Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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This is the 2nd time I have used OVM and will always use them if I need too. They helped me buy my first house and also did my refinance. Hands down best team and made the process very easy and no worries with the process.
It was quick and great! Couldn't of asked for a better experience. I would definitely recommend Matt and OVM to anyone looking to get a mortgage loan.
They were knowledgeable, caring and explained everything to me. His team is incredible, they got everything done quickly and help me close on time. They were quick to respond to any questions or needs that I needed and worked amazing with my...
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I worked with Matt on purchasing a new house while I tried to sell my old one. He walked me through the lending process and was quick to let me know based on the market how much buying power I had for the payment I was ok with. Matt and his...
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Working with Matt and his team was such an amazing experience. Everyone was so kind, patient, and willing to help me in any way that they could. I could tell right away that this was a team that really cared and wanted to make my dream of homeownership...
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Great job and very professional to work with. They work very fast to close and meet the deadline lines for closing. I would recommend them to my friends.
Matt's team are very professional. They made my first time home buying experience a quick and fun journey. They are always available for any possible questions you may have. Very passionate about their job, makes working with them a pleasure....
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Matt and his team were wonderful and patient. With us as first time homebuyers there was so much we didn't know about the process and they were wonderful about explaining things to us step by step clearly. It was an overall great experience....
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Stress free experience! Matt and his team rallied around me to make sure I was taken care of and that my timelines were met! They were very responsive whenever I had a question and ensured that they had the right person answering my questions...
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We are first time home buyers and the team really made the process easy for us. We had numerous credit issues that needed to be worked out and no matter the issue Matt and his team promptly got everything done for a timely closing on our VA...
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.