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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Josh worked extremely hard to help us get into our new home. He was always available for any questions we had and answered them in an easy and understandable way .
Reply from Josh Osborne
May 12th, 2026 03:24 PM
Alexis,
Thank you for such a kind review, we always want to give each and every one of our clients a 10/10 experience and are so glad you felt that as well!
After multiple failed attempts with other banks, working with Josh and his team was a breath of fresh air. No hemming and hawing here—we were approved within 24 hours! Communication is key when dealing with this much money, and Josh and his...
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Reply from Owner
May 12th, 2026 12:00 AM
Thank you so much for the incredible review. It truly means a lot to me and my team. We know how frustrating and exhausting it can be after multiple failed attempts with other banks, so I’m grateful we were able to step in, move quickly, and...
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Great company and great people to work with. Made the buying experience very easy.
Reply from Josh Osborne
May 12th, 2026 03:23 PM
Galen,
Thank you so much for leaving such a nice review! We loved getting to work with you.
Very responisve at all times during the day! Josh and team were very helpful and efficient! Enjoyed working with them again!
Reply from Josh Osborne
May 7th, 2026 01:55 AM
Thank you so much for the kind words and for trusting our team again throughout the process! We work hard to stay responsive and make everything as smooth and efficient as possible, so it means a lot to hear that you had a great experience....
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It was made simple, fast and informative the whole way thru the process
Reply from Josh Osborne
May 7th, 2026 01:56 AM
Thank you so much for the great review! We work hard to make the mortgage process simple, fast, and easy to understand from start to finish. We truly appreciate the opportunity to help and are grateful you trusted our team throughout the process!...
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Josh and his team got it done. even in 30 days they our FHA loan closed would recommend to anyone looking to buy a house
Reply from Josh Osborne
May 7th, 2026 01:56 AM
Thank you so much for the great review! Our team works hard to make sure we get loans to the finish line quickly and smoothly, even on tight timelines. We’re so happy we could help get your FHA loan closed in 30 days. Thank you again for trusting...
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Josh and his team were excellent throughout the entire process. My wife and I were very pleased with how the team handled our loan from start to finish!
Reply from Josh Osborne
May 7th, 2026 01:56 AM
Thank you so much for the kind words! It was truly a pleasure helping you and your wife throughout the home loan process. Our team works hard to make sure communication, service, and execution are top notch from start to finish, and we’re grateful...
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Josh will get you ready to go! Very knowledgeable and helpful! Would recommend to anyone 5/5
Reply from Josh Osborne - CrossCountry Mortgag...
May 6th, 2026 07:11 PM
Thank you so much for the awesome review. I truly appreciate the kind words and the opportunity to help with your home financing. My goal is always to make the process smooth, keep communication clear, and help my clients feel confident every...
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My husband and I had a great experience with Josh on our home buying process! From start to close, everything went great! He was great to communicate with and explained everything in detail to us, which was so helpful as first time home buyers!...
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Reply from Josh Osborne - CrossCountry Mortgag...
May 6th, 2026 07:12 PM
Thank you so much for the kind words. It was an honor helping you and your husband through the home buying process. Buying your first home is a huge milestone, and I’m glad we could make the experience smooth and stress free from start to close....
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We had tried the market a few times. And things would always fall through. In the first month of listing we had a new home. The process was easy. Fast. And the electronic signing is a life saver.
Reply from Josh Osborne
May 1st, 2026 10:51 PM
Thank you so much for the great review, I really appreciate it. I know how frustrating it can be when things fall through, so I’m glad we were able to get you into a new home quickly and make the process smooth. The electronic signing definitely...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
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Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095