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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Great Lender and Team to work with! Awesome communication and never left in the dark on anything!
Reply from Josh Osborne
November 4th, 2025 05:10 PM
Hi Josh,
Thank you for the awesome comment. We are so glad we were able to help you out, and glad to hear that communication was great. We try to make sure everyone knows what is going on to make the process as smooth as possible.
We own a home now because of Cross Country Mortgave!!
Reply from Josh Osborne
November 4th, 2025 05:09 PM
Hi Tonya,
We are so happy we were able to help you get into your home! We are always here if you have any questions!!
very easy and quick
Reply from Josh Osborne
November 3rd, 2025 07:05 PM
I'm glad to hear that you found the process easy and quick, Scott. If you ever have any more questions or need further assistance, feel free to reach out.
excellent service and kinds workers.appreciate everything have done for us.
Reply from Josh Osborne
October 9th, 2025 02:42 PM
Thank you so much for the kind words! I truly appreciate you taking the time to share your experience. It was a pleasure working with you, and I’m so glad our team could help make the process a great one!
It was a good experience .
Reply from Josh Osborne
October 9th, 2025 02:42 PM
Thank you so much for sharing your feedback! I’m really glad to hear you had a good experience. I always strive to make the process as smooth and stress-free as possible.
Cuz u guys help us with every step
Reply from Josh Osborne
October 9th, 2025 02:40 PM
Thank you!
Excellent sevice and friendly staff. Josh
answered our questions in a timely manner.
Reply from Josh Osborne
October 9th, 2025 02:40 PM
Thank you so much for the kind words! I’m really glad we could make the process smooth and get your questions answered quickly. It was a pleasure working with you, I truly appreciate you taking the time to share your experience!
Josh and his team were amazing! Everything went as smooth as possible and purchasing a home with Josh could not have been easier! It was the Best experience and highly recommend working with Josh!!!
Reply from Josh Osborne
September 17th, 2025 05:34 PM
Thank you so much! We’re so glad we could make the process smooth and stress-free for you. Wishing you lots of happy memories in your new home!
It was an easy and simple process due to the experience and care of the agents.
Reply from Josh Osborne
September 12th, 2025 05:49 PM
The smooth and straightforward process you described is precisely what I aim to deliver, Christopher. I'm glad to know that my experience and the team's care made this possible for you. If you need anything else, feel free to reach out at any...
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Josh and his team were there every step of the way. As a first time homebuyer, my mind was at ease knowing that he and his team were looking out for my interest and keeping me informed on market trends and forecasts.
Reply from Josh Osborne
September 9th, 2025 08:42 PM
I appreciate your kind words, Derek. It's great to know that you felt supported and well-informed throughout your homebuying journey. Ensuring that first-time buyers have a seamless experience is important to me. If there's ever anything else...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095