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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Josh and his team made everything very easy to understand and they were there when we needed things answered.
Reply from Josh Osborne
April 14th, 2025 06:53 PM
Hi Jason!
Thank you for your kind response. Making the process easy and understanding is one of our biggest goals, I am so glad we helped get things answered for you!
Excellent customer service, raid responses, and incredible when any hiccup arose
Reply from Josh Osborne
April 14th, 2025 06:52 PM
Hi Steven!Thank you so much for your kind words, I am so glad my team and I were able to make the process enjoyable and overcome the hiccups that arose!Please don't hesitate to reach out with any questions or concerns in the future, we are...
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Josh and his team made the experience extremely positive even when we hit a couple bumps in the road! I am very thankful for him and his team!
Reply from Josh Osborne
April 1st, 2025 05:28 PM
Thank you so much! We're so glad to hear that—even when things got a little bumpy, we were able to make the experience a positive one. It truly means a lot to us that you trusted our team through the process. We’re always here for you—congrats...
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Josh answered my (dumb) mortgage questions and made it simple for me to understand. I do wish he was at our closing so we could have met him! But he did such a great job
Reply from Josh Osborne
April 1st, 2025 05:27 PM
Thank you so much for the kind words! There’s no such thing as a dumb question—I'm always here to make the process as simple and stress-free as possible. I wish I could’ve been at closing to meet you too, but I’m so glad to hear everything...
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the communication was excellent
Reply from Josh Osborne
March 28th, 2025 03:40 PM
Good morning, Kadin,
I am so happy you were pleased with our communication, that is one thing we pride ourselves on. If you ever need anything we are just a call away!
This is my second time using Josh. His team always makes the loan and home buying process smoothe and are very on top of things. Nothing slips through the crack.
Reply from Josh Osborne
March 23rd, 2025 12:29 PM
Thank you so much, Theresa! I'm thrilled to hear that your experience was smooth for the second time around. My team and I strive to ensure that every detail is handled with care, and it's fantastic to know that you felt supported throughout...
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Very helpful and made sure we got the right mortgage for our circumstances. We felt like he listen to any concerns.
Reply from Josh Osborne at CrossCountry Mortga...
July 29th, 2025 03:34 PM
Thank you, Anna!
We ended up going with Josh late in the game. His webinar was great for first-time-homebuyers. Having little experience ourselves, Josh's recommendations based on our wants/needs/situation saved us tons of money of mortgage insurance and got...
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Reply from Josh Osborne
March 12th, 2025 04:55 PM
Thank you so much for your kind words! We’re so glad you found the webinar helpful and that we were able to guide you into the best loan for your needs. Saving money and making the process easier for first-time homebuyers is exactly why we...
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The team was amazing from start to finish. Helped me ever step of the way. Exceptional communication at all times. Very knowledgeable and able to guide me through the proper channels to aquire information needed. Overall a wonderful house buying...
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Reply from Josh Osborne
March 7th, 2025 04:59 PM
Thank you, Jason!
So glad we were able to guide you through this experience in a confident and clear way! If you ever need anything we are here to assist you :)
Josh and the CC team were great to work with! They took care of us every step of the way and continue to do so even after the closing of our house. If we ever move again they will be our first call.
Reply from Josh Osborne
March 4th, 2025 05:03 PM
Thank you so much for your kind words! We're thrilled to have been part of your homebuying journey and will always be here for anything you need—even after closing.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095