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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM(Open now)
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Reviews from Web
The website and reminders of stuff that need completed was very helpful and someone was always there to answer a phone call to answer any question that came up!
The Josh Osborne crew did a great job! First time homebuyer and the experience was great. They keep it very professional yet very personal. Highly recommend Josh and his entire team!
Reply from Owner
November 3rd, 2026 12:00 AM
Hi Brady! Helping you buy your first home was a highlight for our whole team. Congratulations, and enjoy every minute in your new place! If you ever need anything, we are your mortgage advisors for life, so feel free to reach out! :)
I recently had the pleasure of working with Josh Osbourne and his team on the purchase of a mutual client's new home, and I couldn't be more grateful for the experience!Throughout the entire process, Josh and his team provided clear, consistent...
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Reply from Josh Osborne
November 3rd, 2026 03:23 PM
Closings like this one are exactly why we do what we do. Watching someone become a homeowner after wondering whether it would ever be possible never gets old, and I’m grateful we got to be part of it together.You made this a true team effort....
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Just waiting on checks to payoff other accounts that were in agreement
Reply from Josh Osborne
October 28th, 2026 01:43 PM
Hi Corrinna, thank you for your 5-star review!
Josh was able to answer all our questions quickly and accurately. Usually within the first hour.
Reply from Josh Osborne
October 28th, 2026 01:43 PM
Hi Adam, thank you so much for the kind review! We always strive to educate our clients, answer every question, and help them feel confident throughout one of the biggest purchases of their lives. We’re so glad we could help! If you ever need...
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First time home owner thanks to the teamwork of great people. All the hardwork from all of them and myself to make this big accomplishments owning a home. Thank you all.
Reply from Owner
October 23rd, 2026 12:00 AM
Thank you for the five-star review! Our team loved working together to help you through the mortgage process. We appreciate your trust and the opportunity to help!
You and your team's knowledge, expertise, and always being on the ball. You were all amazing!
Reply from Josh Osborne
October 19th, 2026 08:20 PM
Thank you so much! My team and I appreciate your kind words. We work hard to stay on top of the details and keep you informed, so your feedback means a lot. Thank you for trusting us with your financing!
I recommend Josh for his professionalism and hard work in making a home happen for me!
Reply from Josh Osborne - CrossCountry Mortgag...
October 19th, 2026 08:19 PM
Thank you for your kind words and recommendation! It was a pleasure helping you become a homeowner. I appreciate your trust and wish you many happy memories in your new home!
Josh and his team worked diligently and quickly to help me buy my home. He was available to answer my questions and reassure me about the process!
Reply from Josh Osborne
October 19th, 2026 08:18 PM
Thank you for the five-star review! Buying a home is a big step, and I’m glad we could answer your questions and help you feel confident along the way. My team and I appreciate your trust. Congratulations on your new home!
Josh was great with the handling of my loan information! He was ready to answer all my questions with courtesy and respect. Together with his team he provided me with the tools I needed to complete the process of home buying.
Reply from Owner
October 19th, 2026 12:00 AM
Thank you for the wonderful review! My team and I want you to feel informed and supported every step of the way, so I’m glad we could answer your questions and help you through the homebuying process. We appreciate your trust—congratulations...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095