Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298
Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM(Open now)
Sun
9 AM to 3 PM
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Reviews from Web
Honestly, my first time home buying experience was flawless and I appreciate the team, especially Joseph. I will definitely recommend.
I could not have asked for better. The experience was flawless and the hassle free..
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Reply from Joseph Cordeira
August 27th, 2025 09:48 PM
I'm delighted to hear that your experience was flawless and hassle-free, Gillian. Thank you for sharing such positive feedback. I'm pleased to have been able to assist you and make the process smooth. If there's anything more I can do for you...
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As a real estate professional, I’ve worked with many loan officers over the years, and I can confidently say that working with Joseph has been one of the most seamless and positive experiences to date.He consistently demonstrated professionalism,...
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I made a great choice! Joseph was a tremendous help in the purchase of my house. He made sure I had no unanswered questions, and he was always available with quick responses. Very professional and Knowledgeable, I would definitely recommend....
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I had an outstanding experience working with Joseph Cordeira and Debra Rose. From the very beginning, they were professional, knowledgeable, and incredibly responsive. They took the time to explain every step of the mortgage process clearly...
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Reply from Joseph Cordeira
August 12th, 2025 02:22 PM
I'm truly grateful to hear about your outstanding experience. It was a pleasure working alongside Debra Rose to assist you. I'm glad we could provide clear explanations and address all your questions throughout the mortgage process. Your peace...
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smooth work process, qualified staff
Reply from Joseph Cordeira
August 8th, 2025 04:50 PM
I'm glad you had a smooth experience and found the staff helpful. It's great to know that the process met your expectations, and I appreciate you taking the time to share your thoughts. If there's anything else you need in the future, I'm here...
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I want to express my gratitude to the most competent Sales Manager Joseph Cordeira. My case was not simple, but Joe correctly selected the program that suits me, Joe explained very complex things in simple accessible language, everything was...
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Hi Joseph cordeira was very helpful in order to get mortgage approval and very easy to understand my needs his help was great & very easy to work with him .
Can’t recommend Joe enough. He made the process of getting my HELOC quick and painless.
You can’t do better than Joe Cordeira at CliffCo for a DSCR loan - indeed, any investment loan. He understands the temperament of the investor and the challenges of this particular market.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College
Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos
Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.