Josie Garrison
Senior Mortgage Banker
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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24 hours
Sun
24 hours
Mon
24 hours(Open now)
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Reviews from Web
Josie and the team were great. Answered all questions promptly and clearly.
The process of puchasing a home was completely foreign to me - Josie helped answer every question I had from pre approval to closing. I am so thankful for her. I highly recommend her to anyone looking at purchasing a home
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Josie was so kind and helpful to my husband and I during our loan process! Everything went incredibly smoothly. We are so grateful for the best experience as first time homebuyers!
She was always there when I needed her amd answered all my questions
Josie fantastic in helping us through every step in the process.!
Josie was very responsive and made sure that all my questions were answered in a very nice, concise, and professional manner. She helped make the experience smooth and not stressful!
Reply from Josie Garrison
October 24th, 2026 01:34 PM
Juan, I'm pleased to hear that I could help make your experience with Flat Branch Home Loans smooth and stress-free by addressing your questions in a professional manner. Thank you for your kind words!
Josie was very knowledgeable and made the experience great!
Reply from Josie Garrison
October 20th, 2026 01:18 PM
Margaret, I appreciate your kind words. It was a pleasure to make your experience with Flat Branch Home Loans a great one by sharing my knowledge.
Thank you Josie
Reply from Josie Garrison
October 20th, 2026 01:07 PM
Megan, I truly appreciate your kind words. I'm glad I could assist you at Flat Branch Home Loans.
Josie is great!!!! she was patient and made sure all our questions were answered she went above and beyond to deliver a great service! definitely would recommend her to someone interested in buying a home.
Reply from Josie Garrison
October 2nd, 2026 09:23 PM
Maria, I'm happy to hear that you felt supported and all your questions were answered during the process. At Flat Branch Home Loans, I strive to provide attentive service and I'm grateful for your recommendation.
I had such a wonderful experience with Josie throughout the entire home-buying process. She was always there to answer my questions, no matter what time of day, and made sure I understood any questions I had along the way. My aunt originally...
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Reply from Josie Garrison
October 1st, 2026 02:48 PM
Tania, I'm truly grateful for your kind words and am so pleased to hear that I could support you throughout the home-buying journey. It was my pleasure to assist you at any time and ensure you felt informed and comfortable with every step....
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs. Whether you’re a first-time homebuyer looking for a mortgage or a seasoned buyer, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
VA Loan
FHA Loan
USDA Loan
HUD 184 Native American Loan
FHA 203K Renovation Loan
Conventional Homestyle Renovation Loan
FHA Refinance
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Positions
- Arvest Bank - Federal Mortgage Loan OriginatorMay 10th, 2021 - Jan 2nd, 2025
- Flat Branch Home Loans - Senior Mortgage BankerJan 6th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2234647