Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Clear and concise on the lending terms. Made the experience almost effortless. When I had questions he was there to answer them. This made for next level lending experience.
Wokred with Josh a few times now and it only gets easier. My clients love him he's always just a call away and communication is on point. Thanks Josh!
Reply from Josh Hartman
October 8th, 2026 01:19 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
I appreciate the availability of Josh and his team. Everyone was fast and responsive and really made the loan process simple. I'd highly recommend them to anyone who is buying a new home.
Reply from Josh Hartman
October 2nd, 2026 05:28 PM
Alan, I'm pleased to know that my availability and the responsiveness of the team at OVM with AnnieMac Home Mortgage made the loan process simple for you. Your recommendation is truly valued and means a lot to us.
It was a great experience because I interacted with such an amazing soul and good hearted person named Josh. Through the process Josh never missed a beat, made sure we had all doumentation needed. Great with communication, timing and energy....
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Reply from Josh Hartman
September 28th, 2026 04:25 PM
Carolina, I'm happy to hear that you had a great experience with me and the team at OVM with AnnieMac Home Mortgage. It’s wonderful to know that my communication and attention to detail made the process easy for you. I appreciate your kind...
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Communication
Reply from Josh Hartman
September 22nd, 2026 01:41 PM
Oluwatobiloba, I'm glad that communication was a key part of your experience with me at OVM with AnnieMac Home Mortgage. Your feedback is truly appreciated.
Thank you for helping and suggesting us to move forward with... thank you so much
Reply from Josh Hartman
September 7th, 2026 08:04 PM
Sajan, I'm glad I could assist and provide suggestions to help you move forward. Your appreciation means a lot to me.
As a real estate agent, having a responsive, reliable lender on the other side of the transaction is everything. Josh delivered an outstanding experience for my buyers from start to finish. He kept communication clear, stayed ahead of every...
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Reply from Josh Hartman
September 3rd, 2026 08:19 PM
I really appreciate the feedback and am looking forward to working with you again.
The OVM team communicated with me every step of the way and ensured I understood the process.
Reply from Josh Hartman
August 27th, 2026 02:49 PM
Sheneka, I'm pleased to know that the OVM team and I could communicate effectively with you throughout the process. Ensuring you understood each step is important to me.
Josh Hartman is very coordinated, very prompt and a great commuincator! He moves things at the speed of light, very pleasant to work with, very attentive and supportive thorughout the whole process. Thanks, Josh for your deligent, I am very...
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Reply from Josh Hartman
August 17th, 2026 08:58 PM
Taiwo, I appreciate your kind words and am happy to know that my coordination and communication made a positive impact on your experience. It's great to hear that you felt supported throughout the process. Thank you for sharing your feedback!...
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My partner Tameka and I interviewed with Josh and told him exactly how we wanted our clients to be cared for and he did exactly that! He created a relationship with trust and compassion with our clients and with us. He also stayed professional...
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Reply from Josh Hartman
August 17th, 2026 01:16 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.