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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Josh and his team worked really hard to help us secure our home! They kept us in the loop and answered all of our questions throughout the process. He was honest and helped us stay within our budget by running numbers and running various scenarios....
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Reply from Owner
March 18th, 2026 12:00 AM
Thank you for the kind words. It was a pleasure helping you through the process and making sure everything stayed within a budget that worked for you. Our goal is always to keep clients informed and make the process as smooth as possible, whether...
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Buying a home can be stressful, but our experience with Josh and his team was absolutely amazing from start to finish. They kept us involved and informed every step of the way, explaining the process clearly and always making sure we understood...
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Reply from Josh Osborne
March 16th, 2026 06:26 PM
Thank you, Lisa!
We are so happy we were able to help.
The team was very on top of everything and had quick communication. We were able to close on our house in less than a month of our accepted offer because of the outstanding professional work done by Josh and his group. Buying a house can be...
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Reply from Josh Osborne
March 16th, 2026 06:25 PM
Hi Rebecca!
We were so happy we were able to help you and get this closed quickly. If you ever need anything, we are a phone call away.
Josh was quick to respond even after hours
Reply from Josh Osborne
March 16th, 2026 06:24 PM
Hi Molly,
Thank you for your kind words!
Josh and his Team were exceptional from day one of our home loan buying process. We were always informed and in the loop of the loan process. If we had questions Josh was always available to answer them , which eased our minds considerably....
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Reply from Josh Osborne
March 5th, 2026 07:39 PM
Thank you so much for the kind words. It truly means a lot to our entire team. Helping guide you through the home loan process and making sure you felt informed and comfortable every step of the way is exactly what we strive for.Buying a home...
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We had an exceptional experience working with Josh Osborne and his team on our VA loan. From start to finish, their team was efficient, knowledgeable, and incredibly responsive. They truly understand the VA loan process and made everything...
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Reply from Owner
March 18th, 2026 12:00 AM
Thank you so much for your kind words, it truly means a lot to our entire team. We’re grateful you trusted us with such an important milestone, and it was an absolute pleasure working with you. Please don’t hesitate to reach out if you ever...
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Great guy. Patient, diligent and wise. Go with Josh. You won't be sorry
~ Jason Hasty
--Aberdeen, SD
Reply from Josh Osborne - CrossCountry Mortgag...
February 23rd, 2026 04:57 PM
Thank you, Jason.
It was a pleasure working with you!
I had a great experience working with Josh Osborne at CrossCountry Mortgage. From start to finish, Josh and his team did an excellent job guiding me through the mortgage process. They were professional, responsive, and always willing to answer...
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Reply from Owner
February 19th, 2026 12:00 AM
It was an absolute pleasure working with you. Buying a home is a big step, and our goal is always to make the process feel clear, organized, and as stress-free as possible. We’re so glad to hear you felt supported and well-informed throughout...
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We just closed on our second home using Josh as our lender, and once again, he made the entire process a breeze. Josh is extremely knowledgeable about a variety of loan options and did an excellent job educating us on the details and terms...
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Reply from Josh Osborne - CrossCountry Mortgag...
January 16th, 2026 07:49 PM
Thank you so much for the kind words. I truly appreciate you trusting me and my team again for your second home. It means a lot to know the communication, education, and process made things smooth and stress free from start to finish. Congratulations...
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We just closed on our second home using Josh as our lender, and once again, he made the entire process a breeze. Josh is extremely knowledgeable about a variety of loan options and did an excellent job educating us on the details and terms...
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Reply from Owner
January 15th, 2026 12:00 AM
Thank you so much for the kind words and for trusting my team and me again with your second home. It truly means a lot that you came back to work with us. I’m glad we were able to walk through the options together and make the process smooth...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
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Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095