

Joseph Villa
Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Everyone very informative and easy to work with. Great experience.
Reply from Joseph Villa
September 24th, 2026 08:37 PM
We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
The day before closing I received an e-mail with an
"amended" clause saying that my loan had gone $6,000.00 up...no easy to understand financial Terms...fortunately we were able to clear the air.
Reply from Joseph Villa
September 24th, 2026 08:37 PM
Thank you for your time to leave a review regarding your experience with New American Funding. Should you require any further assistance or information, please let us know.
Joseph and Michael both showed excellent customer service from start to finish. They were prompt in returning calls and knowledgeable and informative with answering all my questions. They both distressed a stressful situation and assured me...
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Reply from Joseph Villa
September 24th, 2026 08:37 PM
Thank you for sharing your experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
Always available when needed, and responded quickly. Handled things on his end rapidly and made me feel important.
Reply from Joseph Villa
September 24th, 2026 08:37 PM
Thank you for sharing your experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
Quick & easy process apart from hiccup with appraisal
Reply from Joseph Villa
September 24th, 2026 08:37 PM
Thank you for your time to leave a review regarding your experience with New American Funding. Should you require any further assistance or information, please let us know.
Experience was fine. Took longer than expected and then I had to mail/take checks by creditors. Thought this would of been done online for me.
Reply from Joseph Villa
September 24th, 2026 08:37 PM
Thank you for your time to leave a review regarding your experience with New American Funding. Should you require any further assistance or information, please let us know.
Getting the loan compkete how I wanted it
Reply from Joseph Villa
September 24th, 2026 08:37 PM
We appreciate your kind words and for taking the time to write a review. Please let us know if we can be of further assistance to you.
Joseph was so easy to work with and was extremely responsive to all inquires. After experiencing multiple instances of poor service and dishonesty with other loan servicing companies I was skeptical NAF would be any different but from day 1...
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Reply from Joseph Villa
September 24th, 2026 08:37 PM
We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
To much patience since starting to ending , thanks.
Reply from Joseph Villa
September 24th, 2026 08:37 PM
We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
I had no knowledge of what to expect, Mr Villa made the process effortless. Mr Villa gave me information that I didn’t know I needed, to make an informed decision. He was patient, professional and more helpful than he realized. I would definitely...
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Reply from Joseph Villa
September 24th, 2026 08:37 PM
We are pleased to know you had a great loan experience and the service you received. Should you require any further assistance, please let us know.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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