! But look! You have the home that really works for you and your family. I never doubted that you would find the right home. Congratulations!! ~Joy
Easy to talk to and answered all of my questions!
Reply from Joy Wood
June 22nd, 2026 02:36 PM
Johnathon, thank you for taking the time it took to get prepared to buy your first home. May you enjoy many many years in the house you can now call your own!! ~Joy
Joy and her team was great. I really appreciate her help and was very informative through the whole proces.
Joy was a great person, kept us in the loop and got the job done with a smile thanks again
This is the first time I had to do one of these loans,I didn't realize you had to give so much information.
Joy and het team were responsive, patient with my questions , and supportive through the whole process
Right the gate, Joy and her team made everything easy. When just starting out and gauging different lenders, I kept finding them to be pushy and not putting my interests first. Joy was the exact opposite. Information was always flowing and...
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Joy and her team were fantastic! they made sure I was comfortable during the whole process and explained everything I had questions about!
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)