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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
The Osborne team is phenomenal. They are on top of it the whole way through the process and make things so easy for us!
Reply from Josh Osborne
September 8th, 2026 05:49 PM
Hi James!
Thank you for the 5 stars and kind words:) We are so glad we were able to help you!
Josh was attentive and helpful from the very beginning. His answers to my questions were timely, thorough, and he made the financing process easy for me to understand. He went above and beyond with his assistance and was always professional....
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Reply from Josh Osborne
September 1st, 2026 03:29 PM
Hi Lonna!
Thank you so much for the kind review! :)
Very professional in a timely matter. The process was very smooth.
Reply from Josh Osborne
August 26th, 2026 06:44 PM
Hi Duel,
Thank you so much for the kind review! It was a pleasure working with you :)
Josh ia very knowledgeable and very forgiving when things get frustrating and helps you through the process to get you closed ! Thanks for everything
Reply from Josh Osborne
August 24th, 2026 03:28 PM
Thank you for your kind words, Alfred!
It was a pleasure working with you :)
Josh and Ashleigh were prompt with the questions we had and worked hard to make us feel important and #1.They went above & beyond to expedite the loan process. The videos were excellent and felt warm and generous. We will use Cross Country...
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Reply from Josh Osborne
August 17th, 2026 02:48 PM
Thank you so much for the kind words!! This truly means everything to us! You were an absolute pleasure to work with and making you feel like a priority was the least we could do for such a big moment in your life. We are so grateful for your...
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Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
Reply from Josh Osborne - CrossCountry Mortgag...
August 13th, 2026 04:38 PM
Thank you, Lisa, for the wonderful review. We’re so glad Josh and the team made the process simple and walked you through everything. We appreciate your recommendation and look forward to helping you or anyone you refer in the future.
Working with Josh and his company was great! Josh and his staff made the process so simple and walked us through everything. Would recommend Josh and his company to anyone!
Reply from Owner
August 16th, 2026 12:00 AM
Thank you so much for the five-star review and recommendation! It was a pleasure helping you through the mortgage process. My team and I work hard to make home financing as simple and stress-free as possible while keeping our clients informed...
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I was the listing agent for the transaction at 21180 Lookout Trail Lead SD Josh and his assistant had great communication along the way and weekly email updates. I appreciated Josh using a local Spearfish Appriaser, it was a smooth transaction....
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Reply from Josh Osborne
August 3rd, 2026 09:50 PM
Thank you so much, Christina! I really appreciate you taking the time to leave a review. It was a pleasure working with you on the Lookout Trail transaction. We believe good communication makes all the difference, and I'm glad our weekly updates...
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Remote document upload and electronic signatures made the process a breeze.
Reply from Josh Osborne
July 20th, 2026 07:02 PM
Hi Jack!
Thank you for the review. We love finding ways to make our process easy for our clients!
Josh and his team were outstanding to work with. Very responsive and supportive with questions. They do an amazing job with outlining different scenarios and loan types to help understand your options and find the best fit for you. Josh made...
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Reply from Owner
August 3rd, 2026 12:00 AM
Thank you so much for the thoughtful review! It truly means a lot to our entire team. We're committed to making sure our clients understand all of their financing options so they can make the best decision with confidence. I'm grateful you...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095