Your Home Loan Team: Josh Richardson's Cover Image

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Your Home Loan Team: Josh Richardson

Mortgage Broker & Branch Manager | Your Home Loan ...

Your Home Loan Team - Tampa, FL

5.0

(111)

Mortgage

Mortgage Broker

Contact Info

(727) 888-6650

Tampa, FL

https://yourhomeloanteam.com/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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5.0

(111)

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Josh and Anna are definitely the A-Team!From my first phone call to them, they were both very diligent, professional and knowledgable. I had a lot of questions and they both answered them almost immediately I contacted them on 9/10/24 and my...

Reply from Owner

September 18th, 2026 11:05 PM

Thank you so much for calling us the A-Team! Anna and I truly appreciate your trust and the opportunity to help with your loan. We know how important it is to get clear answers quickly, especially when the financing timeline is moving fast....

From the very first Day I spoke with Josh and Anna they felt very supportive and Honest. With much Patience and guidance, I started on my Journey along with them.It Was so appreciated that this dynamic duo helped me turn my credit score around...

Reply from Owner

September 18th, 2026 11:06 PM

Thank you so much for sharing your incredible homeownership journey! Anna and I are truly grateful you trusted us to be part of it. Watching you stay the course, work on your credit with MyCreditGuy and Marsha, and ultimately become a homeowner...

⭐⭐⭐⭐⭐I can’t say enough great things about Josh and Anna Richardson and their incredible team! They handled my mortgage loans, and their dedication and professionalism were nothing short of exceptional. Despite the fact that they were expecting...

Reply from Owner

September 18th, 2026 11:09 PM

Thank you so much for this incredibly thoughtful review! Anna and I are truly grateful for your trust throughout your mortgage process. This transaction will always be a memorable one for our family, and it means so much to know that you felt...

Although we did not meet in person their team were very responsive and able to complete all the needed requirements to close the deal. Made it seem very easy and drama free. Thank you for the help.

Reply from Owner

September 18th, 2026 11:09 PM

Thank you so much for the kind review! Anna and I truly appreciate your trust in our team. Even when we don’t have the opportunity to meet in person, we want the mortgage process to feel personal, responsive, and straightforward from beginning...

Josh really made this whole experience so easy for us. We had to go over numbers and scenarios so many times and I never felt that I was annoying him or frustrating him (even when I was annoyed and frustrated with myself!). Everything was explained...

Reply from Owner

September 18th, 2026 11:10 PM

Thank you so much for the thoughtful review and recommendation! I truly appreciate your trust throughout the mortgage process. Going through different numbers and financing scenarios is an important part of making a confident home buying decision,...

Josh & Anna are very responsive and true professionals to work with. I would highly recommend their team if you want a responsive lender who gets it done.

Reply from Owner

September 18th, 2026 11:11 PM

Thank you so much for the recommendation! Anna and I truly appreciate the opportunity to work with you. Being responsive, professional, and staying on top of the details throughout the mortgage and closing process are priorities for our team....

As a first time homeowner I had LOTS of questions. Josh and Anna were very patient, and very informative. Can't thank them enough.

Reply from Owner

September 18th, 2026 11:11 PM

Thank you so much for the kind words! Anna and I truly appreciate you trusting us with your first home purchase. We know first-time homebuyers can have a lot of questions, and they should. Our goal is to provide patient guidance, clear answers,...

My son was buying my home. He heard good things about Josh and chose him to do his mortgage. The transaction from father to son was a tricky one. In the end, everything was quick and easy. I would reccommend The Home Loan Team for any one seeking...

Reply from Owner

September 18th, 2026 11:11 PM

Thank you so much for the thoughtful recommendation! I truly appreciate your son trusting me and The Home Loan Team with his mortgage. A home purchase between family members can involve some unique details, so I’m glad we were able to navigate...

Josh and Anna are amazing! They made my home buying experience so smooth and easy. They ALWAYS answer question in a timely manner any time I reached out. They are very knowledgeable and let you know exactly what to expect. Plus, their internal...

Reply from Owner

September 18th, 2026 11:12 PM

Thank you so much for the amazing review and for trusting Anna and me with your home purchase! We’re thrilled to hear that our communication, responsiveness, and guidance helped make the mortgage process feel smooth and easy. We also love hearing...

A great experience thus far. Josh and Anna are very responsive and thorough with great knowledge of the process of homebuying.

Reply from Owner

September 18th, 2026 11:14 PM

Thank you so much for the kind review! Anna and I truly appreciate your trust and are glad your experience has been a great one. Being responsive, thorough, and helping our clients clearly understand the home buying and mortgage process are...

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About

Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Construction Loan

Down Payment Assistance

Mortgage Refinance

Home Purchasing Assistance

Specialities

FHA Loans

VA Loans

USDA Loans

Conventional Loans

Jumbo Loans

Non-QM Loans

Bank Statement Loans

Reverse Mortgages

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Memberships

CFP Board - Certified Financial Planner
GO! Coaching
Borrow Smart University - Certified Liability Advisor

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2021

Licenses

NMLS#: 2448184

Awards

7 Time Million Dol...

2 Time NAIFA Top 4...

Achievements

NAIFA Top 40 Under 40
Million Dollar Roundtable x 7
CFP, CLU, ChFC

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Hobbies

Lifting
Walking
Kids

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Disclaimer

Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.