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Josh Osborne at CrossCountry Mortgage

Name: Josh Osborne at CrossCountry Mortgage
Address: 5605 S Southeastern Ave, Sioux Falls, South Dakota, 57108
Telephone: +1-605-661-2526
Rating: 4.84

Regional Vice President | NMLS #473258

4.84

(416)

Mortgage

Mortgage Loan Officer

Contact Info

(605) 906-8209

Sioux Falls, SD

https://www.applywithjosh.com/

Location & Business Hours

Business Hours

Thu

8:30 AM to 5 PM(Open now)

Fri

8:30 AM to 5 PM

Sat

closed

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4.84

(416)

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Remote document upload and electronic signatures made the process a breeze.

Reply from Josh Osborne

July 20th, 2026 07:02 PM

Hi Jack! Thank you for the review. We love finding ways to make our process easy for our clients!

Josh and his team were outstanding to work with. Very responsive and supportive with questions. They do an amazing job with outlining different scenarios and loan types to help understand your options and find the best fit for you. Josh made...

I felt the good energy everyone was giving

Reply from Josh Osborne

July 27th, 2026 12:56 PM

I'm pleased to hear that you felt the positive energy during your experience, Tychicus. Creating a welcoming and supportive environment is important to me. If there's anything else I can do for you, please let me know.

Thank you for the great communication and explanation during my transaction with Tychicus McClain. He was very pleased with the entire transaction process

Reply from Josh Osborne

July 23rd, 2026 08:40 PM

I'm thankful to know that you appreciated the communication and explanation during your transaction with Tychicus McClain, Jennifer. It's great to hear that he was pleased with the process. If there's anything else you need or any questions...

Extremely smooth transaction and fantastic communication through each checkpoint

Reply from Josh Osborne

July 23rd, 2026 08:36 PM

I'm glad to hear that the transaction went smoothly for you, Sacha. Effective communication is vital, and I'm pleased it helped throughout each checkpoint. If you have any further questions or need assistance, I'm here to help.

I hated working with Josh, it was a mess. Constant gaslighting of whether he was told something or not, left things to the last minute every single time. Horrible service, to the point where the law office I used will no longer take morgatges...

Reply from Josh Osborne

July 14th, 2026 03:08 PM

Hi Caitlin, thank you for sharing this. I'm sorry to hear the communication and timeline on your file didn't meet the standard we hold ourselves to, that's genuinely not the experience we want anyone to have working with us. We wish you all...

Josh and his team were very thorough and kept us updated on any changes along the way. Truly a top notch company!

Reply from Josh Osborne

July 10th, 2026 02:46 PM

Thank you so much for your kind words, Brandon! It was a pleasure getting to work with you. We are your mortgage advisors for life! Let us know if you need anything in the future.

Made the whole process super easy and smooth!!

Reply from Josh Osborne

July 10th, 2026 02:46 PM

Thank you, Christina! We are glad you had a smooth and easy process, which is what our team strives for!

Josh and his team went the extra mile for us. I have never seen a company work so hard for their customers. It was like they understood what we needed every step of the way!

Reply from Josh Osborne

July 10th, 2026 02:48 PM

Carmen, We are so glad you felt this way throughout this process. We always try to provide the best experience for every one of our clients! If you ever need anything, do not hesitate to reach out! We are your mortgage advisors for life.

My wife and I started our house search with another local lender and had a less than ideal experience. Someone recommended Josh to us and we were truly blown away by the difference. He was very thorough, knowledgable, and always responsive...

Reply from Josh Osborne - CrossCountry Mortgag...

July 3rd, 2026 03:54 AM

Thank you, Thad, for sharing your experience and for recommending Josh. We're thrilled he made such a positive difference and provided the thorough, knowledgeable, and responsive service you needed. We’ll pass your praise along to him. If you...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans