Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298
Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM(Open now)
Sun
9 AM to 3 PM
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Reviews from Web
My family and I have been working with Joe for about three years, and purchasing a home was always a dream — for a long time, we thought it might remain just that. Thanks to Joe’s guidance, support, and hard work, we were able to make that...
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Reply from Joseph Cordeira
February 2nd, 2026 08:24 PM
Thank you for sharing your experience, Daniela. I'm glad to hear that my guidance and support played a part in turning your dream of homeownership into a reality. Navigating the complexities of purchasing a home, especially while working on...
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Everyone I spoke too or dealt with always was responsive and even if they didn't have the answer, they asked and got me the answer! Very thorough and responsive!
Reply from Joseph Cordeira
December 30th, 2025 01:21 PM
I'm grateful for your feedback, Joseph. It's reassuring to know that you found communication to be thorough and responsive during your experience. It’s my aim to ensure that all questions are addressed promptly, even if it sometimes means a...
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Joseph Cordeira has received a review with 5 star rating from Lori-Ann S
Joe and his team were very organized and efficient. They worked quickly throughout the process. Easy to talk to and clear explanations when we had questions.
Reply from Joseph Cordeira
December 28th, 2025 02:35 PM
I appreciate your feedback, Lori-Ann. It's encouraging to hear that you found the process organized and efficient. Providing clear explanations and being approachable is something I strive for. If you ever have more questions or need assistance...
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Fantastic job!
Hands down the absolute best! The process was smooth and efficient. His professionalism and expertise is what stands out as well. He was always available to walk us through each step to make sure we understood everything. I would highly recommend...
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Working with Joe and his team made the proccess of buying a new home so simple and easy. I would highly recommend them for anyone looking for anything related to mortgage related services.
Reply from Joseph Cordeira
December 17th, 2025 05:32 PM
I'm pleased to hear that the process of buying your new home was simple and easy for you, Anthony. Your recommendation means a lot, and it's great to know that the efforts made a positive impact on your experience. If you have any mortgage-related...
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Working with Joseph Cordeira was truly an outstanding experience from start to finish. As my loan officer, he took the time to understand my financial goals and made sure I was comfortable and informed throughout the entire process. He explained...
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Working with Joseph Cordeira was truly an outstanding experience from start to finish. As my loan officer, he took the time to understand my financial goals and made sure I was comfortable and informed throughout the entire process. He explained...
read more
Reply from Joseph Cordeira
November 3rd, 2025 07:11 PM
Thank you, Mohammed, for sharing your experience. I'm glad to hear that the process was smooth and that my approach resonated with you. It's important to me that clients feel informed and comfortable every step of the way. If you ever have...
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Terrible company. I worked with Joe Cordeira.I have gotten 5 different mortgages previously with different companies, and all were easy and great. With this company I got a loan with the worst possible interest rate and prepayment penalty....
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College
Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos
Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.