

Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298


Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM(Open now)
Sun
9 AM to 3 PM
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Reviews from Web
Absolute five stars and they deserve it. Joe walked me through this whole process like a concierge service. Highly recommended.
I have had the pleasure of working with Joe for the past few years, and I can say without hesitation that he is one of the best lenders in the business. He actually takes the time to sit down with his clients and walk them through every detail...
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THE GOAT OF ALL LENDERS!!!!
Reply from Joseph Cordeira
June 24th, 2025 02:02 PM
I'm thrilled to receive such a high compliment, Lisandro. It was a pleasure working with you at Cliffco Mortgage Bankers. If you need any further assistance, don't hesitate to reach out.
I had no idea where to start but Joseph and his team held my hand through the entire process and helped me understand each step. I felt like my loan process was their top priority and would recommend them to anyone I knew was buying in the...
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Reply from Joseph Cordeira
June 23rd, 2025 12:42 PM
I'm thrilled to hear that you felt supported throughout the loan process. It was a pleasure working with you, and I'm glad we could make the experience clear and straightforward. Thank you for your recommendation.
Working with Joe throughout the Mortage process was great. For a first time homebuyer he made the mortage process stress free. Joe took his time to truly help us understand all the details of taking out a mortage. Any time we had any questions...
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Team were great and were very patient. Helped us understand everythign in detail and were very helpful throughout the process.
Joe and Emily are amazing loan officers and keep you updated with every milestone in the mortgage process. Highly recommended to all my customers and clients.
Hands down the most organized, knowledgeable and efficient loan officer I’ve ever worked with. The team and systems Joseph & Emily have in place are amazing. They are my preferred lender for any and all clients.
I highly recommend Cliffco Mortgage Bankers Joe was great in explaining the things that I didn't understand and made sure I was comfortable with everything before we moved onto the next step. I really appreciate the way he guided me through...
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Reply from Owner
March 20th, 2025 07:00 PM
Thank you so much for your review!
Joe was great in explaining the things that I didn't understand and made sure I was comfortable with everything before we moved onto the next step. I really appreciate the way he guided me through each step of the process it was really helpful...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College

Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos

Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.