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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Josh and team are very friendly and helping to understand every aspect of loan/ home buying process and experience! The team was on ball with every question and concerns I had and never skipped a beat with returning calls and even through text....
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Reply from Josh Osborne
February 25th, 2025 04:07 PM
Thank you so much for your kind words! It was truly our pleasure to guide you through the homebuying process and make it as smooth as possible. Our goal is to ensure every client feels informed, supported, and confident in their journey to...
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Tobi Love helped me with my complex situation to help ensure I had an affordable place to live once I PCS'd to my new duty station.
Reply from Josh Osborne at CrossCountry Mortga...
February 26th, 2025 02:39 PM
Hi Adam, Thank you so much for taking the time to leave such a positive review. I'm thrilled to hear that Tobi Love was able to assist you with your relocation and make the process smoother. Providing personalized support, especially in complex...
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Great job!
Reply from Josh Osborne
January 14th, 2025 02:32 PM
Thank you so much! Glad I could help!
Josh was very knowledgeable and great at keeping us updated throughout the process and made it fun buying a house! He made buying a house super easy and would definitely recommend
Reply from Josh Osborne
January 14th, 2025 02:32 PM
Thank you so much for the awesome feedback! I’m thrilled to hear that I could make the homebuying process not just easy but fun for you! Keeping you informed every step of the way is so important to me. If you ever need anything or know someone...
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All around a great experience made everything super smooth and very understandable for someone new to this and made sure every question was answered and in a way that notmal people can understand not just bankers
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Reply from Josh Osborne
January 14th, 2025 02:32 PM
Thank you so much for your kind words! Helping first-time buyers feel confident and comfortable throughout the process is always my top priority. I'm glad I could make everything smooth and easy to understand. If you ever have more questions...
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Awesome job on helping me through everything!
Reply from Josh Osborne
December 29th, 2024 12:44 AM
I'm thrilled to hear that you had a positive experience with your mortgage process, Thomas. Helping you navigate everything was my pleasure. After all, that's what we're here for at CrossCountry Mortgage, LLC. Don't hesitate to reach out if...
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Josh and team were great, highly recommended!!
Reply from Josh Osborne
December 11th, 2024 02:12 PM
Thank you so much for the recommendation! My team and I are thrilled we could help make your home-buying experience a great one.
Josh was super helpful when it came to purchasing my first home and understanding the entire process.
Reply from Josh Osborne
December 11th, 2024 02:11 PM
Thank you so much for your kind words! It was truly a pleasure helping you navigate the home-buying process and find your first home. I'm thrilled to have been a part of such an exciting milestone, and I'm always here if you need anything in...
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Josh and his team are very kind, helpful, and quick to respond. They updated us every step of the way and Josh even called us to touch base a few times. Him and his team are very personable and made a chaotic time less stressful.
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Reply from Josh Osborne
December 2nd, 2024 06:47 PM
Thank you so much for your kind words! It was truly our pleasure to help guide you through the process and make it as smooth as possible. My team and I are always here to keep things stress-free and ensure you're informed every step of the...
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You are always so very helpful and knowledgeable. Also always very prompt with questions and services . We always appreciate your help and all you do for us , and enjoy working with you and your staff.
Reply from Josh Osborne
November 7th, 2024 02:40 PM
Thank you so much for your kind words! It means a lot to us that you feel supported and well taken care of. We’re always here to help and truly enjoy working with you. Looking forward to many more successful collaborations!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095