

Top 5%
Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Josh will get your loan closed even in 30 days he got us set and ready to go works hard and gets it done! He is knowledgeable and gets you the details you need! Would recommend to anyone!
Reply from Owner
May 4th, 2026 12:00 AM
Thank you so much for the great review, I really appreciate it. Getting you to the finish line quickly and making sure you felt confident every step of the way is exactly what my team and I strive for. I’m glad we could get everything done...
read more
My husband and I had a great experience with Josh on our home buying process! From start to close, everything went great! He was great to communicate with and explained everything in detail to us, which was so helpful as first time home buyers!...
read more
Reply from Owner
May 4th, 2026 12:00 AM
Thank you both so much for the kind words, I truly appreciate it. It was an honor helping you through your first home purchase and I’m glad everything felt smooth and easy along the way. Communication and making sure you understand every step...
read more
fast and easy process, clear communication. accessible what seemed all hours of the day!
Reply from Josh Osborne - CrossCountry Mortgag...
April 30th, 2026 03:44 PM
Hi Troy!
Thank you for your kind review!
Our loan process had some hiccups. But Josh was available for communication at all points of the day to see us to the finish line. Very knowledgeable as well!
Reply from Owner
May 1st, 2026 12:00 AM
Thank you for the review, I really appreciate you sharing that. Every file can have a few bumps along the way, but staying in communication and finding solutions is what matters most. I’m glad I was able to be there for you throughout the process...
read more
Appreciated continued communication.
Reply from Josh Osborne
April 28th, 2026 01:44 PM
Thank you, Andrew!
We are so happy we were able to be a part of your homebuying journey!
Josh did an amazing job with a limited amount of time.
Reply from Josh Osborne
April 10th, 2026 01:59 PM
Hi Alexander!
Thank you so much for your kind words! We are so glad we were able to help you out. :)
Communication regarding the stages of the loan.
Reply from Josh Osborne
April 6th, 2026 03:49 PM
Marcia,
Thank you so much for your kind review! Let us know if you need anything in the future :)
When I had any questions each person was great to work with. I liked the updates that were given each week .
Reply from Josh Osborne
March 28th, 2026 01:30 PM
Thank you so much for the 5 star review, I really appreciate it.Keeping you informed every step of the way is a big part of how we take care of our clients, so I’m glad the weekly updates were helpful. My team and I truly enjoyed working with...
read more
Josh was very helpful in trying to get us approved an not like any other lenders and being pushy. Cross country as a whole was a wonderful experience in getting us our first home
Reply from Josh Osborne
March 20th, 2026 04:09 PM
Thank you so much for the kind words, I truly appreciate it. It means a lot that you felt supported without any pressure, that’s always my goal. I’m grateful you trusted me and my team to help with your first home, and we’re always here if...
read more
Josh and his team were amazing at helping us finance and give us knowledge we can use for our entire life. I loved taking his class and going through the process with him.
Reply from Owner
March 18th, 2026 12:00 AM
It was a pleasure working with you, and my team and I are always here if you ever have questions about your mortgage, refinancing, or buying another home in the future. If you ever know someone who could use help with the process, feel free...
read more
51–60 of 428
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
View All
Hobbies
- Boating
- Working out
- Water Sports
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095