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Josh Hartman - OVM with AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS# 1131382 in Virginia Beach, VA

Josh Hartman - OVM with AnnieMac Home Mortgag...

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Mortgage Loan Originator | NMLS# 1131382

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Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ...... Show More
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Overall Ratings
4.86
(241)
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  • 1.0
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    M
    Maria G
    Posted on June 20th, 2026 05:14 PM
    Terrible communication from him between him and our agents. Finally time for closing, and he couldn’t get us the final disclosure forms. Our law office was in contact with us a couple days prior and several times it was noted that he was not...
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  • 5.0
    Encompass
    D
    Damion G
    NEWPORT NEWS, VA
    Posted on June 19th, 2026 11:51 AM
    The steady communication between all parties. Also , all my questions were answered .
  • 5.0
    Encompass
    R
    Renztyrone H
    CHESAPEAKE, VA
    Posted on June 11th, 2026 03:46 PM
    Easy process and very responsive the app was helpful as well.
  • 5.0
    Encompass
    J
    Jason E
    NORFOLK, VA
    Posted on June 2nd, 2026 10:15 AM
    Everyone that was involved in the process worked hard to make sure we got into our home. The team was awesome!
    Reply from Josh Hartman
    June 12th, 2026 08:33 PM
    Jason, I'm thankful for your kind words and for sharing your experience. I'm pleased to hear that the team's hard work helped you get into your home. If you have any more questions or need assistance, please don't hesitate to reach out.
  • 5.0
    Encompass
    D
    DANIEL L P
    NORFOLK, VA
    Posted on May 31st, 2026 06:05 PM
    This loan was dead in the water according to another loan officer when Josh reached down, pulled it into the lifeboat and Andrea Hale and the team brought this one back to life. With Josh working the sails, Andrea in the engine room, Ben Spitzer...
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    Reply from Josh Hartman
    June 10th, 2026 06:06 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    J
    Joshua Z
    VIRGINIA BEACH, VA
    Posted on May 5th, 2026 11:44 AM
    Speed and ease of entire experience! Everyone involved was amazing..
    Reply from Josh Hartman
    May 15th, 2026 07:20 PM
    Joshua, I'm pleased to hear that you found the experience speedy and easy. It's great to know that everyone involved made a positive impression. If there's anything more I can help with, please feel free to reach out.
  • 5.0
    Encompass
    C
    Catherine C
    VIRGINIA BEACH, VA
    Posted on April 14th, 2026 10:49 AM
    Josh Hartman is truly an exceptional loan officer. Right from the beginning he was thorough in his explanations, what was needed on my end to get things moving and done, he communicated with me the entitre process and was always available for...
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    Reply from Josh Hartman
    April 24th, 2026 06:15 PM
    Catherine, I'm grateful for your kind words and for choosing to work with me again. It's wonderful to know that my thorough communication and availability have made the loan process smooth for you both times. Should you have any further questions...
    read more
  • 4.33
    Encompass
    K
    Katelin C
    NORFOLK, VA
    Posted on April 1st, 2026 09:22 PM
    Clarification on who was handling my loan and consistent communication.
  • 5.0
    Encompass
    J
    Jeanette W
    PORTSMOUTH, VA
    Posted on March 14th, 2026 11:32 AM
    osh was very consistent and professional throughout the entire process. He also answered any questions that I had while going through the process.
    Reply from Josh Hartman
    March 24th, 2026 03:41 PM
    Your feedback is greatly appreciated, Jeanette. I'm glad I could provide the consistency and professionalism you were looking for and that your questions were addressed during the process. If you ever have more queries or need assistance in...
    read more
  • 5.0
    Encompass
    S
    SARAH S
    MOYOCK, NC
    Posted on February 27th, 2026 02:34 PM
    Working with Josh was a fantastic experience. He is professional, detailed, personable, knowledgeable, AVAILABLE, and it is evident that he truly cares about our clients. Thank you, Josh, for such a smooth transaction!
    Reply from Josh Hartman
    March 9th, 2026 02:36 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 10 of 241
    About
    Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage
    Real Estate
    Mortgage Refinance
    Top Level Service
    Conventional
    FHA
    USDA
    VA Loans
    View All
    283
    /850
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1131382
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.