

Top 5%
Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Josh and his team were exceptional to work with throughout the purchase of my new home. Communication was clear, timely, and consistent, and I always knew where things stood. I especially appreciated Josh’s professionalism, attention to detail,...
read more
Reply from Josh Osborne
September 28th, 2026 07:58 PM
Hi Ellie! Thank you so much for taking the time to leave a review. We are so glad we were able to help you with your new home!! Let us know if you need anything; we are your mortgage advisors for LIFE!!!
Josh and his team were exceptional to work with throughout the purchase of my new home. Communication was clear, timely, and consistent, and I always knew where things stood. I especially appreciated Josh’s professionalism, attention to detail,...
read more
Reply from Josh Osborne
September 28th, 2026 07:58 PM
Hi Ellie!
Thank you so much for taking the time to leave a review. We are so glad we were able to help you with your new home!! Let us know if you need anything; we are your mortgage advisors for LIFE!!!
This Realty Company is very professional in everything, and at the same time very friendly. Their customer service is excellent; they helped us with everything we needed. We got the house we wanted with a nice price, thanks to them. They made...
read more
Reply from Josh Osborne
September 21st, 2026 09:07 PM
Thank you so much for this kind review! 🤗 It means the world to hear that the process felt easy and that you landed the home you wanted at a price you're happy with - that's exactly what we aim for.Zach and I really appreciate you taking the...
read more
Buying a home comes with many challenges, but The Osborne Group handled everything like a true professional. They were incredibly responsive, knowledgeable, and patient when we had questions or felt stressed. When a last-minute issue came up...
read more
Reply from Josh Osborne
September 21st, 2026 09:06 PM
Thank you so much for taking the time to share this! Buying a home should feel exciting, not stressful, and I'm so glad our team could help make that happen for you - especially getting those repairs handled before closing so you could move...
read more
The Osborne team is phenomenal. They are on top of it the whole way through the process and make things so easy for us!
Reply from Josh Osborne
September 8th, 2026 05:49 PM
Hi James!
Thank you for the 5 stars and kind words:) We are so glad we were able to help you!
Josh was attentive and helpful from the very beginning. His answers to my questions were timely, thorough, and he made the financing process easy for me to understand. He went above and beyond with his assistance and was always professional....
read more
Reply from Josh Osborne
September 1st, 2026 03:29 PM
Hi Lonna!
Thank you so much for the kind review! :)
Very professional in a timely matter. The process was very smooth.
Reply from Josh Osborne
August 26th, 2026 06:44 PM
Hi Duel,
Thank you so much for the kind review! It was a pleasure working with you :)
Josh ia very knowledgeable and very forgiving when things get frustrating and helps you through the process to get you closed ! Thanks for everything
Reply from Josh Osborne
August 24th, 2026 03:28 PM
Thank you for your kind words, Alfred!
It was a pleasure working with you :)
Josh and Ashleigh were prompt with the questions we had and worked hard to make us feel important and #1.They went above & beyond to expedite the loan process. The videos were excellent and felt warm and generous. We will use Cross Country...
read more
Reply from Josh Osborne
August 17th, 2026 02:48 PM
Thank you so much for the kind words!! This truly means everything to us! You were an absolute pleasure to work with and making you feel like a priority was the least we could do for such a big moment in your life. We are so grateful for your...
read more
Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
Reply from Josh Osborne - CrossCountry Mortgag...
August 13th, 2026 04:38 PM
Thank you, Lisa, for the wonderful review. We’re so glad Josh and the team made the process simple and walked you through everything. We appreciate your recommendation and look forward to helping you or anyone you refer in the future.
1–10 of 428
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
View All
Hobbies
- Boating
- Working out
- Water Sports
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095