

Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298


Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM(Open now)
Sun
9 AM to 3 PM
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Reviews from Web
I can’t say enough great things about Joe! Getting a mortgage can be stressful, but Joe made the entire process so easy and reassuring. He was always available to talk through details, provided honest advice, and went above and beyond to make...
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Joe and his team made the mortgage process seamless. They responded to all of our questions, very timely and we could not have asked for a better team.
Joe and Emily from Cliffco were nothing but rockstars! Their team answered all of my millions of questions and timely. It is a level of customer service you cannot beat. They made the entire house buying process seamless!
Joe closed a loan for me in under 30 days. There were no issues and I couldn’t ask for an easier process. I’m very happy with him and his team.
Great job Joe. You closed out my loan quick and with zero issues. Thank you.
Reply from Joseph Cordeira
September 18th, 2025 01:09 PM
I'm pleased to hear that your loan was closed quickly and without any issues, Michael. Thank you for taking the time to share your experience. If you have any future questions or need further assistance, feel free to reach out.
My wife and I had a wonderful experience with Joe from start to finish. Joe is great at educating his clients. His team is quick and efficient. Thank you so much for your support! We look forward to working with you again in the future and...
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Easy and efficient process. I truly appreciate all the hard work.
Reply from Joseph Cordeira
September 5th, 2025 03:57 PM
It's great to know that you found the process easy and efficient, Edwin. I appreciate your kind words and am glad to hear my efforts met your expectations. Should you have any further questions or need assistance down the line, don't hesitate...
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Joseph and Emily are the best seamless process from the first day, we were pre approved for a home till the day of closing on our dream home I can’t thank them both enough
and Emily are a true power couple in this industry
Reply from Joseph Cordeira
August 30th, 2025 02:16 PM
Thank you, Jesus, for such a kind remark. I'm grateful for your recognition and am always here to provide my best support. If ever you need assistance or have questions in the future, feel free to reach out.
Fue muy fácil trabajar con ustedes.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College

Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos

Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.