Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ...... Show More
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This loan was dead in the water according to another loan officer when Josh reached down, pulled it into the lifeboat and Andrea Hale and the team brought this one back to life. With Josh working the sails, Andrea in the engine room, Ben Spitzer...
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Speed and ease of entire experience! Everyone involved was amazing..
Reply from Josh Hartman
May 15th, 2026 07:20 PM
Joshua, I'm pleased to hear that you found the experience speedy and easy. It's great to know that everyone involved made a positive impression. If there's anything more I can help with, please feel free to reach out.
Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for...
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Reply from Josh Hartman
April 24th, 2026 06:15 PM
Catherine, I'm grateful for your kind words and for choosing to work with me again. It's wonderful to know that my thorough communication and availability have made the loan process smooth for you both times. Should you have any further questions...
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Clarification on who was handling my loan and consistent communication.
osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process.
Reply from Josh Hartman
March 24th, 2026 03:41 PM
Your feedback is greatly appreciated, Jeanette. I'm glad I could provide the consistency and professionalism you were looking for and that your questions were addressed during the process. If you ever have more queries or need assistance in...
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Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction!
Reply from Josh Hartman
March 9th, 2026 02:36 PM
I really appreciate the feedback and am looking forward to working with you again.
The level of knowledge and professionalism that Josh has, working on anything that comes up at anytime of the day or night. Anyone working with him knows his dedication, he will make it work.
Reply from Josh Hartman
March 9th, 2026 05:48 PM
I appreciate your kind words, Ian. It's uplifting to know that you recognize my dedication and professionalism. I'm committed to being there whenever needed to ensure everything runs smoothly. Anytime you have questions or need assistance,...
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Josh did exceptional work. Deserves a raise if not a CEO title soon. At least a private jet with starlink to travel the world and close loans. With Andrea Hale of course. And Rhonda.
Reply from Josh Hartman
March 6th, 2026 02:35 PM
It was great working with you. Thanks again for putting your trust in us.
Josh, Rhonda, and their team were incredibly helpful throughout the entire process. They made everything smooth, organized, and easy to understand from start to finish. As first-time homebuyers, we truly appreciated how clearly they explained...
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Reply from Josh Hartman
March 2nd, 2026 06:50 PM
Anthony, I'm pleased to hear that your experience as first-time homebuyers was made smoother and more organized with our help. It's great to know that the explanations and guidance provided were clear and supportive throughout the process....
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Being a first time buyer I experienced almost every emotion, Josh for sure was very relaxed and informative and didn't hesitate to explain whatever it was that I questioned. I was calling and texting him almost daily and not ince once did I...
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Reply from Josh Hartman
February 9th, 2026 04:33 PM
Azim, it's great to hear that I could support you throughout your first home buying experience. I'm glad you felt comfortable reaching out as often as you needed. Your trust in me for future purchases means a lot. Whenever you have questions...
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Search Rank ScoreLearn More →
272
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.