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Josh Osborne at CrossCountry Mortgage - Regional Vice President | NMLS #473258 in Sioux Falls, SD
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Josh Osborne at CrossCountry Mortgage

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Regional Vice President | NMLS #473258

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Your home. Your goals. Your mortgage team for life. 16 years in the industry. 4,000+ families helped. Licensed in all 50 states. Access to 120+ loan programs - FHA, VA, conventional, jumbo, HELOC, Non-QM, physician loans, down payment assi... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
  • TotalExpert
    A
    Alfred H
    Irene, SD
    Posted on August 19th, 2026 03:37 PM
    Josh ia very knowledgeable and very forgiving when things get frustrating and helps you through the process to get you closed ! Thanks for everything
  • TotalExpert
    K
    Kelly T
    Maryville, MO
    Posted on August 15th, 2026 02:59 AM
    Josh and Ashleigh were prompt with the questions we had and worked hard to make us feel important and #1.They went above & beyond to expedite the loan process. The videos were excellent and felt warm and generous. We will use Cross Country...
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    Reply from Josh Osborne
    August 17th, 2026 02:48 PM
    Thank you so much for the kind words!! This truly means everything to us! You were an absolute pleasure to work with and making you feel like a priority was the least we could do for such a big moment in your life. We are so grateful for your...
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    Lisa K
    Posted on August 13th, 2026 04:38 PM
    Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
    Reply from Josh Osborne - CrossCountry Mortgag...
    August 13th, 2026 04:38 PM
    Thank you, Lisa, for the wonderful review. We’re so glad Josh and the team made the process simple and walked you through everything. We appreciate your recommendation and look forward to helping you or anyone you refer in the future.
  • Zillow
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    Lisa R
    Colton, SD
    Posted on August 13th, 2026 12:00 AM
    Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
    Reply from Owner
    August 16th, 2026 12:00 AM
    Thank you so much for the five-star review and recommendation! It was a pleasure helping you through the mortgage process. My team and I work hard to make home financing as simple and stress-free as possible while keeping our clients informed...
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  • TotalExpert
    C
    Christina S
    Lead, SD
    Posted on August 1st, 2026 11:52 PM
    I was the listing agent for the transaction at 21180 Lookout Trail Lead SD Josh and his assistant had great communication along the way and weekly email updates. I appreciated Josh using a local Spearfish Appriaser, it was a smooth transaction....
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    Reply from Josh Osborne
    August 3rd, 2026 09:50 PM
    Thank you so much, Christina! I really appreciate you taking the time to leave a review. It was a pleasure working with you on the Lookout Trail transaction. We believe good communication makes all the difference, and I'm glad our weekly updates...
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  • TotalExpert
    J
    Jack G
    Luverne, MN
    Posted on July 20th, 2026 11:57 AM
    Remote document upload and electronic signatures made the process a breeze.
    Reply from Josh Osborne
    July 20th, 2026 07:02 PM
    Hi Jack! Thank you for the review. We love finding ways to make our process easy for our clients!
  • Zillow
    D
    Dalton M
    Sioux Falls, SD
    Posted on July 20th, 2026 12:00 AM
    Josh and his team were outstanding to work with. Very responsive and supportive with questions. They do an amazing job with outlining different scenarios and loan types to help understand your options and find the best fit for you. Josh made...
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    Reply from Owner
    August 3rd, 2026 12:00 AM
    Thank you so much for the thoughtful review! It truly means a lot to our entire team. We're committed to making sure our clients understand all of their financing options so they can make the best decision with confidence. I'm grateful you...
    read more
  • TotalExpert
    T
    Tychicus M
    Sioux Falls, SD
    Posted on July 18th, 2026 07:57 PM
    I felt the good energy everyone was giving
    Reply from Josh Osborne
    July 27th, 2026 12:56 PM
    I'm pleased to hear that you felt the positive energy during your experience, Tychicus. Creating a welcoming and supportive environment is important to me. If there's anything else I can do for you, please let me know.
  • TotalExpert
    J
    Jennifer K
    Sioux Falls, SD
    Posted on July 16th, 2026 08:39 PM
    Thank you for the great communication and explanation during my transaction with Tychicus McClain. He was very pleased with the entire transaction process
    Reply from Josh Osborne
    July 23rd, 2026 08:40 PM
    I'm thankful to know that you appreciated the communication and explanation during your transaction with Tychicus McClain, Jennifer. It's great to hear that he was pleased with the process. If there's anything else you need or any questions...
    read more
  • TotalExpert
    S
    Sacha P
    Sioux Falls, SD
    Posted on July 16th, 2026 08:35 PM
    Extremely smooth transaction and fantastic communication through each checkpoint
    Reply from Josh Osborne
    July 23rd, 2026 08:36 PM
    I'm glad to hear that the transaction went smoothly for you, Sacha. Effective communication is vital, and I'm pleased it helped throughout each checkpoint. If you have any further questions or need assistance, I'm here to help.
  • 10 of 421
    About
    Your home. Your goals. Your mortgage team for life. 16 years in the industry. 4,000+ families helped. Licensed in all 50 states. Access to 120+ loan programs - FHA, VA, conventional, jumbo, HELOC, Non-QM, physician loans, down payment assistance, and everything in between. Whether you are buying your first home, upgrading to your dream home, refinancing, or tapping into your equity - we have the programs and the people to make it happen. My team and I are not just here to close your loan. We are your mortgage advisors for life. Deeply rooted in our local communities and connected to a trusted network of local businesses to support you every step of the way- long after closing day. Let's get to work. NMLS #473258 | Branch NMLS #1922540
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Memberships
    • Home Builders Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • 473258
    Gallery
    Josh Osborne at CrossCountry Mortgage - Gallery Photo
    Achievements
    • Sioux Empire Housing Mortgage Lender of the Year
    • 2020 Top 1% Mortgage Lender in the Nation
    • 2021 Top 1% Mortgage Lender in the Nation
    • View All
    Hobbies
    • Boating
    • Working out
    • Water Sports
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS