Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298
Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ...... Show More
Location & Business Hours
Friday
8:00 AM to 9:00 PM
(Open Now)
Saturday
9:00 AM to 3:00 PM
Sunday
9:00 AM to 3:00 PM
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Reviews from Web
Great communication with Joe. At the end was a slight hiccup but the transparency cleared confusion.
Everyone was amazing to work with from the Codeira team! I was even incredibly suprised at the flexibility of the time everyone worked and responded. Most banks are usually only open the same hopurs i work so i would be worried about calling...
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Joe was great. Quick and responded quickly. Would definitely recommend! Helped us close our first home!
Joseph Cordeira has received a review with 5 star rating from Guari P
Joe and his team worked efficiently to make sure the loan was approved in a timely manner. Their dedication and determination is unmatched and high recommend to anyone who is interested in obtaining a mortgage.
Reply from Joseph Cordeira
May 22nd, 2026 01:59 PM
Guarina, I appreciate your kind words and recommendation. I'm glad to hear that our team's efficiency and dedication made a positive impact on your loan approval process. If you need any further assistance or have questions in the future, feel...
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Joe and the rest of the team were always amazingly understanding, professional, and informative. They always took our calls wether it was during business hours or not. They would go above and beyond to ensure that they not only answered any...
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Reply from Joseph Cordeira
May 15th, 2026 09:32 PM
James, I'm pleased to hear about your positive experience with me and the team at Cliffco Mortgage Bankers. It's important to us that you felt informed and well-supported throughout the process. If you have any future home financing needs,...
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Joe is great, super help and got everything done very quick
Reply from Joseph Cordeira
May 15th, 2026 12:19 PM
I'm grateful for your kind words, Vincent. It's rewarding to know that I could assist you efficiently and provide the help you needed. If there's anything else I can do for you, please let me know.
DEBRA WAS AWESOME! And despite and Joseph and Emily having to handle family things, things got done. It was a stressful process, but with the help of my loan processor and real estate agent, I got the keys!!!
Working with Joe and his team at Cliffco is as truly a pleasure. He is extremely knowledgeable, and readily available to answer any and all questions. He made my wife and I feel like family in our home buying process and I would recommend working...
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Reply from Joseph Cordeira
March 31st, 2026 11:57 PM
I'm very appreciative of your feedback, Vincent. It's wonderful to know that you and your wife felt supported and like part of the family during your home buying journey. Being available to answer questions and sharing knowledge is something...
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I had a deal that initially fell apart with another lender. Thankfully, we were referred to Joe, and he completely turned things around. He was responsive, knowledgeable, and communication to get us to closing.After four months of delays with...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Search Rank ScoreLearn More →
379
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Education
- Farmingdale State College
Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos
Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.