

Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298


Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 9 PM
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM
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Reviews from Web
Very informed and kept updated, felt that we werent doing this alone and had support during the whole process.
Joe was very responsive and walked us through every step of closing . I highly recommend him for anyone looking for a mortgage
What an amazing, smooth experience . Thank you for all of tour help
Reply from Joseph Cordeira
July 24th, 2026 01:00 PM
Francesca, I'm glad to hear that you had a smooth experience. Thank you for your kind words, and if you need any further assistance, I'm here to help.
Joe and Emily Cordeira were the perfect professionals in helping me with my dream condo in Hillsboro Beach Florida, they closed my loan with the utmost of experience and knowledge! If anyone doesn’t hire them to accomplish their dream they...
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Everyone was super helpful and they will explain any questions you have and the process.
Everyone was amazing and communicative on the process of getting the paperworks done and helping to reach the closing date .
Reply from Joseph Cordeira
July 13th, 2026 12:33 PM
Avan, I'm happy to know that you found everyone communicative and helpful throughout the process. Thank you for sharing your experience, and if you need any further assistance, feel free to reach out.
Everything was explained clearly in a timely manner and the entire experience as a first time homebuyer went smoothly, definitely recommend
Reply from Joseph Cordeira
July 10th, 2026 03:55 PM
Yvonne, I'm pleased to hear that everything was explained clearly and that your first time homebuying experience went smoothly. Thank you for recommending me, and if you ever have more questions or need assistance, feel free to reach out.
Joseph Cordeira has received a review with 5 star rating from Vito I
Joe and the team were great! They got us closed in under 30 days and were super informative.
Thank you for helping us find our forever home 🤰🏼🤰🏼
Reply from Joseph Cordeira
July 10th, 2026 02:19 PM
Vito, I'm grateful for your kind words and thrilled that we were able to close in under 30 days. It's wonderful to have assisted you in finding your forever home. Enjoy this exciting new chapter!
You and your team were very easy to deal with
Reply from Joseph Cordeira
June 29th, 2026 11:54 PM
Luke, I appreciate your feedback and I'm glad to hear that you found it easy to work with my team and me. If there's anything else we can assist you with, please don't hesitate to let me know.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College

Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos

Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.