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Your Home Loan Team: Josh Richardson - Mortgage Broker & Branch Manager | Your Home Loan Team | Tampa Bay, FL | NMLS #2448184
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Your Home Loan Team: Josh Richardson

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Mortgage Broker & Branch Manager | Your Home Loan ...

Your Home Loan Team - Tampa, FL
Company Logo
Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners a... Show More
Mortgage
Mortgage Broker
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Contact Info
(727) 888-6650
Tampa, FL
https://yourhomeloanteam.com/
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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    Viktoriia P
    Posted on May 20th, 2025 02:49 PM
    I had a great experience working with Josh and Anna! They were on top of everything from the start: super responsive, clear with communication, and always available to answer any questions we had. They found the best deal for our client and...
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    Reply from Owner
    September 18th, 2026 10:59 PM
    Thank you so much for the thoughtful review! Anna and I really enjoyed working with you and helping your client through the mortgage process. Staying responsive, communicating clearly, and exploring financing options that fit each client’s...
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    Brandon L
    Posted on May 1st, 2025 01:58 PM
    I had the pleasure of working with Josh and Anna as the lenders for my recent real estate transaction, and I couldn't be more impressed. From start to finish, they were incredibly professional, responsive, and proactive. They kept me informed...
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    Reply from Owner
    September 18th, 2026 11:00 PM
    Thank you so much for the incredible review and recommendation! Anna and I truly appreciate the opportunity to work with you on this transaction. Keeping our real estate partners informed, staying proactive, and communicating clearly throughout...
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    Missy V
    Posted on April 30th, 2025 06:07 PM
    Josh and Anna were great! They were responsive with any request and communication was top tier! Wonderful to work with.Thank you both for great work!
    Reply from Owner
    September 18th, 2026 11:01 PM
    Thank you so much for the kind words! Anna and I truly appreciate the opportunity to work with you. Being responsive, communicating clearly, and staying on top of requests throughout the mortgage and closing process are always priorities for...
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    Rob C
    Posted on April 16th, 2025 01:26 PM
    Your Home Loan Team: Josh Richardson has received a review with 5 star rating from Rob C
    Reply from Owner
    September 18th, 2026 11:01 PM
    Rob, thank you so much for the five-star review! Anna and I truly appreciate your support and the opportunity to earn your trust. Providing a smooth, responsive, and professional mortgage experience is always our goal. We’re grateful for the...
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    C F
    Posted on April 9th, 2025 11:36 PM
    I thought the home building process was going to be extremely stressful. Josh and Anna took the stress completely away. They were responsive, they kept the builder on track, and they helped move things along so we could close in a timely manner....
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    Reply from Owner
    September 18th, 2026 11:02 PM
    Thank you so much for the incredible review! Anna and I are grateful you trusted us to be part of your new home construction journey. Building a home can have a lot of moving pieces, so we’re especially glad our communication, responsiveness,...
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    Onix M
    Posted on March 4th, 2025 03:30 PM
    Anna & Josh 10/10
    Reply from Owner
    September 18th, 2026 11:02 PM
    Thank you so much for the 10/10! Anna and I truly appreciate your support and are grateful you trusted our team. Providing a smooth, responsive, and helpful mortgage experience is always our goal. Thank you again for choosing us, and we look...
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    Lavada M
    Posted on December 30th, 2024 05:47 PM
    Great communication and they made a dream come true for a client of mine who didn't think it was possible! This transaction was as Smooth as Butter!
    Reply from Owner
    September 18th, 2026 11:03 PM
    Thank you so much for the wonderful review! Anna and I truly appreciate you trusting us with your client. Helping someone realize that homeownership may be possible when they thought it was out of reach is one of the most rewarding parts of...
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    Meyline R
    Posted on December 6th, 2024 06:53 PM
    If I can give them more than 5 stars ⭐️I would. This experience with Josh and Anna was incredible, their work ethic was outstanding. Anything we need from them was provided fast . Amazing team!! 100% recommended .
    Reply from Owner
    September 18th, 2026 11:03 PM
    Thank you so much for the incredible review and recommendation! Anna and I truly appreciate your trust and the kind words about our team. Being responsive, working hard behind the scenes, and getting our clients the information they need quickly...
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    Luis P
    Posted on December 5th, 2024 06:40 PM
    I have no words to express the way Josh and Anna’s team work. It’s ridiculous and obsessive, they took care of my family like no one have done, they don’t have a work schedule, they are always available no matter the time or the day they will...
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    Reply from Owner
    September 18th, 2026 11:04 PM
    Thank you so much for this incredible review! Anna and I are truly grateful that you trusted us with your family’s home financing journey. Being accessible, answering questions quickly, and doing everything we can to keep the mortgage process...
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    JD
    Posted on September 26th, 2024 07:56 PM
    Josh and Anna did a great job with our home purchase. They overcame a tough battle and represented us well. It was a pleasure working with them.
    Reply from Owner
    September 18th, 2026 11:04 PM
    Thank you so much for the kind words! Anna and I truly appreciate you trusting us with your home purchase. Every mortgage has its own challenges, and we’re glad we could work through the obstacles, advocate for you, and help keep your financing...
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    About
    Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Down Payment Assistance
    Mortgage Refinance
    Home Purchasing Assistance
    Specialities
    FHA Loans
    VA Loans
    USDA Loans
    Conventional Loans
    Jumbo Loans
    Non-QM Loans
    Bank Statement Loans
    Reverse Mortgages
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • CFP Board - Certified Financial Planner
    • GO! Coaching
    • Borrow Smart University - Certified Liability Advisor
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    Addresses and Serving Areas

    Year Started

    2021
    Licenses
    • NMLS#: 2448184
    Awards
    7 Time Million Dollar Roundtable Member
    7 Time Million Dol...
    2 Time NAIFA Top 40 Under 40
    2 Time NAIFA Top 4...
    Achievements
    • NAIFA Top 40 Under 40
    • Million Dollar Roundtable x 7
    • CFP, CLU, ChFC
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    Hobbies
    • Lifting
    • Walking
    • Kids
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    Disclaimer
    Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.