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Joy Wood - VP | Sr. Loan Officer | NMLS ID #962840 in Danville, VA

Joy Wood

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VP | Sr. Loan Officer | NMLS ID #962840

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Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
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    Carter B
    Danville, VA
    Posted on May 4th, 2026 12:23 PM
    Just the overall care and urgency that I felt from the whole team while getting things set up and moving. This was my first time ever going through this process and everyone was more than willing to answer any questions I had and gave me some...
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    Reply from Joy Wood
    June 22nd, 2026 02:29 PM
    Carter, there's nothing like experience to help me and my team anticipate what's next or what needs to be next. We love sharing our knowledge and skill at navigating through the mortgage process. It is never a straight line, but we keep things...
    read more
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    Kayla D
    CHATHAM, VA
    Posted on April 29th, 2026 01:01 PM
    Joy was very responsive! And made sure we understood everything there was to know! She is an amazing person to work with and is always friendly and egar to get the job done
    Reply from Joy Wood
    June 22nd, 2026 02:32 PM
    Kayla, I loved your enthusiasm to learn as we went through the mortgage process. It make my heart happy knowing your really understood what was going on. I believe that gives people confidence. I believe with confidence more people can own...
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    James R
    DANVILLE, VA
    Posted on April 28th, 2026 06:46 PM
    Joy was great to work with during my loan process. Had several deals fall apart and she was patient with me and answered my questions to get me financed. I would recommend her highly to anyone buying a home.
    Reply from Joy Wood
    June 22nd, 2026 02:34 PM
    James, we really did embrace the option to pivot! hahahaha! But look! You have the home that really works for you and your family. I never doubted that you would find the right home. Congratulations!! ~Joy
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    Johnathon T
    RINGGOLD, VA
    Posted on April 22nd, 2026 08:41 PM
    Easy to talk to and answered all of my questions!
    Reply from Joy Wood
    June 22nd, 2026 02:36 PM
    Johnathon, thank you for taking the time it took to get prepared to buy your first home. May you enjoy many many years in the house you can now call your own!! ~Joy
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    Whitney R
    RINGGOLD, VA
    Posted on April 13th, 2026 03:45 PM
    Joy and her team was great. I really appreciate her help and was very informative through the whole proces.
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    Cort M
    DANVILLE, VA
    Posted on April 11th, 2026 12:17 PM
    Joy was a great person, kept us in the loop and got the job done with a smile thanks again
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    Anna W
    CASCADE, VA
    Posted on March 3rd, 2026 01:45 PM
    This is the first time I had to do one of these loans,I didn't realize you had to give so much information.
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    Anne D
    DANVILLE, VA
    Posted on February 20th, 2026 02:04 PM
    Joy and het team were responsive, patient with my questions , and supportive through the whole process
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    Gunnar R
    HALIFAX, VA
    Posted on February 5th, 2026 01:41 PM
    Right the gate, Joy and her team made everything easy. When just starting out and gauging different lenders, I kept finding them to be pushy and not putting my interests first. Joy was the exact opposite. Information was always flowing and...
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    Stephen G
    DRAPER, VA
    Posted on February 3rd, 2026 01:58 PM
    Joy and her team were fantastic! they made sure I was comfortable during the whole process and explained everything I had questions about!
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    About
    Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs. By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
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    Positions
    • Atlantic Coast Mortgage, LLC - VP, Sr. Loan Officer
      Aug 4th, 2025 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #962840
    • Licensed in NC, VA
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)