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Josh Osborne at CrossCountry Mortgage - Regional Vice President | NMLS #473258 in Sioux Falls, SD
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Josh Osborne at CrossCountry Mortgage

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Regional Vice President | NMLS #473258

4.85
(410)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi...... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Overall Ratings
4.85
(410)
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Reviews from Web
  • 5.0
    TotalExpert
    B
    Brandon M
    Lennox, SD
    Posted on July 6th, 2026 12:35 AM
    Josh and his team were very thorough and kept us updated on any changes along the way. Truly a top notch company!
  • 5.0
    TotalExpert
    C
    Christina M
    Lennox, SD
    Posted on July 4th, 2026 11:08 PM
    Made the whole process super easy and smooth!!
  • 5.0
    TotalExpert
    C
    Carmen S
    Sioux Falls, SD
    Posted on July 4th, 2026 03:06 PM
    Josh and his team went the extra mile for us. I have never seen a company work so hard for their customers. It was like they understood what we needed every step of the way!
  • 5.0
    facebook
    T
    Thad C
    Posted on July 3rd, 2026 02:38 AM
    My wife and I started our house search with another local lender and had a less than ideal experience. Someone recommended Josh to us and we were truly blown away by the difference. He was very thorough, knowledgable, and always responsive...
    read more
    Reply from Josh Osborne - CrossCountry Mortgag...
    July 3rd, 2026 03:54 AM
    Thank you, Thad, for sharing your experience and for recommending Josh. We're thrilled he made such a positive difference and provided the thorough, knowledgeable, and responsive service you needed. We’ll pass your praise along to him. If you...
    read more
  • 5.0
    Zillow
    K
    Konnor T
    Dell Rapids, SD
    Posted on July 2nd, 2026 12:00 AM
    My wife and I started our house search with another local lender and had a less than ideal experience. Someone recommended Josh to us and we were truly blown away by the difference. He was very thorough, knowledgable, and always responsive...
    read more
  • 5.0
    facebook
    T
    Tina M
    Posted on July 1st, 2026 01:37 PM
    Very easy to work with and is on the ball with everything! Would recommend to anyone!!
    Reply from Josh Osborne - CrossCountry Mortgag...
    July 1st, 2026 02:23 PM
    Thank you so much, Tina. We're thrilled you found us easy to work with and on the ball with everything. We appreciate your recommendation and look forward to helping you or anyone you refer in the future.
  • 5.0
    Zillow
    T
    Tina
    Lennox, SD
    Posted on July 1st, 2026 12:00 AM
    Knows his stuff!! So easy to work with and his team is great too. Would recommend him to anyone! Him and his team made buying our house super easy and care free.
  • 5.0
    TotalExpert
    J
    Jasmyne H
    Sioux Falls, SD
    Posted on June 29th, 2026 02:28 AM
    Josh was great during our first time buying a house. Answered all our questions and was very informative!
    Reply from Josh Osborne
    June 29th, 2026 01:34 PM
    Thank you so much for the wonderful review! It was an honor to help you with your first home purchase. Buying your first home comes with a lot of questions, and I'm glad I could provide the guidance and information you needed to feel confident...
    read more
  • 5.0
    TotalExpert
    S
    Sarah E
    Sioux Falls, SD
    Posted on June 28th, 2026 04:12 PM
    Josh and his team at CrossCountry Mortgage were absolutely fantastic to work with. They made the entire process smooth, stress-free, and easy to understand. Everyone was responsive, professional, and truly went above and beyond to help every...
    read more
    Reply from Josh Osborne
    June 29th, 2026 01:30 PM
    Thanks so much for your thoughtful review! It was truly a pleasure helping you through the home financing process. My team and I work hard to make what can feel like a complicated process as smooth, stress-free, and easy to understand as possible,...
    read more
  • 5.0
    TotalExpert
    L
    Lawrence W
    Sioux Falls, SD
    Posted on June 24th, 2026 05:05 PM
    Josh and his team made everything go very smooth. For us it seemed super simple because he made the whole process from beginning to end so easy. They have taken something very complex and made it streamlined and user friendly. Josh and his...
    read more
    Reply from Josh Osborne
    June 29th, 2026 01:21 PM
    Thank you so much for the kind words! It was truly a pleasure helping you through the home financing process. Our goal is to make something that can feel overwhelming as simple and stress-free as possible, so I'm glad you felt that every step...
    read more
  • 10 of 411
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    766
    /850
    Search Rank Score
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    Memberships
    • Home Builders Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • 473258
    Gallery
    Josh Osborne at CrossCountry Mortgage - Gallery Photo
    Achievements
    • Sioux Empire Housing Mortgage Lender of the Year
    • 2020 Top 1% Mortgage Lender in the Nation
    • 2021 Top 1% Mortgage Lender in the Nation
    • View All
    Hobbies
    • Boating
    • Working out
    • Water Sports
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS