

Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382

Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ...... Show More
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Terrible communication from him between him and our agents. Finally time for closing, and he couldn’t get us the final disclosure forms. Our law office was in contact with us a couple days prior and several times it was noted that he was not...
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The steady communication between all parties. Also , all my questions were answered .
Easy process and very responsive the app was helpful as well.
Everyone that was involved in the process worked hard to make sure we got into our home. The team was awesome!
Reply from Josh Hartman
June 12th, 2026 08:33 PM
Jason, I'm thankful for your kind words and for sharing your experience. I'm pleased to hear that the team's hard work helped you get into your home. If you have any more questions or need assistance, please don't hesitate to reach out.
This loan was dead in the water according to another loan officer when Josh reached down, pulled it into the lifeboat and Andrea Hale and the team brought this one back to life. With Josh working the sails, Andrea in the engine room, Ben Spitzer...
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Reply from Josh Hartman
June 10th, 2026 06:06 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Speed and ease of entire experience! Everyone involved was amazing..
Reply from Josh Hartman
May 15th, 2026 07:20 PM
Joshua, I'm pleased to hear that you found the experience speedy and easy. It's great to know that everyone involved made a positive impression. If there's anything more I can help with, please feel free to reach out.
Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for...
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Reply from Josh Hartman
April 24th, 2026 06:15 PM
Catherine, I'm grateful for your kind words and for choosing to work with me again. It's wonderful to know that my thorough communication and availability have made the loan process smooth for you both times. Should you have any further questions...
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Clarification on who was handling my loan and consistent communication.
osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process.
Reply from Josh Hartman
March 24th, 2026 03:41 PM
Your feedback is greatly appreciated, Jeanette. I'm glad I could provide the consistency and professionalism you were looking for and that your questions were addressed during the process. If you ever have more queries or need assistance in...
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Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction!
Reply from Josh Hartman
March 9th, 2026 02:36 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Search Rank ScoreLearn More →
283
/850
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.