

Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382

Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Definitely recommend OVM — First Rate!! Made buying a home with no stress involved ! Thanks OVM!!! Matt and Josh and Elizabeth were amazing and helped me with each step along the way ..... no matter what came up they made it happen with a positive...
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OVM and Matt were awesome. I shopped around for a mortgage and called a bunch of places. OVM gave me the best rate with the least expensive closing costs. Extremely easy to work with and very quick getting back to me throughout the whole process....
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OVM was amazing and so easy to work with, will work with them in the future. They made my home buying experience extremely easy and flawless. I would recommend them to any one. Thank you OVM!
Working with Matt and the OVM team was great. The entire loan process was extremely smooth and any information they needed was asked well in advance speeding up the process
Working with Matt and his team at OVM gave me confidence throughout the entire home buying process. I highly recommend working with him! Thanks, Matt!
From start to finish, the OVM team was absolutely professional and efficient. They constantly made themselves available to help me. This was especially important to me because I started my home buying process from overseas; all communication...
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Matt was very professional, thorough, and easy to contact! He went above and beyond to ensure that we had everything we needed to close on time......
Great experience, will definitely recommend in the future! Matt and his team are very knowledgeable and made the home buying process very easy! They were great!
Matt and his team were great. They walked me through everything and made me feel very comfortable about buying my first house. I would highly reccomend going with OVM for anyone!
Matt and his team worked hard to help me close on my house in 18 days. I was very pleased with the experience. I would definitely recommend Matt to any of my friends.
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.