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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your home. Your goals. Your mortgage team for life.
16 years in the industry. 4,000+ families helped. Licensed in all 50 states. Access to 120+ loan programs - FHA, VA, conventional, jumbo, HELOC, Non-QM, physician loans, down payment assi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Josh ia very knowledgeable and very forgiving when things get frustrating and helps you through the process to get you closed ! Thanks for everything
Josh and Ashleigh were prompt with the questions we had and worked hard to make us feel important and #1.They went above & beyond to expedite the loan process. The videos were excellent and felt warm and generous. We will use Cross Country...
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Reply from Josh Osborne
August 17th, 2026 02:48 PM
Thank you so much for the kind words!! This truly means everything to us! You were an absolute pleasure to work with and making you feel like a priority was the least we could do for such a big moment in your life. We are so grateful for your...
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Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
Reply from Josh Osborne - CrossCountry Mortgag...
August 13th, 2026 04:38 PM
Thank you, Lisa, for the wonderful review. We’re so glad Josh and the team made the process simple and walked you through everything. We appreciate your recommendation and look forward to helping you or anyone you refer in the future.
Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
Reply from Owner
August 16th, 2026 12:00 AM
Thank you so much for the five-star review and recommendation! It was a pleasure helping you through the mortgage process. My team and I work hard to make home financing as simple and stress-free as possible while keeping our clients informed...
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I was the listing agent for the transaction at 21180 Lookout Trail Lead SD Josh and his assistant had great communication along the way and weekly email updates. I appreciated Josh using a local Spearfish Appriaser, it was a smooth transaction....
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Reply from Josh Osborne
August 3rd, 2026 09:50 PM
Thank you so much, Christina! I really appreciate you taking the time to leave a review. It was a pleasure working with you on the Lookout Trail transaction. We believe good communication makes all the difference, and I'm glad our weekly updates...
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Remote document upload and electronic signatures made the process a breeze.
Reply from Josh Osborne
July 20th, 2026 07:02 PM
Hi Jack!
Thank you for the review. We love finding ways to make our process easy for our clients!
Josh and his team were outstanding to work with. Very responsive and supportive with questions. They do an amazing job with outlining different scenarios and loan types to help understand your options and find the best fit for you. Josh made...
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Reply from Owner
August 3rd, 2026 12:00 AM
Thank you so much for the thoughtful review! It truly means a lot to our entire team. We're committed to making sure our clients understand all of their financing options so they can make the best decision with confidence. I'm grateful you...
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I felt the good energy everyone was giving
Reply from Josh Osborne
July 27th, 2026 12:56 PM
I'm pleased to hear that you felt the positive energy during your experience, Tychicus. Creating a welcoming and supportive environment is important to me. If there's anything else I can do for you, please let me know.
Thank you for the great communication and explanation during my transaction with Tychicus McClain. He was very pleased with the entire transaction process
Reply from Josh Osborne
July 23rd, 2026 08:40 PM
I'm thankful to know that you appreciated the communication and explanation during your transaction with Tychicus McClain, Jennifer. It's great to hear that he was pleased with the process. If there's anything else you need or any questions...
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Extremely smooth transaction and fantastic communication through each checkpoint
Reply from Josh Osborne
July 23rd, 2026 08:36 PM
I'm glad to hear that the transaction went smoothly for you, Sacha. Effective communication is vital, and I'm pleased it helped throughout each checkpoint. If you have any further questions or need assistance, I'm here to help.
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About
Your home. Your goals. Your mortgage team for life.
16 years in the industry. 4,000+ families helped. Licensed in all 50 states. Access to 120+ loan programs - FHA, VA, conventional, jumbo, HELOC, Non-QM, physician loans, down payment assistance, and everything in between.
Whether you are buying your first home, upgrading to your dream home, refinancing, or tapping into your equity - we have the programs and the people to make it happen. My team and I are not just here to close your loan. We are your mortgage advisors for life.
Deeply rooted in our local communities and connected to a trusted network of local businesses to support you every step of the way- long after closing day.
Let's get to work.
NMLS
#473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095