
Josie Garrison
Senior Mortgage Banker

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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24 hours
Mon
24 hours
Tues
24 hours(Open now)
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Reviews from Web
Josie is amazing at her job!!! She's so considerate and on top of things . We never had to stress or question the proces!
Reply from Josie Garrison
May 15th, 2026 03:16 PM
I'm happy to hear that you felt at ease during the process, Jordan. Your kind words about my approach mean a lot to me. If you ever need assistance in the future, don't hesitate to reach out.
I just wouldnt refer her to any of my clients. I have plenty of other lenders that are less condescending with better communication.
Josie was very responsive to my messages and answered all of my question. She repeatedly ran numbers to make sure i was comfortable.
Reply from Josie Garrison
May 4th, 2026 01:28 PM
I'm glad I could be responsive and help ensure your comfort, Edith. If you have any more questions or need further assistance, please feel free to reach out.
Josie was a pleasure and available whenever I had a question.
Reply from Josie Garrison
May 1st, 2026 04:36 PM
I'm grateful for your kind words, Melissa. It's important to me to be available when needed, and I'm glad I could assist you. If you have any more questions or need further assistance, please feel free to reach out.
This has been a really difficult situation for me and Josie listened, sometimes advocated for me, and explained things so that I could understand them.
Reply from Josie Garrison
April 25th, 2026 03:06 PM
I'm grateful for your kind words, Jillian. I'm glad I could listen and provide support during such a challenging time. If there's anything more I can do to assist, please feel free to reach out.
Josie is great! she is very helpful, communicative, and just brings an overall positive vibe to the whole transaction. I never had to ask her questions, she just did everything and updated me without me having to worry. Definitely excited to...
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Reply from Josie Garrison
May 9th, 2026 01:04 PM
I'm pleased to hear that you felt supported throughout the process, Dakota. It's appreciated to know my approach made the transaction smooth for you. I look forward to the opportunity to work with you again in the future!
I had a great experience working with Josie. She made the entire process feel smooth and stress-free. I always felt informed, every step was clearly explained, and she responded quickly to any questions I had. I truly felt taken care of from...
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Reply from Josie Garrison
April 9th, 2026 03:35 PM
I'm pleased to hear that your experience felt smooth and stress-free, Laina. Keeping you informed and ensuring clarity throughout is a priority for me, and I'm glad it made a positive impact. If there's anything else you need in the future,...
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Josie was absolutely amazing! She helped make the whole process as easy as possible, answering my many questions quickly and walking me through everything! I am not super tech savvy, so she helped find ways for me to still get the paperwork...
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Reply from Josie Garrison
March 27th, 2026 03:20 PM
I'm pleased to hear about your positive experience, Chandra. Navigating the process can be daunting, especially with tech-related aspects, so I'm glad I could assist you effectively. Helping you secure a favorable rate and terms is something...
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Josie is always quick to respond to me and my buyers. She helps my buyers understand each step of the loan process.
Reply from Josie Garrison
April 6th, 2026 07:54 PM
I'm pleased to hear that my responsiveness and support have been helpful to you and your buyers, Sarah. Ensuring everyone understands the loan process is important to me, and I'm glad to know it has made a difference. If there's anything more...
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Josie was by far the best we have worked with! Shes incredibly knowledgeable and honest, she gave us good advice and guided us through the entire process. Any questions we had she was quick to respond to. We will definitely be recommending...
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Reply from Josie Garrison
March 5th, 2026 05:44 PM
It's great to hear your positive feedback, Billy. I aim to provide knowledgeable and honest guidance, so I’m pleased to know that it made a difference for you. Answering questions swiftly is an essential part of ensuring a smooth process, and...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs. Whether you’re a first-time homebuyer looking for a mortgage or a seasoned buyer, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
VA Loan
FHA Loan
USDA Loan
HUD 184 Native American Loan
FHA 203K Renovation Loan
Conventional Homestyle Renovation Loan
FHA Refinance
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Positions
- Arvest Bank - Federal Mortgage Loan OriginatorMay 10th, 2021 - Jan 2nd, 2025
- Flat Branch Home Loans - Senior Mortgage BankerJan 6th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2234647