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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Josh was great to explain to me what I needed to know and do in a process of buying a house. He have patience for all my questions and I enjoyed my experience with him.
Reply from Josh Osborne
July 15th, 2025 02:19 PM
Thank you so much! It means a lot to hear that. I’m really glad I could help make the process clear and less stressful for you that’s always my goal. Don’t hesitate to reach out if you ever have more questions or need anything down the road....
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Josh and his team are beyond amazing! We will continue to refer friends/family to Josh for years to come!
Reply from Josh Osborne
July 7th, 2025 01:21 PM
I'm thrilled to hear that you had such a positive experience with us. Your willingness to refer friends and family means a great deal, and I look forward to assisting you and your referrals in the future. Thank you, Hannah!
Josh is amazing at what he does because he cares about his clients and making sure that he fully educates them in way that's easy to understand. I strongly recommend working with him!!
Reply from Josh Osborne - CrossCountry Mortgag...
July 9th, 2025 03:26 PM
Thank you so much for the kind words! It truly means a lot. I always aim to make the process clear and stress-free, and I’m grateful for the opportunity to help. If you or anyone you know ever has questions, I’m always here to help however...
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Timely, clean and organized information and great communicatio.
Reply from Josh Osborne
June 5th, 2025 11:19 PM
Thank you so much! We truly believe that clear communication and staying organized makes all the difference in this process—so glad it showed!
Josh and his team were incredible. Josh went above and beyond for us on our first home purchase . He was very transparent about estimated monthly payments, which is what we were the most worried about, and would respond to our questions quickly...
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Reply from Josh Osborne
May 28th, 2025 01:22 PM
I'm thrilled to hear about your positive experience with your first home purchase. It was a pleasure to assist you, and I'm glad I could provide the transparency and responsiveness you needed. Looking forward to working with you again in the...
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Josh was absolutely outstanding in making sure the process was as smooth as possible. The communication, demonstration, and just overall helpfulness was off the charts. Couldn't recommend Josh more
Reply from Josh Osborne
May 20th, 2025 04:32 PM
Thank you so much that truly means a lot! I'm so glad we could make the process smooth and stress-free for you. It was a pleasure helping you through it all, and I’m always here if you need anything down the road!
Josh and his team were on it! They were responsive and thorough. Josh always seemed to make time for our needs regardless of the time or day . We loved working with the Cross Country Mortgage team!
Reply from Josh Osborne
May 20th, 2025 04:31 PM
Thank you so much! It was truly a pleasure working with you. We’re always here to make the process as smooth and stress-free as possible... day or night! Grateful for the opportunity to be part of your home journey.
Amazing and easy
Reply from Josh Osborne
May 20th, 2025 04:29 PM
Thank you Kyle!
Working with Josh O. was a very smooth and stress-free experience. He was professional, informative, and always kept us updated during the process! Would Highly Recommend!
Reply from Josh Osborne
May 12th, 2025 03:37 PM
Thank you so much for the kind words! We’re so glad to hear your experience was smooth and stress-free that’s always our goal. We truly appreciate your trust and recommendation, and we’re always here if you need anything in the future!
Josh was really great to work with. We felt like a priority and we're able to get the house of our dreams.
Reply from Josh Osborne
May 5th, 2025 06:31 PM
That means so much, thank you! Helping you get into your dream home was truly an honor. So glad we could be part of the journey!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095