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Josh Osborne at CrossCountry Mortgage - Regional Vice President | NMLS #473258 in Sioux Falls, SD
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Josh Osborne at CrossCountry Mortgage

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Regional Vice President | NMLS #473258

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
  • TotalExpert
    J
    James W
    Sioux Falls, SD
    Posted on September 4th, 2026 11:22 PM
    The Osborne team is phenomenal. They are on top of it the whole way through the process and make things so easy for us!
    Reply from Josh Osborne
    September 8th, 2026 05:49 PM
    Hi James! Thank you for the 5 stars and kind words:) We are so glad we were able to help you!
  • TotalExpert
    L
    Lonna Q
    Sioux Falls, SD
    Posted on August 31st, 2026 05:20 AM
    Josh was attentive and helpful from the very beginning. His answers to my questions were timely, thorough, and he made the financing process easy for me to understand. He went above and beyond with his assistance and was always professional....
    read more
    Reply from Josh Osborne
    September 1st, 2026 03:29 PM
    Hi Lonna! Thank you so much for the kind review! :)
  • TotalExpert
    D
    Duel S
    Bridgewater, SD
    Posted on August 25th, 2026 01:31 AM
    Very professional in a timely matter. The process was very smooth.
    Reply from Josh Osborne
    August 26th, 2026 06:44 PM
    Hi Duel, Thank you so much for the kind review! It was a pleasure working with you :)
  • TotalExpert
    A
    Alfred H
    Irene, SD
    Posted on August 19th, 2026 03:37 PM
    Josh ia very knowledgeable and very forgiving when things get frustrating and helps you through the process to get you closed ! Thanks for everything
    Reply from Josh Osborne
    August 24th, 2026 03:28 PM
    Thank you for your kind words, Alfred! It was a pleasure working with you :)
  • TotalExpert
    K
    Kelly T
    Maryville, MO
    Posted on August 15th, 2026 02:59 AM
    Josh and Ashleigh were prompt with the questions we had and worked hard to make us feel important and #1.They went above & beyond to expedite the loan process. The videos were excellent and felt warm and generous. We will use Cross Country...
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    Reply from Josh Osborne
    August 17th, 2026 02:48 PM
    Thank you so much for the kind words!! This truly means everything to us! You were an absolute pleasure to work with and making you feel like a priority was the least we could do for such a big moment in your life. We are so grateful for your...
    read more
  • facebook
    L
    Lisa K
    Posted on August 13th, 2026 04:38 PM
    Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
    Reply from Josh Osborne - CrossCountry Mortgag...
    August 13th, 2026 04:38 PM
    Thank you, Lisa, for the wonderful review. We’re so glad Josh and the team made the process simple and walked you through everything. We appreciate your recommendation and look forward to helping you or anyone you refer in the future.
  • Zillow
    L
    Lisa R
    Colton, SD
    Posted on August 13th, 2026 12:00 AM
    Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
    Reply from Owner
    August 16th, 2026 12:00 AM
    Thank you so much for the five-star review and recommendation! It was a pleasure helping you through the mortgage process. My team and I work hard to make home financing as simple and stress-free as possible while keeping our clients informed...
    read more
  • TotalExpert
    C
    Christina S
    Lead, SD
    Posted on August 1st, 2026 11:52 PM
    I was the listing agent for the transaction at 21180 Lookout Trail Lead SD Josh and his assistant had great communication along the way and weekly email updates. I appreciated Josh using a local Spearfish Appriaser, it was a smooth transaction....
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    Reply from Josh Osborne
    August 3rd, 2026 09:50 PM
    Thank you so much, Christina! I really appreciate you taking the time to leave a review. It was a pleasure working with you on the Lookout Trail transaction. We believe good communication makes all the difference, and I'm glad our weekly updates...
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  • TotalExpert
    J
    Jack G
    Luverne, MN
    Posted on July 20th, 2026 11:57 AM
    Remote document upload and electronic signatures made the process a breeze.
    Reply from Josh Osborne
    July 20th, 2026 07:02 PM
    Hi Jack! Thank you for the review. We love finding ways to make our process easy for our clients!
  • Zillow
    D
    Dalton M
    Sioux Falls, SD
    Posted on July 20th, 2026 12:00 AM
    Josh and his team were outstanding to work with. Very responsive and supportive with questions. They do an amazing job with outlining different scenarios and loan types to help understand your options and find the best fit for you. Josh made...
    read more
    Reply from Owner
    August 3rd, 2026 12:00 AM
    Thank you so much for the thoughtful review! It truly means a lot to our entire team. We're committed to making sure our clients understand all of their financing options so they can make the best decision with confidence. I'm grateful you...
    read more
  • 10 of 424
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    What is the Search Rank Score®?
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    Memberships
    • Home Builders Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • 473258
    Gallery
    Josh Osborne at CrossCountry Mortgage - Gallery Photo
    Achievements
    • Sioux Empire Housing Mortgage Lender of the Year
    • 2020 Top 1% Mortgage Lender in the Nation
    • 2021 Top 1% Mortgage Lender in the Nation
    • View All
    Hobbies
    • Boating
    • Working out
    • Water Sports
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS