Josie Garrison
Senior Mortgage Banker
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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24 hours
Sat
24 hours
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24 hours
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Reviews from Web
Josie was amazing to work with! she made the whole process stress free and was quick to respond to all our questions
Reply from Josie Garrison
August 20th, 2026 05:56 PM
Glory, I'm pleased to hear that you found working with me stress-free and appreciated my responsiveness. Thank you for sharing your positive experience!
Josie was amazing she answered all of our questions and gave us all the information we asked for and more. I couldn't recommend her more
Reply from Josie Garrison
August 18th, 2026 06:34 PM
David, I'm grateful for your kind words. It's nice to know that I was able to answer all your questions and provide the information you needed. Thank you for your recommendation!
Josie and team were all so professional and pleasant to work with. It was super nice and easy working with them.
Reply from Josie Garrison
August 15th, 2026 09:39 PM
Paul, I'm grateful for your kind words about my team and me. It's good to hear that you found the experience professional and pleasant. Thank you for sharing your positive experience!
Josie is the best!!
Reply from Josie Garrison
July 30th, 2026 03:54 PM
Makina, I appreciate your kind words! I'm happy to know that you had a positive experience. Thank you for your support!
The communication between the seller and us as well as flat branch was amazing. The timely manner in which paperwork was done was amazing.
Reply from Josie Garrison
July 28th, 2026 04:56 PM
Colton, I'm glad to hear that the communication between the seller, Flat Branch, and you was amazing. It's great to know that the paperwork was completed in a timely manner. Thank you for sharing your positive experience!
Josie and her team are amazing! Their communication is great and they made sure the buyers understood all aspects of their loan I highly recommend them!!
Reply from Josie Garrison
August 17th, 2026 01:50 PM
Jennifer, I appreciate your kind words about my team and me. It's wonderful to hear that our communication met your expectations and that we helped the buyers understand their loan. Thank you for recommending us!
Everyone was a great help very friendl. easiest process I've ever had
Reply from Josie Garrison
July 26th, 2026 01:32 AM
Layne, I'm pleased to hear that you found the process to be the easiest you've ever had and that everyone was helpful and friendly. Thank you for sharing your experience with me at Flat Branch Home Loans!
It was a really pleasant experience, excellent customer service and most importantly there was always communication. Any question we had, they answered. Thank you!
Reply from Josie Garrison
July 13th, 2026 03:34 PM
Jose, I appreciate your feedback and am glad to hear that you found the experience pleasant with excellent customer service. Communication is important to me, and I'm happy we could address all your questions. Thank you for sharing your experience...
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Josie was very nice and helpful
Reply from Josie Garrison
July 12th, 2026 03:18 PM
Norman, I'm glad to hear that you found my assistance nice and helpful. Thank you for sharing your experience with me at Flat Branch Home Loans.
Josie went above and beyond for my husband and I. She made our dreams of home ownership a reality and worked endlessly to get us to the closing table. She was patient with us and answered any questions/concerns we had along the way. As first...
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Reply from Josie Garrison
July 9th, 2026 04:02 PM
Heather, I'm truly grateful for your kind words and am happy to have been a part of your journey to homeownership. It's wonderful to hear that my efforts and care made a positive impact on your experience as first-time home buyers. Thank you...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs. Whether you’re a first-time homebuyer looking for a mortgage or a seasoned buyer, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
VA Loan
FHA Loan
USDA Loan
HUD 184 Native American Loan
FHA 203K Renovation Loan
Conventional Homestyle Renovation Loan
FHA Refinance
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Positions
- Arvest Bank - Federal Mortgage Loan OriginatorMay 10th, 2021 - Jan 2nd, 2025
- Flat Branch Home Loans - Senior Mortgage BankerJan 6th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2234647