Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Josh and his team were very helpful in walking us through all the options and requirements, given that is is our first time to purchase a home, they took the time to explain everything and go into the pros/cons of each option to help us choose...
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Process went smoothly
Thank you
Literally everything. From the assistance and communications from Josh, to the portal and ease of the process, to the quickness of the process.....everything was as good and painless as it could have been.
Comunicación, timing, availability, service and courtesy. I am very pleased thank you.
Josh was amazing with keeping me notified throughout the entire process. He was also reassuring when I had my doubts. I am extremely pleased with my service from Josh and Embrace Home Loans!
Josh was available all hours and weekends to take on my many questions and put me in the absolute best position to purchase my first home
Josh was great throughout the whole process of getting our mortgage. Communication was amazing and answered any questions we had immediately.
Hands down one of the best purchasing experiences I’ve EVER had. Josh and his team are excellent professionals who will guide, advise and lead you well. The process was made easy because of their experience and care for your needs. I can go...
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Every step of the way was detailed and thoroughly explained, just an enjoyable process throughout
Joshua was very accessible, responsive to my questions (and at times my insecurities) and was always respectful and personable. I really enjoyed working with him.
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.