Josie Garrison
Senior Mortgage Banker
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Josie was very pleasant, patient, thorough, and timely with her proactive explanations and answers to all our questions. She and her team made our experience surprisingly quick and enjoyable. We are very grateful!
Reply from Josie Garrison
July 8th, 2026 09:47 PM
Chrissie, I appreciate your kind words and am pleased to know that you found the experience quick and enjoyable. It was my pleasure to provide thorough and proactive support throughout the process. Thank you for sharing your positive experience...
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This was our first time to buy a home. Josie and the team at Flat Branch were professional, personable, responsive, knowledgeable, and diligent. Every question we had was answered quickly and with a friendly disposition, like we were family....
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Reply from Josie Garrison
July 8th, 2026 07:13 AM
Christopher, I'm grateful for your kind words and pleased to hear that you felt supported throughout your home-buying journey. It was a pleasure to assist you in achieving homeownership, especially within your needed timeframe. Thank you for...
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Josie,was absolutely wonderful to work with! She communicated every step of the way and was available for all my simple questions. Could not recommend a more amazing loan officer! Not to mention, she's just an incredible human being.
Reply from Josie Garrison
July 7th, 2026 03:00 PM
Kara, I'm so glad to hear about your positive experience and kind words. It was my pleasure to assist you and ensure you felt informed every step of the way. Thank you for your wonderful recommendation; it truly means a lot to me.
Josie and her team were amazing! Josie went above and beyond for us and helped us get into our dream home. I'd recommend here for anybody looking to buy a home. The care, compassion , grace and patience she gave with me and my wife I can't...
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Reply from Josie Garrison
July 7th, 2026 02:13 PM
Glenn, I'm truly grateful for your kind words and recommendation. It was my pleasure to assist you and your wife in getting into your dream home. Thank you for highlighting the care and patience you experienced; it means a lot to me.
Josie was with me every step of the way. I never felt out of the loop and she was always very prompt. She answered every question I had and was very knowledgeable. I always felt very confident with her and her team through the whole proces....
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Reply from Josie Garrison
July 2nd, 2026 03:14 PM
Ryan, I'm grateful to hear that you felt confident and well-informed throughout the process. Your feedback about my promptness and knowledge is truly appreciated. Thank you for trusting me and my team with your home loan journey.
Todos fueron muy atentos y serviciales los recomiendo al 100
Reply from Josie Garrison
June 28th, 2026 10:35 PM
Jesus, agradezco mucho tus amables palabras y tu recomendación. Me alegra saber que encontraste nuestro servicio atento y servicial.
Josie was a fantastic loan officer. The process with my buyers went so smoothly and she is so helpful. I would love to work with her again!!!!
Reply from Josie Garrison
July 18th, 2026 04:33 PM
Kelly, I appreciate your kind words and am glad to hear that the process went smoothly with your buyers. It's great to know that you found my assistance helpful, and I look forward to the possibility of working together again in the future!
Flat branca home lonas was very kind and answered all our questions; we didn't think getting a home loan was possible, but God always sends the right people into your life. ♥️ Thank you to everyone involved in making this dream come true. I...
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Reply from Josie Garrison
June 28th, 2026 04:03 PM
Ana, I'm glad to hear that your experience with Flat Branch Home Loans was positive and that I could be a part of making your dream come true. Your recommendation and kind words mean so much to me. Wishing you all the best in your new home!
Josie was incredible in this process This was my first home purchase and she made it extremely easy She was responsive and knowledgable when i I had questions or needed something
Reply from Josie Garrison
June 27th, 2026 02:09 PM
Lawrence, I'm pleased to know that I could make your first home purchase easy for you. Your kind words about my responsiveness and knowledge mean a lot. Thank you for sharing your experience!
Josie walked us through the whole process! As first time home buyers we had no idea what we were doing! Her and Ashley kept us updated through the process and made sure it went smoothly!
Reply from Josie Garrison
June 25th, 2026 03:20 PM
Aauna, I'm grateful to hear that you felt supported throughout the process as first-time home buyers. It's great that Ashley and I could keep you updated and ensure everything went smoothly. Thank you for sharing your experience!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs. Whether you’re a first-time homebuyer looking for a mortgage or a seasoned buyer, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
VA Loan
FHA Loan
USDA Loan
HUD 184 Native American Loan
FHA 203K Renovation Loan
Conventional Homestyle Renovation Loan
FHA Refinance
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Positions
- Arvest Bank - Federal Mortgage Loan OriginatorMay 10th, 2021 - Jan 2nd, 2025
- Flat Branch Home Loans - Senior Mortgage BankerJan 6th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2234647