Josie Garrison
Senior Mortgage Banker
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Josie is great!!!! she was patient and made sure all our questions were answered she went above and beyond to deliver a great service! definitely would recommend her to someone interested in buying a home.
Reply from Josie Garrison
October 2nd, 2026 09:23 PM
Maria, I'm happy to hear that you felt supported and all your questions were answered during the process. At Flat Branch Home Loans, I strive to provide attentive service and I'm grateful for your recommendation.
I had such a wonderful experience with Josie throughout the entire home-buying process. She was always there to answer my questions, no matter what time of day, and made sure I understood any questions I had along the way. My aunt originally...
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Reply from Josie Garrison
October 1st, 2026 02:48 PM
Tania, I'm truly grateful for your kind words and am so pleased to hear that I could support you throughout the home-buying journey. It was my pleasure to assist you at any time and ensure you felt informed and comfortable with every step....
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Everything was taken care of.
Reply from Josie Garrison
October 1st, 2026 12:19 AM
James, I'm pleased to know that everything was handled smoothly for you. At Flat Branch Home Loans, I aim to ensure a seamless experience for all my clients.
Josie was so helpful for us as we navigated buying our first home. She answered all our questions and explained everything in a way that first homebuyers can understand. She was even willing to take our first call after working hours. She is...
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Reply from Josie Garrison
September 21st, 2026 06:33 PM
Kylie, I'm happy to hear that I could assist you so effectively during your first home purchase. At Flat Branch Home Loans, it's important to me to ensure that all your questions are answered clearly, and I'm glad I could be there for you,...
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Josie is super responsive and quick to help. from the moment Josie took over our mortgage she has been on top of it!
Reply from Josie Garrison
September 21st, 2026 04:04 PM
Davis, I'm glad to hear you found my responsiveness helpful throughout your mortgage process. At Flat Branch Home Loans, we strive to provide attentive service, and it's great to know I met your expectations. Thank you for your kind words!
We had such a wonderful experience throughout the home-buying process! From start to finish, communication was excellent, and every question we had was answered promptly and thoroughly. Buying a home can be stressful and overwhelming, but having...
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Reply from Josie Garrison
September 17th, 2026 04:30 PM
Autumn, I'm pleased to hear that your home-buying experience with me and Flat Branch Home Loans was smooth and stress-free. Your kind words about the communication and support throughout the process mean a lot to me. Thank you for your recommendation!...
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Josie was so incredible to us! Highly recommend!
Reply from Josie Garrison
September 14th, 2026 03:18 AM
Alexis, I'm grateful for your kind recommendation. It's wonderful to know that you had a positive experience working with me. Thank you for your support!
Josie is very kind and made this whole process very smooth. She is quick to respond to messages and helped me find a loan that would work for me.
Reply from Josie Garrison
September 13th, 2026 03:56 PM
Hope, I appreciate your kind words. I'm glad to hear that I could make the process smooth for you and assist in finding a suitable loan. Thank you for sharing your experience with me.
I can’t say enough good things about Josie! From start to finish, they were professional, responsive, knowledgeable, and truly went above and beyond. I’m grateful to work alongside someone who helps make the process smoother and always puts...
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Reply from Josie Garrison
September 24th, 2026 01:46 PM
Tammy, I'm grateful for your kind words and pleased that you found my support helpful throughout the process. At Flat Branch Home Loans, I aim to prioritize clients like you, ensuring a smooth and positive experience.
Josie was great from start to finish. Very knowledgeable and helped us through the process. I would recommend her to anyone.
Reply from Josie Garrison
August 28th, 2026 03:15 PM
Edward, I'm grateful for your kind words. It's good to know that my knowledge and assistance were helpful to you throughout the process. Thank you for your recommendation!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs. Whether you’re a first-time homebuyer looking for a mortgage or a seasoned buyer, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
VA Loan
FHA Loan
USDA Loan
HUD 184 Native American Loan
FHA 203K Renovation Loan
Conventional Homestyle Renovation Loan
FHA Refinance
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Positions
- Arvest Bank - Federal Mortgage Loan OriginatorMay 10th, 2021 - Jan 2nd, 2025
- Flat Branch Home Loans - Senior Mortgage BankerJan 6th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2234647