

Joseph Villa
Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Concern for your challenges and help with questions.
Reply from Joseph Villa
September 24th, 2026 08:37 PM
It is our goal to provide exceptional customer service and hope we achieved this goal with your loan experience. Thank you for your time to submit a review. We look forward to sharing your review with our management team. Please keep us in...
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Easy simple and fast - Thank you Joseph!!
Reply from Joseph Villa
September 24th, 2026 08:37 PM
We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to contact us, should you need any further assistance.
ON TIME AND HELPFUL
Reply from Joseph Villa
September 24th, 2026 08:37 PM
It is our goal to provide exceptional customer service and hope we achieved this goal with your loan experience. Thank you for your time to submit a review. We look forward to sharing your review with our management team. Please keep us in...
read more
Made my cash refinance very easy
Reply from Joseph Villa
September 24th, 2026 08:37 PM
We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
we're getting a loan during the holidays, we were happy with the services
Reply from Joseph Villa
September 24th, 2026 08:37 PM
It is our goal to provide exceptional customer service and hope we achieved this goal with your loan experience. Thank you for your time to submit a review. We look forward to sharing your review with our management team. Please keep us in...
read more
Kim was always there when ever I needed help or info. She's also an incredibly nice person to work with.
Reply from Joseph Villa
September 24th, 2026 08:37 PM
We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to contact us, should you need any further assistance.
I did not meet Heather and Joseph in person but i feel like they are nice people , helpful and very professional. They were easy to communicate with, very prompt and accessible. They stayed in touch even after hours. They did more to help than...
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Reply from Joseph Villa
September 24th, 2026 08:37 PM
We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
Constant communication and being updated anytime something was done. Easily accessed via email or telephone. Entire transaction went smoothly with no hiccups. I was always in the know what the next step would be and everything was timely. Definitely...
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Reply from Joseph Villa
September 24th, 2026 08:37 PM
We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
Very knowledgeable, kept me informed!
Reply from Joseph Villa
September 24th, 2026 08:37 PM
We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
I told him up front that I had an unpleasant experience w another mortgage company regarding this same refinance, and I feel like he kept me in the loop during the whole process, which I
Reply from Joseph Villa
September 24th, 2026 08:37 PM
Thank you for your time to leave a review regarding your experience with New American Funding. Should you require any further assistance or information, please let us know.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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