

Top 5%
Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Easy to work with! Greatly appreciate your professionalism and knowledge
Reply from Josh Osborne
November 24th, 2025 04:29 AM
Thank you so much for the five-star review! I really appreciate your kind words. I’m glad the process felt easy and that our guidance was helpful. If you ever need anything down the road, my team and I are always here for you.
Josh and his team are great a choice for selecting a mortgage broker! The communication was great and easy to reach, genuinely seemed very honest and transparent, explained things well and simply, really did reveal how knowledgeable him and...
read more
Reply from Owner
November 30th, 2025 12:00 AM
Thank you so much for taking the time to share this. I really appreciate the trust you placed in us, especially as a first-time homebuyer. Clear communication and transparency are priorities for my team, and it means a lot to hear that it made...
read more
Josh and the entire team at CrossCountry are absolutely Amazing. They made the entire process so easy and "stress free" from start to finish. All questions were answered quickly and never had the feeling of "what comes next?" because they keep...
read more
Reply from Josh Osborne - CrossCountry Mortgag...
November 22nd, 2025 12:25 AM
Thank you so much — that truly means a lot. I’m glad we could make things smooth and stress-free for you from start to finish. My team and I work hard to keep you informed and confident every step of the way, and it’s great to hear that came...
read more
Josh was awesome! He handled our specific situation perfectly and was super transparent throughout the entire process. Communication was great; I never once felt like I was left in the dark. Both Josh and Jake were fantastic to work with. Definitely...
read more
Reply from Josh Osborne
November 13th, 2025 08:50 PM
I'm pleased to hear that you had a positive experience, Mayas. Transparency and clear communication are important to me, and I'm glad it made a difference in your process. It was a pleasure working with you and Jake to handle your specific...
read more
Josh went above and beyond to help us purchase a home. His expertise and communication was like no other! I'd recommend Josh to anyone!
Reply from Josh Osborne
November 4th, 2025 05:14 PM
Hi Teresa!!Thank you so much for the wonderful feedback! We’re thrilled to hear you had such a great experience working with Josh. He truly cares about every client and goes the extra mile to make the process smooth and stress-free. We appreciate...
read more
Super fast in the middle of gov't shut down
Reply from Josh Osborne
November 4th, 2025 05:14 PM
Thanks so much! We’re glad we could make things happen quickly for you, even during the government shutdown. Our team always works hard to keep things moving smoothly no matter what’s going on!
Consistent updates.
Reply from Josh Osborne
November 4th, 2025 05:13 PM
Thank you, Brent!!
It was a great experience. Thanks for helping getting this home.
Reply from Josh Osborne
November 4th, 2025 05:13 PM
Thank you so much! We’re so happy we could help you get into your new home. It was a pleasure working with you and being part of your homebuying journey!
Working with josh and his crew was a great privilege. They helped me with everything almost like I didn't have to do anything at all. I highly recommend to give josh Osborne a try.
Reply from Josh Osborne
November 4th, 2025 05:13 PM
Thank you so much for the kind words! We’re so glad to hear you had such a smooth experience working with Josh and the team. We truly appreciate your recommendation and are grateful for the trust you placed in us!
Josh made the process understandable, enjoyable, enlightening, and positive. We will recommend him, and work with him again, as needed.
Reply from Josh Osborne
November 4th, 2025 05:12 PM
Hi Tammy!
We are so pumped to hear that the process what understandable, enjoyable, enlightening, and positive!!! We strive to always give the best service to our clients and make buying a home an exciting time, and not a hard one!
91–100 of 428
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
View All
Hobbies
- Boating
- Working out
- Water Sports
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095