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Josh Osborne at CrossCountry Mortgage - Regional Vice President | NMLS #473258 in Sioux Falls, SD
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Josh Osborne at CrossCountry Mortgage

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Regional Vice President | NMLS #473258

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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5 Star
96%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
2%
Reviews from Web
  • Zillow
    K
    Kerri L W
    Sioux Falls, SD
    Posted on March 17th, 2026 12:00 AM
    Josh and his team worked really hard to help us secure our home! They kept us in the loop and answered all of our questions throughout the process. He was honest and helped us stay within our budget by running numbers and running various scenarios....
    read more
    Reply from Owner
    March 18th, 2026 12:00 AM
    Thank you for the kind words. It was a pleasure helping you through the process and making sure everything stayed within a budget that worked for you. Our goal is always to keep clients informed and make the process as smooth as possible, whether...
    read more
  • TotalExpert
    L
    Lisa S
    Sioux Falls, SD
    Posted on March 14th, 2026 03:29 PM
    Buying a home can be stressful, but our experience with Josh and his team was absolutely amazing from start to finish. They kept us involved and informed every step of the way, explaining the process clearly and always making sure we understood...
    read more
    Reply from Josh Osborne
    March 16th, 2026 06:26 PM
    Thank you, Lisa! We are so happy we were able to help.
  • TotalExpert
    R
    Rebecca F
    Worthing, SD
    Posted on March 10th, 2026 11:20 AM
    The team was very on top of everything and had quick communication. We were able to close on our house in less than a month of our accepted offer because of the outstanding professional work done by Josh and his group. Buying a house can be...
    read more
    Reply from Josh Osborne
    March 16th, 2026 06:25 PM
    Hi Rebecca! We were so happy we were able to help you and get this closed quickly. If you ever need anything, we are a phone call away.
  • TotalExpert
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    Molly K
    Oskaloosa, IA
    Posted on March 9th, 2026 08:02 PM
    Josh was quick to respond even after hours
    Reply from Josh Osborne
    March 16th, 2026 06:24 PM
    Hi Molly, Thank you for your kind words!
  • TotalExpert
    R
    Russell S
    Sioux Falls, SD
    Posted on March 4th, 2026 06:53 PM
    Josh and his Team were exceptional from day one of our home loan buying process. We were always informed and in the loop of the loan process. If we had questions Josh was always available to answer them , which eased our minds considerably....
    read more
    Reply from Josh Osborne
    March 5th, 2026 07:39 PM
    Thank you so much for the kind words. It truly means a lot to our entire team. Helping guide you through the home loan process and making sure you felt informed and comfortable every step of the way is exactly what we strive for.Buying a home...
    read more
  • Zillow
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    Rebecca F
    Worthing, SD
    Posted on March 4th, 2026 12:00 AM
    We had an exceptional experience working with Josh Osborne and his team on our VA loan. From start to finish, their team was efficient, knowledgeable, and incredibly responsive. They truly understand the VA loan process and made everything...
    read more
    Reply from Owner
    March 18th, 2026 12:00 AM
    Thank you so much for your kind words, it truly means a lot to our entire team. We’re grateful you trusted us with such an important milestone, and it was an absolute pleasure working with you. Please don’t hesitate to reach out if you ever...
    read more
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    J
    Jason H
    Posted on February 21st, 2026 03:49 PM
    Great guy. Patient, diligent and wise. Go with Josh. You won't be sorry ~ Jason Hasty --Aberdeen, SD
    Reply from Josh Osborne - CrossCountry Mortgag...
    February 23rd, 2026 04:57 PM
    Thank you, Jason. It was a pleasure working with you!
  • Zillow
    T
    Trentbreeding
    Ottumwa, IA
    Posted on February 17th, 2026 12:00 AM
    I had a great experience working with Josh Osborne at CrossCountry Mortgage. From start to finish, Josh and his team did an excellent job guiding me through the mortgage process. They were professional, responsive, and always willing to answer...
    read more
    Reply from Owner
    February 19th, 2026 12:00 AM
    It was an absolute pleasure working with you. Buying a home is a big step, and our goal is always to make the process feel clear, organized, and as stress-free as possible. We’re so glad to hear you felt supported and well-informed throughout...
    read more
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    P
    Paige B
    Posted on January 15th, 2026 05:28 PM
    We just closed on our second home using Josh as our lender, and once again, he made the entire process a breeze. Josh is extremely knowledgeable about a variety of loan options and did an excellent job educating us on the details and terms...
    read more
    Reply from Josh Osborne - CrossCountry Mortgag...
    January 16th, 2026 07:49 PM
    Thank you so much for the kind words. I truly appreciate you trusting me and my team again for your second home. It means a lot to know the communication, education, and process made things smooth and stress free from start to finish. Congratulations...
    read more
  • Zillow
    P
    Paige L
    Sioux Falls, SD
    Posted on January 15th, 2026 12:00 AM
    We just closed on our second home using Josh as our lender, and once again, he made the entire process a breeze. Josh is extremely knowledgeable about a variety of loan options and did an excellent job educating us on the details and terms...
    read more
    Reply from Owner
    January 15th, 2026 12:00 AM
    Thank you so much for the kind words and for trusting my team and me again with your second home. It truly means a lot that you came back to work with us. I’m glad we were able to walk through the options together and make the process smooth...
    read more
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Memberships
    • Home Builders Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • 473258
    Gallery
    Josh Osborne at CrossCountry Mortgage - Gallery Photo
    Achievements
    • Sioux Empire Housing Mortgage Lender of the Year
    • 2020 Top 1% Mortgage Lender in the Nation
    • 2021 Top 1% Mortgage Lender in the Nation
    • View All
    Hobbies
    • Boating
    • Working out
    • Water Sports
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS