

Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382

Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Matt and his team were amazing. Each person communicated quickly and no nonsense. Getting a closing that fast was just short of a miracle - May have been a miracle! Thanks guys really appreciate it.
We were first time home buyers and this process couldn’t have been made easier for us. We had numerous questions and no matter the time or day Matt and his team responded promptly with friendly service. We would highly recommend this team to...
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This team did outstanding job! They found what's right for me and worked with my situation. Being always available for any questions you may have! My transaction was smooth, all I did on my side is signed some papers, they did the rest. I had...
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OVM was amazing to me while purchasing my home . The process was smooth and they guided me through everything . They were overall a 10 out 10 ! Matt you rock 🙌🏽🙌🏽
Matt and the team at OVM are amazing. We had expectations that everyone there took and ran with. They made this experience happen fast and with ease. We had experience that made my family feel like buying a home was impossible until we started...
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We will definitely recommend OVM Financial to everyone who wants to buy a house. Matt and all OVM Financial staff were very responsive and knowlegeable. We close on time without any problems.
Matt and his team were great to work with! They were all very friendly and helpful, extremely communicative, and answered all of our first time buyer questions. Highly recommend!
Had an awesome experience with the OVM team, they made it so we could close in 10 days! Anytime I had a question I was able to reach the team member directly, either through email or phone call. I’m pleased with my monthly payment and interest...
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Matt and rest of his staff are a great team they made sure I was getting the best deal that fit my budget. They hard workers and dedicated to there assignments. I will recommend anybody to work with Matt and his team over at OVM.
Matt and his team were very professional, friendly, and efficient. The interest rate I received was lower than expected. I have never done a VA loan before and they made the process seem easy. I would definitely recommend their service. Overall...
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.