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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Josh and his team were extremely professional, courteous, and fast! It was less than a week from closing and we had to switch loan types. With that said, Josh and his team were able to pivot without hesitation and get things switched up and...
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Reply from Josh Osborne
January 12th, 2026 06:14 PM
Thank you so much, Mark! We truly appreciate you taking the time to share this. We’re so glad our team could step in, pivot quickly, and help get everything across the finish line for you. It was a pleasure working with you, and we’re grateful...
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Awesome service. Great people.
Reply from Josh Osborne
January 12th, 2026 06:13 PM
Thank you!
Always have a great experience with The Osborne Group, easy to work with and keep things moving.
Reply from Josh Osborne
January 12th, 2026 06:13 PM
We love working with you and are so glad to hear your experience continues to be a great one. Looking forward to many more smooth deals together!
Great communication, very informative And easy to work with. Made the loan process a breeze.
Reply from Josh Osborne
January 12th, 2026 06:12 PM
Thank you so much — we truly appreciate your kind words. It was a pleasure working with you, and we’re so glad we could help make the process smooth and stress-free for you. Please don’t hesitate to reach out if you ever need anything in the...
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Josh Osborne truly goes above and beyond for his clients and always looks out for their best interests. He takes the time to explain every step of the lending process, communicates clearly, and makes what can feel stressful feel smooth and...
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Reply from Josh Osborne
December 31st, 2025 06:25 PM
Thank you so much!! I really appreciate it. Always a pleasure working with you, and I’m grateful for the trust. Looking forward to many more deals together!
In my previous reviews I'd given I hope were enough, can't say anything bad about you, you were amazing!
Reply from Josh Osborne
December 24th, 2025 02:43 PM
Thank you so much — that truly means a lot to me. I really appreciate you taking the time to share that, and I’m grateful for the opportunity to help you through the process. If you ever need anything down the road or have questions about your...
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Josh did an excellent job walking us through the process of buying our first home! From start to finish , Josh had great communication, let us know what to expect, and answered all of our many question. I would recommend Josh to anyone looking...
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Reply from Josh Osborne
December 24th, 2025 02:05 PM
Thank you so much for the kind words and the 5-star review! I really appreciate you trusting me with such an important milestone buying your first home. It was a pleasure walking you through the process, answering your questions, and making...
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Josh is an amazing man to work along with to get a mortgage loan. He has made the process very simple and transparent for me to know as a first time home buyer and having no experience or idea on how to get a loan started. He made sure my questions...
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Reply from Owner
December 18th, 2025 12:00 AM
Thank you so much for the kind words. I truly appreciate you trusting me, especially as a first-time homebuyer. My goal is always to make the process clear, transparent, and stress-free, and I’m glad to hear that came through. It was a pleasure...
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Communication
Reply from Josh Osborne
December 18th, 2025 08:52 PM
Thank you, Troy!
The process went pretty smoothly,. All my Questions via text, email and or phone call were answered promptly. Great follow-up, which kept me on task through the whole process.
Reply from Josh Osborne
December 18th, 2025 08:52 PM
Hi Kacy!Thank you so much for the kind words. I’m really glad the process felt smooth for you, and I appreciate you trusting me to help guide you through it. It was a pleasure working with you, and I’m always here if you ever have questions...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095