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Josh Osborne at CrossCountry Mortgage - Regional Vice President | NMLS #473258 in Sioux Falls, SD
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Josh Osborne at CrossCountry Mortgage

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Regional Vice President | NMLS #473258

4.85
(396)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi...... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Overall Ratings
4.85
(396)
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Reviews from Web
  • 5.0
    TotalExpert
    H
    Heather K
    Centerville, SD
    Posted on June 9th, 2026 02:49 PM
    Josh was awesome. He is very knowledgeable and made sure that we were comfortable with the process. If anyone goes with Josh they will be in excellent hands.
  • 5.0
    Zillow
    C
    Cole E
    Hudson, SD
    Posted on June 2nd, 2026 12:00 AM
    Josh is thorough with his Job and so is his team, my family has trusted him with their homes and so do I. Thank you for helping me buy my first house Josh
  • 5.0
    TotalExpert
    L
    Luis D C
    Sioux Falls, SD
    Posted on May 22nd, 2026 10:47 PM
    Communication was great and overall experience was very good.
    Reply from Josh Osborne
    May 28th, 2026 05:40 PM
    Hi Luis, Thank you so much for the kind review! We always strive to have communication through this process, and so happy you felt that!
  • 5.0
    TotalExpert
    J
    John A
    West Melbourne, FL
    Posted on May 18th, 2026 08:51 PM
    Josh worked and worked to find a way through some challenging situTions, and finally got us into the exact house we were hoping for.
    Reply from Josh Osborne
    May 18th, 2026 11:59 PM
    Thank you so much for the kind words. There were definitely a few challenges along the way, but I was committed to finding a solution and making sure we got you into the right home. I’m so happy everything worked out and that you got the exact...
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  • 5.0
    facebook
    T
    Tate I
    Posted on May 14th, 2026 07:07 PM
    Josh was amazing through the whole home buying process. He totally understands that buying a home can be scary and leaves no questions unanswered.
    Reply from Josh Osborne - CrossCountry Mortgag...
    May 18th, 2026 11:59 PM
    Thank you so much for the awesome review. Buying a home is a huge decision and I always want my clients to feel informed, comfortable, and confident every step of the way. I’m really glad I could help answer all your questions and make the...
    read more
  • 5.0
    Zillow
    T
    Tateivers
    Brandon, SD
    Posted on May 14th, 2026 12:00 AM
    Josh was amazing lender throughout the whole process of buying a home. Josh was on top of the ball never waiting. He also makes sure you understand everything which is awesome when buying your first home!
    Reply from Owner
    May 15th, 2026 12:00 AM
    Josh was an amazing lender throughout the entire home buying process. He stayed on top of everything from start to finish and was always quick to respond. He also took the time to explain everything clearly, which made buying our first home...
    read more
  • 5.0
    facebook
    J
    Joshua D
    Posted on May 11th, 2026 08:43 PM
    Couldn't be happier with our experience!After multiple failed attempts with other banks, working with Josh and his team was a breath of fresh air. No hemming and hawing here—we were approved within 24 hours! Communication is key when dealing...
    read more
    Reply from Josh Osborne - CrossCountry Mortgag...
    May 12th, 2026 03:21 PM
    Thank you so much for the incredible review. It truly means a lot to me and my team. We know how frustrating and exhausting it can be after multiple failed attempts with other banks, so I’m grateful we were able to step in, move quickly, and...
    read more
  • 5.0
    TotalExpert
    J
    Joshua D
    Sioux Falls, SD
    Posted on May 11th, 2026 08:41 PM
    Couldn't be happier with our experience!After multiple failed attempts to work with other banks, working with Josh and his team was a breath of fresh air. No hemming and hawing here—we were approved within 24 hours! Communication is key when...
    read more
    Reply from Josh Osborne
    May 12th, 2026 03:25 PM
    Joshua, Thank you so much for sharing your family's story! Getting your daughter closer to the care she needed makes this so much more than just a transaction. We're truly honored we could help make it happen. Welcome home!
  • 5.0
    TotalExpert
    A
    Alexis S
    Worthing, SD
    Posted on May 11th, 2026 12:23 PM
    Josh worked extremely hard to help us get into our new home. He was always available for any questions we had and answered them in an easy and understandable way .
    Reply from Josh Osborne
    May 12th, 2026 03:24 PM
    Alexis, Thank you for such a kind review, we always want to give each and every one of our clients a 10/10 experience and are so glad you felt that as well!
  • 5.0
    Zillow
    J
    Josh A M
    Sioux Falls, SD
    Posted on May 11th, 2026 12:00 AM
    After multiple failed attempts with other banks, working with Josh and his team was a breath of fresh air. No hemming and hawing here—we were approved within 24 hours! Communication is key when dealing with this much money, and Josh and his...
    read more
    Reply from Owner
    May 12th, 2026 12:00 AM
    Thank you so much for the incredible review. It truly means a lot to me and my team. We know how frustrating and exhausting it can be after multiple failed attempts with other banks, so I’m grateful we were able to step in, move quickly, and...
    read more
  • 10 of 396
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    768
    /850
    Search Rank Score
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    Memberships
    • Home Builders Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • 473258
    Gallery
    Josh Osborne at CrossCountry Mortgage - Gallery Photo
    Achievements
    • Sioux Empire Housing Mortgage Lender of the Year
    • 2020 Top 1% Mortgage Lender in the Nation
    • 2021 Top 1% Mortgage Lender in the Nation
    • View All
    Hobbies
    • Boating
    • Working out
    • Water Sports
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS