Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298
Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
Mon
8 AM to 9 PM
Tues
8 AM to 9 PM
Wed
8 AM to 9 PM
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Reviews from Web
This is our second time dealing with Joe and his team and the process is easy to follow. I trust them and their ability to work with us on our goals. They are the best!
Joseph Cordeira has received a review with 5 star rating from Mark A
Joe and his team were very responsive and helpful throughout the entire process. I was able to get an answer anytime it was needed. I would recommend them to anyone that is looking for a mortgage.
Joe explained everything clearly and made sure I was comfortable throughout the process.
Joseph Cordeira has received a review with 5 star rating from Laura D
Upfront and professional
Reply from Joseph Cordeira
August 22nd, 2026 01:28 PM
Patrick, thank you for your feedback. I'm glad to hear you found the experience upfront and professional. If there's anything else I can assist you with, please let me know.
Joe and his team are the absolute best at what they do!My wife and I had attempted to purchase a home in 2025, but it felt like an overwhelming experience as we weren't being provided with solutions that suit our needs and to make our purchase...
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Our team at CliffCo was a dream team! Joseph, our Loan Officer, and Debra Rose, our Loan Processor, were both amazing throughout the entire process.My wife and I had attempted to purchase a home in 2025, but our Loan Officer did not provide...
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Reply from Joseph Cordeira
August 13th, 2026 01:53 PM
Safraz, I'm truly grateful for your wonderful feedback. It's fantastic to hear that you and your wife had a smooth experience with Debra and me, and that we could help you settle into your new home despite the challenges. Thank you for your...
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My wife and I had attempted to purchase a home in 2025, but it felt like an overwhelming experience as we weren't being provided with solutions that suit our needs and to make our purchase a reality. However, we approached Joe just over 2 months...
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Thank you! Excellent!
Reply from Joseph Cordeira
August 8th, 2026 04:19 PM
Ann, I appreciate your kind words! I'm glad to hear that you had an excellent experience. If there's anything more I can do for you, please feel free to reach out.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College
Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos
Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.