

Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382

Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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I never imagined the homebuying process would have been this seamless. Matt and his team explained everything to me clearly and made this process a great experience. I would recommend this group and would utilize their services again!!
My whole house buying process from start to finish was painless. I would recommend OVM Financial over and over again! Thank you for all of your teams support!
the service was outstanding! I could not have asked for friendly people to have worked with. Everyone that helped was very knowledgeable and quick to answer whatever questions that I had
From paperwork to turning the lock, we had an awesome home buying experience. Everything we had questions for or needed help, they had no issue finding us the answers. The only small issue was working around my available time with the loan...
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Went above and beyond to get the loan to closing. Had been turned away by another lender late in the process, and Old Virginia Mortgage took care of me.
Matt was so helpful and patient during our first home buying experience! I would recommend to everyone! He was sure to call us and inform us of every step!
Great company!! Every question I had they were there to clarify and make sense of everything. If I ever try to buy another house I will definitely be calling OVM again.
Having been through the process before, I was surprised at how well organized and communicative the team was. The entire process was as pain free as I would think getting a mortgage could get.
Matt Beckwith and the team at OVM Financial were great to work with. They were efficient and available to answer questions as they cropped up. Matt's team was terrific in helping us through the application and closing process. I would recommend...
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I purchased a new home in May 2017. It's not the first home I've ever bought, but it was by far the easiest buying experience I have ever had! All of the staff was extremely help, responsive, and great to work with. The requested information...
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.