

Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298


Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Sat
9 AM to 3 PM
Sun
9 AM to 3 PM
Mon
8 AM to 9 PM(Open now)
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Reviews from Web
Joe and his team were extremely helpful throughout the entire process. From our pre-approval right up until closing, we knew Joe and his team were there for us. It was our first home purchase and they walked us through the whole process and...
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Joe is very professional!!
The communication was great. Updates were made in a timely
TY for the speedy process, great communication along the way and for making thjngs super easy for us .
Reply from Joseph Cordeira
September 13th, 2026 01:52 PM
Domenico, I appreciate your kind words and am pleased to hear that the process was smooth and communication was effective for you. If you have any further questions or need assistance, feel free to reach out.
Everything is good
Reply from Joseph Cordeira
September 11th, 2026 12:46 PM
Thank you, Ummay. I'm glad to hear that everything is good with your experience. If there's anything else I can assist you with, please let me know.
Joe & Debra were a pleassure to work with! We were always informed of what was going on and they were always responsive. When I didn't know who to go to for questions about the house buying process in general, I would just call Joe and he would...
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Reply from Joseph Cordeira
September 4th, 2026 02:40 PM
Erica, I appreciate your kind words and am pleased to hear that you had a positive experience working with Debra and me. It's great to know that we could provide the support and answers you needed throughout your home-buying journey. Thank...
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Joseph was extremely responsive, helpful and professional throughout the entire mortgage process. His responsiveness and expertise were top notch! I would highly recommend him to anyone who needs a mortgage broker.
Reply from Joseph Cordeira
September 1st, 2026 03:11 PM
Kerry, thank you for your kind words and recommendation. I'm glad to hear that my responsiveness and expertise made a positive impact on your mortgage process. If you need any further assistance, please feel free to reach out.
This is our second time dealing with Joe and his team and the process is easy to follow. I trust them and their ability to work with us on our goals. They are the best!
Reply from Joseph Cordeira
August 29th, 2026 01:47 PM
Ashely, thank you for choosing to work with me and my team again. I'm grateful for your trust in our ability to assist with your goals, and I'm happy to hear that the process was easy to follow. Your support means a lot to us.
Joseph Cordeira has received a review with 5 star rating from Mark A
Joe and his team were very responsive and helpful throughout the entire process. I was able to get an answer anytime it was needed. I would recommend them to anyone that is looking for a mortgage.
Reply from Joseph Cordeira
August 28th, 2026 12:33 PM
Mark, I appreciate your kind words. I'm glad to hear that my team and I could be responsive and helpful throughout your mortgage process. Thank you for recommending us to others.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College

Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos

Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.