Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The joint emails with the client are the best!
Everyone were able too express what I needed too make the process too go smoothly and in a timely manner
Thanks Josh!
Josh was easy to work with
Overall communication with Josh and others was on point. Broke down different parts of the process and what we were seeing in the numbers to an understandable level.
Josh and Thomas were both great to work with! Josh was always available to answer all the questions I had. They went out of their way to help us achieve our best rate and close on our house as fast as possible after a few hiccups we had (not...
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Josh took the time to make sure that I understood the whole process.
Joshua and his crew were super helpful and patient. They went above and beyond to advise me along the way to get my credit where it needed to be. They made the experience a great one, and I appreciate it everyone of them. Will definitely be...
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He made the experience to easy, as a new home buyer and first time buyer I had no issues if I ever am in Arkansas again after this home I will be getting with them again.
Josh kept me updated on the whole process. He answered all my questions. I also enjoyed the videos sent to my email. They were very informative.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.